Gavop's guide to buying homeowners insurance in Temple Hills, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $91,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $240,500 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $206,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $457,000 | $430,000 | $400,000-$500,000 |
| 5 Bedroom | $521,000 | $450,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $618 |
| Superior Protection Discount | -$74 | $670 |
| Fire & Security Discount | -$52 | $692 |
| Hail Resistant Roof Discount | -$22 | $722 |
| Newly Constructed Home Discount | -$208 | $536 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince George's County | $2,000 | $905 | $2,905 | $658 | $2,658 | $247 |
| Temple Hills, MD | $1,000 | $735 | $1,735 | $534 | $1,534 | $201 |
| National Harbor, MD | $500 | $985 | $1,485 | $716 | $1,216 | $269 |
| College Park, MD | $1,000 | $935 | $1,935 | $680 | $1,680 | $256 |
| North Springfield, VA | $100 | $1,343 | $1,443 | $976 | $1,076 | $367 |
| McLean, VA | $700 | $929 | $1,629 | $675 | $1,375 | $254 |
| Glenmont, MD | $200 | $951 | $1,151 | $691 | $891 | $260 |
| Garrisonville, VA | $2,500 | $884 | $3,384 | $642 | $3,142 | $242 |
| Grasonville, MD | $200 | $1,039 | $1,239 | $755 | $955 | $284 |
| George Washington, VA | $1,000 | $815 | $1,815 | $592 | $1,592 | $223 |
| Courtland, VA | $300 | $781 | $1,081 | $568 | $868 | $213 |
| Battlefield, VA | $1,000 | $814 | $1,814 | $592 | $1,592 | $222 |
| Home Insurance Company Temple Hills, MD | Homeowners Insurance Agency Temple Hills, MD | Address | Popularity Score | Distance from Temple Hills (miles) |
|---|---|---|---|---|
| State Farm | Shawna Krivoy | 2345 York Road Suite 101, Timonium, MD, 21093-2261 | 47.5 | |
| Allstate | Keith Moss | 1641 Route 3 N # 201, Crofton, MD, 21114 | 18.3 | |
| Travelers | Federal Insurance Federation Inc | 5800 Hubbard Dr, Rockville, MD, 20852 | 19.2 | |
| Travelers | Mason & Carter Inc | 23 South St, Baltimore, MD, 21202 | 37.7 | |
| Allstate | Porter & Brooks Insurance Group | 10903 Indian Head Hwy Ste 305, Fort Washington, MD, 20744 | 5.3 | |
| Farmers | Ramona Jones-Mcclain | 606 Main St, Reisterstown, MD, 21136 | 44.9 | |
| Erie | Craig S Mader Insurance Agency Inc. | 1388 Defense Hwy, Gambrills, MD, 21054 | 19.4 | |
| Allstate | Fred Hazeltine | 8600 Foundry St Ste 2087, Savage, MD, 20763 | 23.4 | |
| Allstate | Jose Bernal | 3601 Hamilton St, Hyattsville, MD, 20782 | 9.9 | |
| Allstate | Terry Johnson | 970 E Swan Creek Rd, Fort Washington, MD, 20744 | 6.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Prince George's County, MD | $272,900 | $916 | $720 | $1,150 | $430 |
| Temple Hills, MD | $240,200 | $744 | $590 | $940 | $350 |
| National Harbor, MD | $291,800 | $997 | $790 | $1,260 | $470 |
| College Park, MD | $287,300 | $947 | $750 | $1,190 | $440 |
| North Springfield, VA | $444,100 | $1,359 | $960 | $1,880 | $920 |
| McLean, VA | $990,100 | $940 | $670 | $1,310 | $640 |
| Glenmont, MD | $406,200 | $963 | $760 | $1,210 | $450 |
| Garrisonville, VA | $343,700 | $895 | $640 | $1,240 | $600 |
| Grasonville, MD | $313,900 | $1,052 | $830 | $1,330 | $500 |
| George Washington, VA | $282,000 | $825 | $550 | $1,170 | $620 |
| Courtland, VA | $247,100 | $790 | $560 | $1,080 | $520 |
| Battlefield, VA | $280,900 | $824 | $550 | $1,150 | $600 |