How Can I Make My Clay County, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Clay County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Clay County, TX Home Insurance Coverage Levels | Back to Top

Clay County, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Linville Rd, W Austin St, W 4th St, Homestead Ln, Kafer Rd, Crow Trace Dr, Groves Ln, Klein Rd, Meta Rd, Burford St $90,000 $80,000 $75,000-$100,000 $79,000 $70,000 $75,000-$100,000
N Barrett St, Hugo St, King St, Broday Rd, Browning Rd, Chapman Rd, Dean School Rd, Reed St, Rex Davis St, Penobscot Trl $76,000 $70,000 $50,000-$75,000 $66,000 $50,000 $50,000-$75,000
Liberty Rd, S Saratoga Trl, W Commerce St, Lovelace Ln, N Bevering Ln, N Jackson St, N Thressa St, Joy Creek Rd, Caushatta Trl, Plemons Dr $93,500 $90,000 $100,000-$125,000 $88,500 $80,000 $75,000-$100,000
Wolf Rd, Big Sandy Rd, E Pleasant Valley Rd, Rebecca St, Country Club Dr, E Omega St, Mayfield Ln, Central St, Dean School Ln, Kincall Rd $109,000 $90,000 $125,000-$150,000 $80,500 $70,000 $75,000-$100,000
Wiist Rd, Jay Rd, Riverland Rd, Specht Rd, Sudan St, N Rosalee St, Wright Rd, Glasgow Rd, Wigwam Rd, War Path $122,500 $110,000 $75,000-$100,000 $83,500 $70,000 $75,000-$100,000

Choose the Best Clay County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 500-549 Credit Score $75 to $100,000 No Pets, Non-Smoker $270
Part Time Job 750-799 Credit Score <$25,000 2 Pets, Non-Smoker $400
Unemployed 800-850 Credit Score No Income 3 Pets, Non-Smoker $290

Choose the Right Deductible for your Clay County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $400 $470 $870 $390 $790 $80
Clay County, TX $700 $400 $900 $330 $1,030 $-130
Clay County, TX $2,000 $300 $800 $260 $2,260 $-1,460
Bellevue, TX $400 $230 $630 $190 $590 $40
Terral, OK $2,500 $170 $670 $150 $2,650 $-1,980
Windthorst, TX $400 $410 $810 $350 $750 $60
Burkburnett, TX $1,000 $420 $920 $360 $1,360 $-440
Jefferson County, OK $500 $310 $810 $250 $750 $60
Addington, OK $2,500 $190 $690 $160 $2,660 $-1,970
Jack County, TX $400 $320 $720 $270 $670 $50
Leon, OK $1,000 $90 $590 $80 $1,080 $-490
Meridian, OK $500 $340 $840 $290 $790 $50
Seymour Rural, TX $2,000 $430 $930 $350 $2,350 $-1,420

Identify Top Home Insurance Agents near Clay County, TX | Back to Top

Home Insurance Company Clay County, TX Homeowners Insurance Agency Clay County, TX Address Popularity Score Distance from Clay County (miles)
State Farm Morris Stone 2106 9th St # B, Wichita Falls, TX, 76301-4134
19.1
Farmers Kyle Reynolds 113 Cooke St, Nocona, TX, 76255
28.0
Travelers Henry Insurance Agency 106 W Tarrant St, Bowie, TX, 76230
26.1
Farmers Chris Miller 1115 Halsell St, Bridgeport, TX, 76426
47.6
Travelers Holub Insurance Agency 4001 Featherston Ave, Wichita Falls, TX, 76308
19.9
Allstate Kevin Wolf Insurance 116 E Belknap St, Jacksboro, TX, 76458
39.3
Travelers Boley-Featherston Insurance 701 Lamar St Wichita Falls, Wichita Falls, TX, 76301
18.3
Farmers Doug Chaney 3915field Rd Ste A, Wichita Falls, TX, 76308
20.0
Farmers Emily Palmer 1401 Cates St Ste 201, Bridgeport, TX, 76426
47.8
Travelers Allred Thompson Mason Daugherty 119 W Gilbert, Henrietta, TX, 76365
2.3

Compare Rates for Clay County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $510 $340 $790 $450
Clay County, TX $78,300 $340 $220 $520 $300
Clay County, TX $78,300 $460 $300 $710 $410
Bellevue, TX $46,300 $220 $150 $340 $190
Terral, OK $42,000 $170 $120 $240 $120
Windthorst, TX $89,000 $490 $320 $750 $430
Burkburnett, TX $89,800 $380 $250 $590 $340
Jefferson County, OK $62,100 $320 $220 $440 $220
Addington, OK $38,300 $200 $140 $280 $140
Jack County, TX $75,600 $330 $220 $510 $290
Leon, OK $22,000 $100 $70 $140 $70
Meridian, OK $71,400 $380 $270 $540 $270
Seymour Rural, TX $79,800 $340 $220 $520 $300