Gavop shows you how to buy homeowners insurance in Clay County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Clay County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Linville Rd, W Austin St, W 4th St, Homestead Ln, Kafer Rd, Crow Trace Dr, Groves Ln, Klein Rd, Meta Rd, Burford St | $90,000 | $80,000 | $75,000-$100,000 | $79,000 | $70,000 | $75,000-$100,000 |
| N Barrett St, Hugo St, King St, Broday Rd, Browning Rd, Chapman Rd, Dean School Rd, Reed St, Rex Davis St, Penobscot Trl | $76,000 | $70,000 | $50,000-$75,000 | $66,000 | $50,000 | $50,000-$75,000 |
| Liberty Rd, S Saratoga Trl, W Commerce St, Lovelace Ln, N Bevering Ln, N Jackson St, N Thressa St, Joy Creek Rd, Caushatta Trl, Plemons Dr | $93,500 | $90,000 | $100,000-$125,000 | $88,500 | $80,000 | $75,000-$100,000 |
| Wolf Rd, Big Sandy Rd, E Pleasant Valley Rd, Rebecca St, Country Club Dr, E Omega St, Mayfield Ln, Central St, Dean School Ln, Kincall Rd | $109,000 | $90,000 | $125,000-$150,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Wiist Rd, Jay Rd, Riverland Rd, Specht Rd, Sudan St, N Rosalee St, Wright Rd, Glasgow Rd, Wigwam Rd, War Path | $122,500 | $110,000 | $75,000-$100,000 | $83,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$187 | $850 |
| Superior Protection Discount | -$104 | $933 |
| Fire & Security Discount | -$114 | $923 |
| Hail Resistant Roof Discount | -$21 | $1,016 |
| Newly Constructed Home Discount | -$207 | $829 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clay County | $700 | $1,024 | $1,724 | $744 | $1,444 | $280 |
| Clay County, TX | $2,000 | $1,024 | $3,024 | $744 | $2,744 | $280 |
| Bellevue, TX | $400 | $1,328 | $1,728 | $965 | $1,365 | $363 |
| Terral, OK | $2,500 | $708 | $3,208 | $515 | $3,015 | $194 |
| Windthorst, TX | $400 | $1,515 | $1,915 | $1,101 | $1,501 | $414 |
| Burkburnett, TX | $1,000 | $993 | $1,993 | $722 | $1,722 | $271 |
| Jefferson County, OK | $500 | $773 | $1,273 | $562 | $1,062 | $211 |
| Addington, OK | $2,500 | $865 | $3,365 | $628 | $3,128 | $236 |
| Jack County, TX | $400 | $1,003 | $1,403 | $729 | $1,129 | $274 |
| Leon, OK | $1,000 | $782 | $1,782 | $568 | $1,568 | $214 |
| Meridian, OK | $500 | $1,096 | $1,596 | $796 | $1,296 | $299 |
| Home Insurance Company Clay County, TX | Homeowners Insurance Agency Clay County, TX | Address | Popularity Score | Distance from Clay County (miles) |
|---|---|---|---|---|
| State Farm | Morris Stone | 2106 9th St # B, Wichita Falls, TX, 76301-4134 | 19.1 | |
| Farmers | Kyle Reynolds | 113 Cooke St, Nocona, TX, 76255 | 28.0 | |
| Travelers | Henry Insurance Agency | 106 W Tarrant St, Bowie, TX, 76230 | 26.1 | |
| Farmers | Chris Miller | 1115 Halsell St, Bridgeport, TX, 76426 | 47.6 | |
| Travelers | Holub Insurance Agency | 4001 Featherston Ave, Wichita Falls, TX, 76308 | 19.9 | |
| Allstate | Kevin Wolf Insurance | 116 E Belknap St, Jacksboro, TX, 76458 | 39.3 | |
| Travelers | Boley-Featherston Insurance | 701 Lamar St Wichita Falls, Wichita Falls, TX, 76301 | 18.3 | |
| Farmers | Doug Chaney | 3915field Rd Ste A, Wichita Falls, TX, 76308 | 20.0 | |
| Farmers | Emily Palmer | 1401 Cates St Ste 201, Bridgeport, TX, 76426 | 47.8 | |
| Travelers | Allred Thompson Mason Daugherty | 119 W Gilbert, Henrietta, TX, 76365 | 2.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Clay County, TX | $87,200 | $1,037 | $680 | $1,600 | $920 |
| Clay County, TX | $87,200 | $1,037 | $680 | $1,600 | $920 |
| Bellevue, TX | $66,500 | $1,344 | $890 | $2,070 | $1,180 |
| Terral, OK | $37,500 | $717 | $480 | $1,000 | $520 |
| Windthorst, TX | $103,000 | $1,533 | $1,010 | $2,360 | $1,350 |
| Burkburnett, TX | $96,800 | $1,005 | $660 | $1,550 | $890 |
| Jefferson County, OK | $59,700 | $782 | $560 | $1,070 | $510 |
| Addington, OK | $53,800 | $875 | $600 | $1,230 | $630 |
| Jack County, TX | $81,400 | $1,015 | $670 | $1,560 | $890 |
| Leon, OK | $45,000 | $791 | $540 | $1,120 | $580 |
| Meridian, OK | $79,400 | $1,109 | $750 | $1,540 | $790 |