Gavop shows you how to buy homeowners insurance in Chesapeake Beach, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $123,500 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $343,000 | $290,000 | $300,000-$350,000 |
| 3 Bedroom | $378,500 | $350,000 | $300,000-$350,000 |
| 4 Bedroom | $508,000 | $470,000 | $500,000-$600,000 |
| 5 Bedroom | $806,500 | $710,000 | $700,000-$800,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $812 |
| Home and Two Car | -$150 | $733 |
| Home and Three Car | -$221 | $662 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,464 |
| Hail Damage | $4,476 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,386 |
| Home Insurance Company Chesapeake Beach, MD | Homeowners Insurance Agency Chesapeake Beach, MD | Address | Popularity Score | Distance from Chesapeake Beach (miles) |
|---|---|---|---|---|
| Erie | J E Schenk & Associates Inc. | 3675 Park Avenue Suite 201, Ellicott City, MD, 21043 | 42.1 | |
| State Farm | Paul Funk | 307 Frederick Rd, Catonsville, MD, 21228-4620 | 41.3 | |
| State Farm | Dovie Metzger | 1410 Forest Dr Ste 8, Annapolis, MD, 21403-1442 | 18.9 | |
| State Farm | Jackie Gibson | 10337 Southern Maryland Blvd, Dunkirk, MD, 20754-3051 | 6.1 | |
| State Farm | Ken Lemmert | 16004 Crain Hwy Unit C, Brandywine, MD, 20613-8046 | 17.4 | |
| State Farm | Dave Wayson | Dunkirk Village Shopping Ctr 10339 So Md Blvd, Dunkirk, MD, 20754 | 6.5 | |
| Travelers | A F Szabo Insurance Agency Inc | 11705 Berry Road Suite 101, Waldorf, MD, 20603 | 19.9 | |
| State Farm | Kim Musser | 10724 Little Patuxent Pkwy, Columbia, MD, 21044-3342 | 40.1 | |
| Travelers | Union First Financial Services Inc | 4536 Owensville Sudley Rd, Harwood, MD, 20776 | 11.9 | |
| State Farm | Stephanie Owens | 8766 Philadelphia Rd, Rosedale, MD, 21237-2333 | 45.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Calvert County, MD | $347,200 | $1,066 | $840 | $1,340 | $500 |
| Chesapeake Beach, MD | $313,600 | $883 | $700 | $1,110 | $410 |
| Kettering, MD | $266,300 | $789 | $620 | $990 | $370 |
| Lanham, MD | $278,600 | $811 | $640 | $1,020 | $380 |
| Cheverly, MD | $314,200 | $885 | $700 | $1,110 | $410 |
| Glen Burnie, MD | $245,400 | $869 | $690 | $1,100 | $410 |
| Four Corners, MD | $448,300 | $965 | $760 | $1,220 | $460 |
| Newington, VA | $420,300 | $897 | $650 | $1,270 | $620 |
| Layhill, MD | $412,400 | $980 | $770 | $1,240 | $470 |
| Williston, MD | $285,300 | $982 | $780 | $1,240 | $460 |
| Neabsco, VA | $277,700 | $821 | $590 | $1,170 | $580 |
| Dale City, VA | $286,900 | $948 | $650 | $1,300 | $650 |