Gavop's guide to buying homeowners insurance in Posey County, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Posey County, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Maplewood Dr, Fredrick St, Altheide Ln, Lower Mount Vernon Rd, Ashford Rd, Rush Creek Rd, Copperline Rd W, Jame Ave, Harmony Township Rd, Gunner Rd | $211,000 | $180,000 | $150,000-$175,000 | $106,500 | $90,000 | $100,000-$125,000 |
| Herman Island Rd, Gumbel Rd, N Blackford Rd, Curtis Rd, Martin Creek Ct, N Wood St, Greeley St, Fielding Ct, Kimberly Ct, Fernwood Dr | $182,500 | $160,000 | $200,000-$250,000 | $80,000 | $70,000 | $75,000-$100,000 |
| Co Rd 570 E, Meinschein Rd, Jeffery Ln, John Ave, West St, Co Rd 580 E, Green Valley Dr, N Penfold Rd, Sharon Dr, Red Lake Dr | $247,500 | $230,000 | $200,000-$250,000 | $160,000 | $130,000 | $175,000-$200,000 |
| Terrace Dr, Freeman Ln, E 3rd Ave, Co Rd 825 N, Valley Vw, Sycamore St, Hornback Rd, W Fletchall Ave, Grandview Dr, Carson School Rd | $105,500 | $100,000 | $75,000-$100,000 | $113,000 | $90,000 | $100,000-$125,000 |
| State Rd 62, Stone Trace Dr, Washington St, Reynolds Rd, N Fitzgerald St, State Rd 62, Tracey Dallas Ln, Wagon Wheel Rd, Co Rd 575 E, Showers Rd | $105,500 | $90,000 | $100,000-$125,000 | $105,000 | $100,000 | $75,000-$100,000 |
| Rutledge Rd, W 10th St, Wheeler Rd, Greenbrier Cir, N Schroeder Ln, Co Rd 590 E, Chestnut St, Tanglewood Dr, Stanley Ct, Parker Cir | $79,500 | $70,000 | $75,000-$100,000 | $115,000 | $100,000 | $75,000-$100,000 |
| Mockingbird Ln, Cameron Rd, Co Rd 1250 N, Westwood Dr, Co Rd 250 S, Ohio St, W 2nd St, Wilsey Rd, Schneider Ln, Co Rd 90 N | $142,500 | $120,000 | $125,000-$150,000 | $100,500 | $90,000 | $75,000-$100,000 |
| Co Rd 1175 N, Jefferson Dr, Hebmar Dr, Seibert Ln, Metz Rd, 100 W, Bailey Rd, Outer 2nd St, Wolf Ln, Fletchal Rd | $139,000 | $120,000 | $125,000-$150,000 | $72,000 | $70,000 | $50,000-$75,000 |
| Woodstone Ln, Allen Ln, Hidden Valley Ln, North St, Old Dam 49 Rd, Chad Rd, Lower New Harmony Rd, Broadway Rd, Co Rd 525 E, Co Rd 350 S | $167,500 | $150,000 | $125,000-$150,000 | $134,000 | $110,000 | $125,000-$150,000 |
| Waterford Dr S, Park Ave, State Rd 69, Co Rd 225 W, Co Rd 200 E, Co Rd 935 E, 5th Ave, Cherry St, Hornbeck Rd, Co Rd 65 E | $125,000 | $110,000 | $125,000-$150,000 | $85,500 | $80,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $593 |
| Superior Protection Discount | -$73 | $658 |
| Fire & Security Discount | -$66 | $666 |
| Hail Resistant Roof Discount | -$22 | $710 |
| Newly Constructed Home Discount | -$190 | $541 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Posey County | $1,500 | $723 | $2,223 | $525 | $2,025 | $198 |
| Posey County, IN | $2,500 | $723 | $3,223 | $525 | $3,025 | $198 |
| New Harmony, IN | $500 | $742 | $1,242 | $539 | $1,039 | $203 |
| Hawthorne, IL | $1,000 | $797 | $1,797 | $579 | $1,579 | $218 |
| Point, IN | $400 | $859 | $1,259 | $624 | $1,024 | $235 |
| Scott, IN | $1,000 | $819 | $1,819 | $595 | $1,595 | $224 |
| Wabash County, IL | $100 | $825 | $925 | $600 | $700 | $226 |
| Crook, IL | $2,000 | $599 | $2,599 | $435 | $2,435 | $164 |
| Grover, IL | $500 | $543 | $1,043 | $395 | $895 | $149 |
| Orel, IL | $2,500 | $599 | $3,099 | $435 | $2,935 | $164 |
| McFarlan, IL | $400 | $608 | $1,008 | $442 | $842 | $166 |
| McLean County, KY | $2,500 | $642 | $3,142 | $466 | $2,966 | $175 |
| Home Insurance Company Posey County, IN | Homeowners Insurance Agency Posey County, IN | Address | Popularity Score | Distance from Posey County (miles) |
|---|---|---|---|---|
| State Farm | Vicki Brasel | 11 Vann Ave, Evansville, IN, 47714-1444 | 19.8 | |
| State Farm | Amy Higgs | 10933 Highway 66, Evansville, IN, 47712-8612 | 8.4 | |
| Erie | Self Insurance Services Llc | 7925 Bell Oaks Drive Suite A, Newburgh, IN, 47630 | 26.2 | |
| State Farm | Chris Sanders | 3799 W State Route 62 Ste 103, Boonville, IN, 47601-9593 | 30.2 | |
| State Farm | Austin Hutchins | 12500 Highway 41 N Ste 6, Evansville, IN, 47725-7031 | 17.6 | |
| Travelers | Rosemeyer Agency | 704 Locust St E, Fort Branch, IN, 47648 | 22.2 | |
| State Farm | Martin Woodruff | 2001 W Franklin St, Evansville, IN, 47712-5112 | 15.3 | |
| Allstate | Kelly Miller | 5310 Pearl Dr Ste B, Evansville, IN, 47712 | 13.0 | |
| State Farm | Kyle Rhone | 421 N Saint Joseph Ave Ste D, Evansville, IN, 47712-5500 | 15.0 | |
| State Farm | Jenna Powers | 3820 Oak Hill Rd Ste B, Evansville, IN, 47711-2950 | 19.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $620 | $1,180 | $560 |
| Posey County, IN | $138,800 | $732 | $530 | $1,050 | $520 |
| Posey County, IN | $138,800 | $732 | $500 | $1,030 | $530 |
| New Harmony, IN | $100,300 | $751 | $540 | $1,030 | $490 |
| Hawthorne, IL | $158,400 | $807 | $560 | $1,150 | $590 |
| Point, IN | $138,200 | $869 | $590 | $1,240 | $650 |
| Scott, IN | $188,700 | $829 | $560 | $1,170 | $610 |
| Wabash County, IL | $79,000 | $835 | $600 | $1,160 | $560 |
| Crook, IL | $87,500 | $606 | $420 | $860 | $440 |
| Grover, IL | $73,200 | $550 | $390 | $780 | $390 |
| Orel, IL | $87,600 | $606 | $410 | $830 | $420 |
| McFarlan, IL | $90,000 | $615 | $420 | $870 | $450 |
| McLean County, KY | $96,800 | $649 | $450 | $900 | $450 |