Gavop tells you how to get the best homeowners insurance in Gray County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Gray County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Tuke St, Clarendon St, Turtle Creek Ln, Co Rd 5 1/2, S Faulkner St, 3 Rd, N Frost St, Pheasant Ln, W Sandlewood Dr, N Charles St | $74,500 | $60,000 | $50,000-$75,000 | $81,000 | $80,000 | $75,000-$100,000 |
| Donley St, N Powell St, Co Rd E, Alcock St, I Rd, W Atchison Ave, S Starkweather St, Keller Ests, S Graham St, S West St | $85,000 | $70,000 | $75,000-$100,000 | $73,000 | $60,000 | $75,000-$100,000 |
| E Harvester Ave, FM 291, FM Rd 2477, N Faulkner St, E 6th St, Airport Rd, McCullough St, FM 2300, Morse, Royal St | $101,500 | $80,000 | $100,000-$125,000 | $76,000 | $70,000 | $75,000-$100,000 |
| N Cuyler St, S Faulkner St, Octavus St, N Perry St, Pear Dr, N Russell St, 5th St, FM 291 N, W Elm Ave, N Charles St | $75,000 | $70,000 | $75,000-$100,000 | $82,000 | $70,000 | $75,000-$100,000 |
| S Cuyler St, W Sommerville St, W Crawford St, N Zimmers St, N Rider St, N Russell St, S Dwight St, Quail Ln, W Thut St, S Nelson St | $107,000 | $100,000 | $75,000-$100,000 | $74,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $840 |
| Superior Protection Discount | -$98 | $879 |
| Fire & Security Discount | -$78 | $899 |
| Hail Resistant Roof Discount | -$20 | $957 |
| Newly Constructed Home Discount | -$234 | $742 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gray County | $1,500 | $965 | $2,465 | $701 | $2,201 | $264 |
| Gray County, TX | $2,500 | $965 | $3,465 | $701 | $3,201 | $264 |
| Pampa, TX | $500 | $973 | $1,473 | $707 | $1,207 | $266 |
| Groom, TX | $1,500 | $1,503 | $3,003 | $1,092 | $2,592 | $411 |
| Carson County, TX | $1,000 | $960 | $1,960 | $698 | $1,698 | $262 |
| Hedley, TX | $300 | $1,334 | $1,634 | $969 | $1,269 | $365 |
| Hemphill County, TX | $100 | $925 | $1,025 | $672 | $772 | $253 |
| Sanford, TX | $2,000 | $1,092 | $3,092 | $793 | $2,793 | $298 |
| Fritch, TX | $400 | $1,419 | $1,819 | $1,031 | $1,431 | $388 |
| Home Insurance Company Gray County, TX | Homeowners Insurance Agency Gray County, TX | Address | Popularity Score | Distance from Gray County (miles) |
|---|---|---|---|---|
| Farmers | Aaron Cappilla | 432 Weatherly St, Borger, TX, 79007 | 37.3 | |
| Travelers | Texas Preferred Insurance | 910 S 2nd St, Canadian, TX, 79014 | 42.1 | |
| Travelers | Whitney Insurance Agency | 721 W Kingsmill Ave, Pampa, TX, 79065 | 12.6 | |
| Travelers | Southwest Ag Insurance Services | 103 Goodnight, Claude, TX, 79019 | 36.9 | |
| Travelers | Canadian Insurance Agency | 122 S 3rd St, Canadian, TX, 79014 | 42.7 | |
| Travelers | Whitney Insurance Agency | 721 W Kingsmill Ave, Pampa, TX, 79065 | 12.6 | |
| State Farm | Sheila Webb | 1203 N Hobart St Ste 43, Pampa, TX, 79065-4605 | 13.3 | |
| Allstate | Fisher Insurance | 112 S. 5th, Memphis, TX, 79245 | 49.5 | |
| Allstate | Rex Young | 1300 S Cedar St, Borger, TX, 79007 | 37.3 | |
| Farmers | Keith Cappilla | 432 Weatherly St, Borger, TX, 79007 | 37.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Gray County, TX | $71,700 | $977 | $640 | $1,500 | $860 |
| Gray County, TX | $71,700 | $977 | $640 | $1,500 | $860 |
| Pampa, TX | $73,600 | $985 | $650 | $1,520 | $870 |
| Groom, TX | $100,500 | $1,521 | $1,000 | $2,340 | $1,340 |
| Carson County, TX | $107,800 | $972 | $640 | $1,500 | $860 |
| Hedley, TX | $67,500 | $1,350 | $890 | $2,080 | $1,190 |
| Hemphill County, TX | $130,700 | $936 | $620 | $1,440 | $820 |
| Sanford, TX | $31,900 | $1,105 | $730 | $1,700 | $970 |
| Fritch, TX | $83,000 | $1,436 | $950 | $2,210 | $1,260 |