Gavop's guide to buying homeowners insurance in White Hall, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| White Hall, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sutherland Rd, Barnsdale Rd, Bucks Elbow Mountain Rd, Lonicera Way, Park Rd, Adele St, Buffalo River Rd, Matheny Dr, Green Hill Ln, Rose Valley Farm | $283,500 | $230,000 | $250,000-$300,000 | $256,000 | $200,000 | $200,000-$250,000 |
| Loft Mountain Rd, Raspberry Rd, Claude Loop, Co Rd 609, Co Rd 1508, Birdsall Ln, Chris Greene Lake Rd, Co Rd 644, Willow Spring Rd, Co Rd 690 | $271,000 | $240,000 | $300,000-$350,000 | $257,500 | $210,000 | $200,000-$250,000 |
| Dorset Ct, Brooksville Hts, Crickenberger Ln, Union Mission Ln, Co Rd 1213, Co Rd 675, Pont Rouge Farm, Co Rd 1208, Maple St, Co Rd 653 | $265,500 | $230,000 | $300,000-$350,000 | $290,000 | $240,000 | $300,000-$350,000 |
| Doyles River Xing, Homestead Farm Ln, Burnt Mountain Rd, Ivy Vista Dr, McComb St, White Hall Rd, Frays Meadow Ct, Elk Run Ln, Myrtle St, Saddle Hollow Ct | $373,000 | $340,000 | $300,000-$350,000 | $378,000 | $340,000 | $300,000-$350,000 |
| Peavine Hollow Trl, Pagebrook Farm, Co Rd 2076, Castle Rock Rd, Piedmont Pl, Oriole Ct, Co Rd 1577, Co Rd 1202, Mechum Pl, Dick Woods Rd | $190,500 | $150,000 | $200,000-$250,000 | $316,500 | $300,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $779 |
| Superior Protection Discount | -$82 | $825 |
| Fire & Security Discount | -$100 | $807 |
| Hail Resistant Roof Discount | -$27 | $879 |
| Newly Constructed Home Discount | -$263 | $644 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Albemarle County | $700 | $989 | $1,689 | $719 | $1,419 | $270 |
| White Hall, VA | $1,500 | $895 | $2,395 | $651 | $2,151 | $245 |
| Waynesboro, VA | $400 | $650 | $1,050 | $472 | $872 | $178 |
| North, VA | $1,000 | $944 | $1,944 | $686 | $1,686 | $258 |
| Sherando, VA | $200 | $793 | $993 | $577 | $777 | $217 |
| Shipman, VA | $2,500 | $420 | $2,920 | $305 | $2,805 | $115 |
| Orange County, VA | $1,500 | $878 | $2,378 | $638 | $2,138 | $240 |
| Deerfield, VA | $200 | $597 | $797 | $434 | $634 | $163 |
| Edinburg, VA | $100 | $784 | $884 | $570 | $670 | $214 |
| Rockbridge County, VA | $2,500 | $718 | $3,218 | $522 | $3,022 | $196 |
| Home Insurance Company White Hall, VA | Homeowners Insurance Agency White Hall, VA | Address | Popularity Score | Distance from White Hall (miles) |
|---|---|---|---|---|
| Travelers | Truslow - Yost Insurance Agency | 125 Chapman Street, Orange, VA, 22960 | 29.7 | |
| Travelers | Lake Anna Insurance Agency Llc | 111 Ave, Mineral, VA, 23117 | 41.2 | |
| Liberty Mutual Independent | Insure All Llc | 714 E Main St, Stanley, VA, 22851 | 30.2 | |
| State Farm | John Willett | 401 Madison Rd, Culpeper, VA, 22701-3319 | 40.8 | |
| Travelers | Maloney & Ward Insurance Agency | 202 W Evans Street, Culpeper, VA, 22701 | 41.7 | |
| Erie | Staley Insurance Agency Inc. | 1105 Greenville Avenue, Staunton, VA, 24401 | 22.9 | |
| Travelers | Crozet Insurance Llc | 1186 Crozet Ave Blue Goose Bldg, Crozet, VA, 22932 | 6.5 | |
| State Farm | Byron Mehlhaff | 405 E Main St, Louisa, VA, 23093 | 36.4 | |
| Allstate | Fanning & Associates | Po Box 610, Locust Grove, VA, 22508 | 46.6 | |
| State Farm | Hunter Wyant | 6420 Seminole Trl Ste 6, Barboursville, VA, 22923-2836 | 14.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,310 | $620 |
| Albemarle County, VA | $329,600 | $1,001 | $690 | $1,380 | $690 |
| White Hall, VA | $351,400 | $906 | $640 | $1,290 | $650 |
| Waynesboro, VA | $161,600 | $658 | $470 | $910 | $440 |
| North, VA | $258,900 | $955 | $660 | $1,360 | $700 |
| Sherando, VA | $168,900 | $803 | $590 | $1,130 | $540 |
| Shipman, VA | $76,300 | $425 | $300 | $600 | $300 |
| Orange County, VA | $235,200 | $889 | $640 | $1,250 | $610 |
| Deerfield, VA | $110,900 | $604 | $410 | $830 | $420 |
| Edinburg, VA | $165,400 | $794 | $580 | $1,120 | $540 |
| Rockbridge County, VA | $197,200 | $727 | $530 | $1,040 | $510 |