Gavop shows you how to buy homeowners insurance in Ironton, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $133,500 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $147,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $294,500 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $171,000 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $572 |
| Superior Protection Discount | -$70 | $628 |
| Fire & Security Discount | -$49 | $649 |
| Hail Resistant Roof Discount | -$14 | $684 |
| Newly Constructed Home Discount | -$195 | $503 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lincoln County | $2,000 | $848 | $2,848 | $616 | $2,616 | $232 |
| Ironton, NC | $700 | $690 | $1,390 | $501 | $1,201 | $188 |
| Caldwell, NC | $400 | $662 | $1,062 | $481 | $881 | $181 |
| Steele, NC | $1,500 | $729 | $2,229 | $530 | $2,030 | $199 |
| Alexander County, NC | $100 | $744 | $844 | $540 | $640 | $203 |
| North Catawba, NC | $2,500 | $605 | $3,105 | $439 | $2,939 | $165 |
| Salisbury, NC | $500 | $711 | $1,211 | $517 | $1,017 | $194 |
| Faith, NC | $1,500 | $937 | $2,437 | $681 | $2,181 | $256 |
| Van Wyck, SC | $100 | $958 | $1,058 | $696 | $796 | $262 |
| Beaver Creek, NC | $1,500 | $615 | $2,115 | $447 | $1,947 | $168 |
| Big Lick, NC | $1,500 | $703 | $2,203 | $511 | $2,011 | $192 |
| Home Insurance Company Ironton, NC | Homeowners Insurance Agency Ironton, NC | Address | Popularity Score | Distance from Ironton (miles) |
|---|---|---|---|---|
| State Farm | Annette Burkhard | 14316 Reese Blvd W Ste A, Huntersville, NC, 28078-7911 | 16.7 | |
| State Farm | Kevin Mcmillan | 55 Northwest Blvd, Newton, NC, 28658-3955 | 14.1 | |
| State Farm | Sarah Harris | 7845 Colony Road Ste C5, Charlotte, NC, 28226-7678 | 31.7 | |
| State Farm | Juan Rubio | 9401 Statesville Rd Ste E, Charlotte, NC, 28269-7681 | 19.2 | |
| Travelers | Cordell Harris Insurance Agency Inc | 362 10th Ave Dr Ne, Hickory, NC, 28601 | 21.5 | |
| State Farm | Russ Levinton | 2520 Sardis Rd N Ste 114, Charlotte, NC, 28227-6744 | 32.8 | |
| Travelers | Cosaint Insurance | 15720 Brixham Hill Ave Ste 130, Charlotte, NC, 28277 | 33.1 | |
| State Farm | Kris Kozdras | 19425 Liverpool Pkwy Ste B, Cornelius, NC, 28031-6387 | 15.0 | |
| Travelers | Gatewood Financial | 7925 N Tryon St Ste 206, Charlotte, NC, 28262 | 25.2 | |
| Travelers | Farley Insurance Group Llc | 10610 Metromont Parkway, Charlotte, NC, 28269 | 19.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,220 | $600 |
| Lincoln County, NC | $158,700 | $858 | $630 | $1,180 | $550 |
| Ironton, NC | $144,900 | $698 | $500 | $1,000 | $500 |
| Caldwell, NC | $119,800 | $671 | $480 | $960 | $480 |
| Steele, NC | $123,300 | $738 | $520 | $1,040 | $520 |
| Alexander County, NC | $131,800 | $753 | $550 | $1,030 | $480 |
| North Catawba, NC | $106,700 | $612 | $440 | $850 | $410 |
| Salisbury, NC | $124,300 | $720 | $510 | $990 | $480 |
| Faith, NC | $176,000 | $948 | $690 | $1,350 | $660 |
| Van Wyck, SC | $277,200 | $970 | $710 | $1,350 | $640 |
| Beaver Creek, NC | $99,800 | $622 | $450 | $880 | $430 |
| Big Lick, NC | $148,900 | $711 | $520 | $970 | $450 |