Gavop's guide to buying homeowners insurance in Eufaula, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Eufaula, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| David Jones Spr, Simmons Aly, E Barbour St, New St, Chewalla Marina Rd, W Barbour St, S Livingston Ave, Bouyer Rd, Appling Rd, Elm Pl | $103,500 | $90,000 | $100,000-$125,000 | $129,500 | $120,000 | $100,000-$125,000 |
| Ludlum Ln, Glen Iris Dr, Bush Dr, Wall St, Hunters Inlet Rd, Tate Rd, Rohler Rd, Levy Scott Rd, Young Ct, M P Comer Rd | $95,000 | $90,000 | $75,000-$100,000 | $99,500 | $90,000 | $75,000-$100,000 |
| Jackson St, Anderson Dr, St Francis Rd, Scott Rd, Sandy Ln E, Twisting Ln, W Davis St, Edna St, Fairlane Dr, Beams Dr | $104,500 | $100,000 | $100,000-$125,000 | $71,000 | $70,000 | $50,000-$75,000 |
| Doren Dr, State Rte 285, Hollins Ln, Fox Ridge Rd, Daniel Pl, Bear Creek Rd, Walding Dr, Azalea Dr, Upshaw Rd, Cold Ridge Rd | $153,000 | $140,000 | $150,000-$175,000 | $97,000 | $90,000 | $75,000-$100,000 |
| Linden Dr, N Eufaula Ave, McKenzie St, Dogwood Cir, E Barbour St, Meadow Dr, Cleveland St, Lakeview Trlr Park, W Fair St, Inlet Rd | $160,000 | $140,000 | $175,000-$200,000 | $134,000 | $110,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$79 | $795 |
| Home and Two Car | -$140 | $734 |
| Home and Three Car | -$218 | $655 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Barbour County | $1,500 | $764 | $2,264 | $555 | $2,055 | $209 |
| Eufaula, AL | $700 | $863 | $1,563 | $627 | $1,327 | $236 |
| Midway, AL | $400 | $738 | $1,138 | $536 | $936 | $202 |
| Shorterville, AL | $700 | $951 | $1,651 | $691 | $1,391 | $260 |
| Abbeville, AL | $300 | $715 | $1,015 | $519 | $819 | $195 |
| Clio, AL | $2,000 | $799 | $2,799 | $581 | $2,581 | $218 |
| Clay County, GA | $200 | $810 | $1,010 | $589 | $789 | $221 |
| Henry County, AL | $2,500 | $882 | $3,382 | $641 | $3,141 | $241 |
| Smiths Station, AL | $200 | $1,137 | $1,337 | $826 | $1,026 | $311 |
| Dale County, AL | $2,500 | $984 | $3,484 | $715 | $3,215 | $269 |
| Napier Field, AL | $100 | $692 | $792 | $503 | $603 | $189 |
| Terrell County, GA | $2,000 | $623 | $2,623 | $453 | $2,453 | $170 |
| Home Insurance Company Eufaula, AL | Homeowners Insurance Agency Eufaula, AL | Address | Popularity Score | Distance from Eufaula (miles) |
|---|---|---|---|---|
| State Farm | Joe Stokes | 818 E Glenn Ave, Auburn, AL, 36830-5708 | 43.8 | |
| Allstate | Prewett Insurance Group | 1849 Ogletree Rd Ste 300, Auburn, AL, 36830 | 41.8 | |
| State Farm | John Killmaster | 2515 E Glenn Ave Ste 206, Auburn, AL, 36830-6452 | 43.4 | |
| State Farm | Tom Bryan | 1819 Pepperell Pkwy, Opelika, AL, 36801-5475 | 44.9 | |
| Allstate | Dee C Madison | 1444 Opelika Rd, Auburn, AL, 36830 | 44.5 | |
| State Farm | Janice Henderson | 2310 Crawford Rd Ste 101, Phenix City, AL, 36867-3612 | 35.1 | |
| Allstate | Michael Cook | 601 1st Ave Ste A, Opelika, AL, 36801 | 45.5 | |
| State Farm | Jerry Beckett | 912b S Brundidge St, Troy, AL, 36081 | 44.8 | |
| State Farm | Bill White | 401 S 8th St, Opelika, AL, 36801-4958 | 45.1 | |
| State Farm | Ken Currie | 702 14th St, Phenix City, AL, 36867-5047 | 35.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,660 | $850 |
| Barbour County, AL | $89,300 | $774 | $560 | $1,100 | $540 |
| Eufaula, AL | $108,500 | $874 | $590 | $1,250 | $660 |
| Midway, AL | $64,700 | $747 | $550 | $1,020 | $470 |
| Shorterville, AL | $95,900 | $963 | $680 | $1,360 | $680 |
| Abbeville, AL | $80,500 | $723 | $530 | $1,030 | $500 |
| Clio, AL | $73,100 | $809 | $570 | $1,110 | $540 |
| Clay County, GA | $59,900 | $820 | $570 | $1,160 | $590 |
| Henry County, AL | $112,600 | $893 | $600 | $1,220 | $620 |
| Smiths Station, AL | $146,500 | $1,150 | $770 | $1,630 | $860 |
| Dale County, AL | $108,000 | $996 | $710 | $1,410 | $700 |
| Napier Field, AL | $58,600 | $700 | $480 | $960 | $480 |
| Terrell County, GA | $88,600 | $631 | $430 | $890 | $460 |