Gavop's guide to buying homeowners insurance in Connellsville, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $116,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $110,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $134,000 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $272,500 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $600 |
| Superior Protection Discount | -$73 | $659 |
| Fire & Security Discount | -$59 | $674 |
| Hail Resistant Roof Discount | -$15 | $718 |
| Newly Constructed Home Discount | -$176 | $556 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fayette County | $1,500 | $814 | $2,314 | $592 | $2,092 | $222 |
| Connellsville, PA | $1,500 | $723 | $2,223 | $526 | $2,026 | $198 |
| Jeannette, PA | $2,000 | $711 | $2,711 | $517 | $2,517 | $194 |
| Fredericktown, PA | $300 | $551 | $851 | $401 | $701 | $151 |
| Van Voorhis, PA | $1,500 | $504 | $2,004 | $366 | $1,866 | $138 |
| Somerset, PA | $200 | $705 | $905 | $512 | $712 | $193 |
| Chalfant, PA | $2,500 | $525 | $3,025 | $381 | $2,881 | $143 |
| Kiskiminetas, PA | $500 | $613 | $1,113 | $445 | $945 | $167 |
| Kilbuck, PA | $1,000 | $805 | $1,805 | $585 | $1,585 | $220 |
| Newburg, WV | $700 | $423 | $1,123 | $307 | $1,007 | $116 |
| Home Insurance Company Connellsville, PA | Homeowners Insurance Agency Connellsville, PA | Address | Popularity Score | Distance from Connellsville (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Brett Insurance | 225 Vine Street, Johnstown (Brett), PA, 15901 | 41.2 | |
| Erie | Laurel Highlands Insurance Group | 459 Connellsville Street, Uniontown, PA, 15401 | 9.9 | |
| Erie | Bruner Insurance Agency Llc | 546 Morrell Ave, Connellsville, PA, 15425 | 0.6 | |
| Nationwide | David A Gasbarro | 215 N Pittsburgh St Suite A, Connellsville, PA, 15425-3209 | 0.2 | |
| Nationwide | Panichelle Financial Group Llc | 4345 Old William Penn Hwy, Murrysville, PA, 15668-1949 | 28.8 | |
| State Farm | Darla Zeli | 2513 E Carson St, Pittsburgh, PA, 15203-2186 | 34.8 | |
| Travelers | Defurio Mongell & Associates | 221 Pittsburgh St, Scottdale, PA, 15683 | 5.9 | |
| State Farm | Shawn Yauch | 998 Sky Dr Ste A, Lemont Furnace, PA, 15456 | 7.7 | |
| Nationwide | Don Hoke Inc | 2 Dollar Ave, Scottdale, PA, 15683 | 5.8 | |
| Erie | White Insurance Agency | 433 W Main Street, Mount Pleasant, PA, 15666 | 9.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,030 | $520 |
| Fayette County, PA | $94,600 | $824 | $590 | $1,150 | $560 |
| Connellsville, PA | $82,400 | $732 | $490 | $1,000 | $510 |
| Jeannette, PA | $86,200 | $720 | $510 | $1,030 | $520 |
| Fredericktown, PA | $85,900 | $558 | $410 | $800 | $390 |
| Van Voorhis, PA | $69,000 | $510 | $340 | $720 | $380 |
| Somerset, PA | $104,900 | $713 | $490 | $990 | $500 |
| Chalfant, PA | $76,400 | $531 | $360 | $750 | $390 |
| Kiskiminetas, PA | $110,500 | $620 | $420 | $880 | $460 |
| Kilbuck, PA | $208,900 | $815 | $580 | $1,160 | $580 |
| Newburg, WV | $38,100 | $428 | $290 | $590 | $300 |