Gavop's guide to buying homeowners insurance in Savannah, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $81,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $136,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $189,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $179,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $597 |
| Superior Protection Discount | -$62 | $631 |
| Fire & Security Discount | -$56 | $638 |
| Hail Resistant Roof Discount | -$21 | $673 |
| Newly Constructed Home Discount | -$173 | $520 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hardin County | $1,500 | $747 | $2,247 | $543 | $2,043 | $204 |
| Savannah, TN | $1,500 | $686 | $2,186 | $498 | $1,998 | $187 |
| Adamsville, TN | $100 | $787 | $887 | $572 | $672 | $215 |
| Selmer, TN | $2,000 | $839 | $2,839 | $610 | $2,610 | $229 |
| Farmington, MS | $200 | $1,157 | $1,357 | $841 | $1,041 | $316 |
| Lexington, TN | $2,000 | $728 | $2,728 | $529 | $2,529 | $199 |
| Kossuth, MS | $500 | $1,125 | $1,625 | $818 | $1,318 | $308 |
| Linden, TN | $1,500 | $703 | $2,203 | $511 | $2,011 | $192 |
| Hardeman County, TN | $500 | $671 | $1,171 | $488 | $988 | $183 |
| Tuscumbia, AL | $1,500 | $856 | $2,356 | $622 | $2,122 | $234 |
| Muscle Shoals, AL | $300 | $846 | $1,146 | $615 | $915 | $231 |
| Belmont, MS | $1,000 | $1,120 | $2,120 | $814 | $1,814 | $306 |
| Home Insurance Company Savannah, TN | Homeowners Insurance Agency Savannah, TN | Address | Popularity Score | Distance from Savannah (miles) |
|---|---|---|---|---|
| Allstate | Tina Clark | 231 Oil Well Rd Apt A, Jackson, TN, 38305 | 47.5 | |
| State Farm | Tasha Johnson | 38 S Main St, Lexington, TN, 38351-2104 | 30.8 | |
| Travelers | Howell Insurance Agency | 1303 W Market St Ste B, Bolivar, TN, 38008 | 43.6 | |
| Travelers | The Roger Smith Agency Inc | 231 S Main St, Waynesboro, TN, 38485 | 27.6 | |
| Farmers | Shanna Tabor | 133 W University Pkwy Ste 108, Jackson, TN, 38305 | 47.1 | |
| State Farm | Darrell Kimbel | 1856 S Highland Ave, Jackson, TN, 38301-1701 | 40.1 | |
| Erie | John Cooper Insurance | 984 Wayne Road Suite D, Savannah, TN, 38372 | 0.5 | |
| State Farm | Milton Nash | 1040 Mulberry Ave, Selmer, TN, 38375-6629 | 19.8 | |
| Allstate | Ricky Welch | 529 E Mulberry St, Selmer, TN, 38375 | 19.8 | |
| Liberty Mutual Independent | White & Associates Of Jackson | 18 Conrad Dr, Jackson, TN, 38305 | 45.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,480 | $730 |
| Hardin County, TN | $107,400 | $756 | $540 | $1,040 | $500 |
| Savannah, TN | $89,300 | $694 | $500 | $980 | $480 |
| Adamsville, TN | $82,800 | $797 | $530 | $1,140 | $610 |
| Selmer, TN | $94,600 | $849 | $570 | $1,210 | $640 |
| Farmington, MS | $111,300 | $1,171 | $800 | $1,650 | $850 |
| Lexington, TN | $101,500 | $737 | $490 | $1,020 | $530 |
| Kossuth, MS | $106,300 | $1,139 | $770 | $1,610 | $840 |
| Linden, TN | $65,400 | $712 | $480 | $1,010 | $530 |
| Hardeman County, TN | $85,400 | $680 | $500 | $960 | $460 |
| Tuscumbia, AL | $107,300 | $867 | $590 | $1,200 | $610 |
| Muscle Shoals, AL | $139,600 | $857 | $590 | $1,210 | $620 |
| Belmont, MS | $105,500 | $1,134 | $830 | $1,560 | $730 |