Gavop's guide to buying homeowners insurance in McKean County, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$168 | $671 |
| 30 year old | +$13 | $851 |
| 40 year old | +$22 | $860 |
| 50 year old | +$32 | $870 |
| Above 50 year old | +$40 | $879 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $713 |
| Superior Protection Discount | -$84 | $754 |
| Fire & Security Discount | -$75 | $763 |
| Hail Resistant Roof Discount | -$17 | $822 |
| Newly Constructed Home Discount | -$176 | $662 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McKean County | $1,500 | $828 | $2,328 | $602 | $2,102 | $226 |
| McKean County, PA | $2,000 | $828 | $2,828 | $602 | $2,602 | $226 |
| Lewis Run, PA | $100 | $553 | $653 | $402 | $502 | $151 |
| Olean, NY | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Ellicottville, NY | $500 | $714 | $1,214 | $519 | $1,019 | $195 |
| Jenks, PA | $700 | $548 | $1,248 | $398 | $1,098 | $150 |
| Warsaw, PA | $500 | $618 | $1,118 | $449 | $949 | $169 |
| Sinclairville, NY | $700 | $587 | $1,287 | $426 | $1,126 | $160 |
| Ellery, NY | $400 | $605 | $1,005 | $439 | $839 | $165 |
| Falls Creek, PA | $700 | $523 | $1,223 | $380 | $1,080 | $143 |
| DuBois, PA | $300 | $705 | $1,005 | $512 | $812 | $193 |
| Oklahoma, PA | $700 | $712 | $1,412 | $518 | $1,218 | $195 |
| Home Insurance Company McKean County, PA | Homeowners Insurance Agency McKean County, PA | Address | Popularity Score | Distance from McKean County (miles) |
|---|---|---|---|---|
| State Farm | Mark Phillips | 231 Liberty St, Warren, PA, 16365-2389 | 29.8 | |
| Travelers | Calvert Pearson Insurance Group | 712 Pennsylvania Ave W, Warren, PA, 16365 | 30.2 | |
| Erie | Williams Agency | 509 E Main Street, Bradford, PA, 16701 | 10.8 | |
| Travelers | Calvert Pearson Insurance Group | 712 Pennsylvania Ave W, Warren, PA, 16365 | 30.2 | |
| Travelers | Marshall Insurance Services Inc | 44 Bolivar Drive, Bradford, PA, 16701 | 11.5 | |
| Allstate | Rich Harrier | 24 E 4th St, Emporium, PA, 15834 | 27.2 | |
| Erie | W E Swanson Agency Inc | 23 Fraley Street, Kane, PA, 16735 | 16.6 | |
| State Farm | Adam Johnson | 302 E 4th St Ste 101, Emporium, PA, 15834-1514 | 27.4 | |
| Travelers | Marshall Insurance Services Inc | 44 Bolivar Dr , Bradford, PA, 16701 | 11.5 | |
| Erie | Nesmith Insurance Agency | 215 Pennsylvania Avenue E, Warren, PA, 16365 | 29.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,060 | $550 |
| McKean County, PA | $77,100 | $838 | $610 | $1,160 | $550 |
| McKean County, PA | $77,100 | $838 | $580 | $1,170 | $590 |
| Lewis Run, PA | $86,800 | $560 | $400 | $790 | $390 |
| Olean, NY | $77,600 | $960 | $660 | $1,370 | $710 |
| Ellicottville, NY | $184,500 | $723 | $500 | $1,030 | $530 |
| Jenks, PA | $85,000 | $555 | $390 | $780 | $390 |
| Warsaw, PA | $112,500 | $625 | $430 | $880 | $450 |
| Sinclairville, NY | $76,700 | $594 | $400 | $820 | $420 |
| Ellery, NY | $128,500 | $612 | $420 | $880 | $460 |
| Falls Creek, PA | $75,500 | $529 | $360 | $730 | $370 |
| DuBois, PA | $88,800 | $713 | $520 | $990 | $470 |
| Oklahoma, PA | $158,100 | $721 | $510 | $1,020 | $510 |