Gavop's guide to buying homeowners insurance in Innsbrook, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Innsbrook, VA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Timber Pass, Arapaho Trl, Sadler Grove Ct, N Park Dr, Pepperbush Ct, Edinburgh Rd, Pemberton Creek Ct, Coal Spring Ct, Lake Brook Dr, Coal Spring Ln | $452,000 | $410,000 | $400,000-$500,000 | $293,500 | $270,000 | $250,000-$300,000 |
| Squaw Valley Pl, Belfast Rd, Wintercreek Dr, Mayland Ct, Spray Ct, Hurley Ct, Riverdale Ave, Snowmass Rd, Zermatt Ct, Park Place Ct | $434,000 | $350,000 | $350,000-$400,000 | $280,500 | $250,000 | $300,000-$350,000 |
| Sadler Glen Ct, Kittery Pl, Cox Rd, Bush Lake Ln, Redmond Pl, Carrington Woods Dr, Hargrave Ct, New Trail Ct, Greenbrooke Ct, Rollingwood Ct | $512,500 | $430,000 | $600,000-$700,000 | $310,500 | $290,000 | $300,000-$350,000 |
| Sadler Place Ct, Stillman Pkwy, Deep Rock Rd, Sadler Place Ter, Mineral Springs Ln, Racquet Club Ln, Red Cedar Ter, Old Sadler Rd, Co Rd 695, Yorkminster Dr | $368,500 | $310,000 | $300,000-$350,000 | $204,500 | $190,000 | $200,000-$250,000 |
| Olde Hartley Dr, Innesbrook Rd, Whitford Cir, Old Cox Rd, Innslake Dr, Scotland Ln, 4 Seasons Ter, Sadler Grove Rd, Carrington Green Dr, Lizzie Anne Ln | $357,000 | $310,000 | $300,000-$350,000 | $177,500 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $727 |
| Superior Protection Discount | -$88 | $789 |
| Fire & Security Discount | -$79 | $797 |
| Hail Resistant Roof Discount | -$18 | $859 |
| Newly Constructed Home Discount | -$193 | $683 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henrico County | $700 | $863 | $1,563 | $627 | $1,327 | $236 |
| Innsbrook, VA | $1,000 | $866 | $1,866 | $629 | $1,629 | $237 |
| Meadowbrook, VA | $500 | $687 | $1,187 | $499 | $999 | $188 |
| Woodlake, VA | $700 | $798 | $1,498 | $580 | $1,280 | $218 |
| Colonial Heights, VA | $200 | $654 | $854 | $475 | $675 | $179 |
| Newtown, VA | $1,000 | $599 | $1,599 | $435 | $1,435 | $164 |
| Louisa, VA | $200 | $833 | $1,033 | $605 | $805 | $228 |
| Fork Union, VA | $700 | $800 | $1,500 | $582 | $1,282 | $219 |
| Brandon, VA | $500 | $913 | $1,413 | $663 | $1,163 | $249 |
| George Washington, VA | $1,000 | $815 | $1,815 | $592 | $1,592 | $223 |
| Shiloh, VA | $500 | $901 | $1,401 | $655 | $1,155 | $246 |
| Dillwyn, VA | $2,000 | $631 | $2,631 | $459 | $2,459 | $173 |
| Home Insurance Company Innsbrook, VA | Homeowners Insurance Agency Innsbrook, VA | Address | Popularity Score | Distance from Innsbrook (miles) |
|---|---|---|---|---|
| State Farm | Rachael Jones | 6970 Forest Hill Ave, Richmond, VA, 23225-1606 | 8.5 | |
| Travelers | Jms & Associates Llc | 12413 Bristol Ln, Glen Allen, VA, 23059 | 3.3 | |
| Travelers | Arc Insurance Agency | 3605 Mayland Ct, Richmond, VA, 23233 | 1.1 | |
| Allstate | David Akers | 4001 Springfield Rd, Glen Allen, VA, 23060 | 1.1 | |
| Allstate | Tribble Insurance Agency | 10120 W Broad St Ste H, Glen Allen, VA, 23060 | 0.6 | |
| State Farm | Nicole Tritaik | 11057 Three Chopt Rd, Richmond, VA, 23233-2023 | 1.2 | |
| Travelers | A C & S Financial Services Inc | 7615 Staples Mill Rd Richmond, Henrico, VA, 23228 | 4.8 | |
| Travelers | Consolidated Insurance Agency | 9550 Midlothian Tpke Ste 102, Richmond, VA, 23235 | 10.5 | |
| Travelers | Client First Financial Services Inc | 6767 Forest Hill Ave Ste 120, Richmond, VA, 23225 | 8.6 | |
| Travelers | Louisa Insurance Centre | 207 W Main St, Louisa, VA, 23093 | 34.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,310 | $620 |
| Henrico County, VA | $223,900 | $874 | $600 | $1,200 | $600 |
| Innsbrook, VA | $329,600 | $876 | $630 | $1,240 | $610 |
| Meadowbrook, VA | $179,500 | $696 | $470 | $950 | $480 |
| Woodlake, VA | $264,000 | $807 | $580 | $1,120 | $540 |
| Colonial Heights, VA | $163,300 | $662 | $480 | $950 | $470 |
| Newtown, VA | $111,300 | $606 | $410 | $830 | $420 |
| Louisa, VA | $186,300 | $843 | $580 | $1,200 | $620 |
| Fork Union, VA | $171,700 | $810 | $580 | $1,140 | $560 |
| Brandon, VA | $233,700 | $924 | $630 | $1,270 | $640 |
| George Washington, VA | $282,000 | $825 | $590 | $1,130 | $540 |
| Shiloh, VA | $225,700 | $912 | $660 | $1,250 | $590 |
| Dillwyn, VA | $119,100 | $639 | $460 | $910 | $450 |