Gavop shows you how to buy homeowners insurance in Wayne County, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $72,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $118,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $132,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $294,500 | $280,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $518 |
| Superior Protection Discount | -$63 | $568 |
| Fire & Security Discount | -$69 | $562 |
| Hail Resistant Roof Discount | -$19 | $613 |
| Newly Constructed Home Discount | -$158 | $474 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $2,500 | $624 | $3,124 | $453 | $2,953 | $170 |
| Wayne County, WV | $2,000 | $624 | $2,624 | $453 | $2,453 | $170 |
| Lincoln County, WV | $2,000 | $700 | $2,700 | $509 | $2,509 | $191 |
| Proctorville, OH | $200 | $558 | $758 | $406 | $606 | $153 |
| South Point, OH | $700 | $690 | $1,390 | $501 | $1,201 | $188 |
| Ironton, OH | $300 | $674 | $974 | $490 | $790 | $184 |
| Lee, WV | $2,000 | $598 | $2,598 | $434 | $2,434 | $163 |
| Williamson, WV | $500 | $585 | $1,085 | $425 | $925 | $160 |
| Auxier, KY | $2,000 | $673 | $2,673 | $489 | $2,489 | $184 |
| Greenup, KY | $400 | $649 | $1,049 | $472 | $872 | $177 |
| West Liberty, KY | $1,000 | $700 | $1,700 | $508 | $1,508 | $191 |
| Home Insurance Company Wayne County, WV | Homeowners Insurance Agency Wayne County, WV | Address | Popularity Score | Distance from Wayne County (miles) |
|---|---|---|---|---|
| State Farm | Ray Crabtree | 179 Eastern Heights Shp Ctr, Huntington, WV, 25705 | 18.2 | |
| Allstate | Lovejoy & Quintrell | Po Box 9, West Hamlin, WV, 25571 | 15.7 | |
| Erie | Gesner Insurance Agency Inc. | 526 6th Avenue, Huntington, WV, 25701 | 18.8 | |
| Allstate | C.E. Wilson | 6421 Us Route 60 E, Barboursville, WV, 25504 | 19.7 | |
| Allstate | Timothy White | 630 7th St, Huntington, WV, 25701 | 18.7 | |
| Allstate | Robert Stennett | 4341 Us Route 60, Huntington, WV, 25705 | 18.6 | |
| State Farm | Jon Conley | 131 5th Ave, Huntington, WV, 25701-1807 | 18.8 | |
| State Farm | Roy Blankenship | 4440 5th St Road (Rt 152), Huntington, WV, 25701 | 16.1 | |
| Allstate | Thomas Baldwin | 6421 Us Route 60 E, Barboursville, WV, 25504 | 19.7 | |
| State Farm | Jeff Smith | 638 8th Street, Huntington, WV, 25701-2120 | 18.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $530 | $990 | $460 |
| Wayne County, WV | $90,600 | $631 | $460 | $900 | $440 |
| Wayne County, WV | $90,600 | $631 | $440 | $900 | $460 |
| Lincoln County, WV | $82,000 | $709 | $490 | $980 | $490 |
| Proctorville, OH | $80,200 | $565 | $390 | $800 | $410 |
| South Point, OH | $129,100 | $698 | $500 | $980 | $480 |
| Ironton, OH | $93,700 | $682 | $480 | $930 | $450 |
| Lee, WV | $78,400 | $605 | $410 | $830 | $420 |
| Williamson, WV | $74,900 | $592 | $400 | $820 | $420 |
| Auxier, KY | $76,300 | $681 | $500 | $940 | $440 |
| Greenup, KY | $99,000 | $657 | $480 | $900 | $420 |
| West Liberty, KY | $114,700 | $708 | $480 | $980 | $500 |