How Can I Make My Wayne County, WV Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Wayne County, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Wayne County, WV Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $39,500 $40,000 $25,000-$50,000
2 Bedroom $72,000 $70,000 $50,000-$75,000
3 Bedroom $118,500 $100,000 $100,000-$125,000
4 Bedroom $132,500 $120,000 $125,000-$150,000
5 Bedroom $294,500 $280,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Wayne County, WV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$114 $518
Superior Protection Discount -$63 $568
Fire & Security Discount -$69 $562
Hail Resistant Roof Discount -$19 $613
Newly Constructed Home Discount -$158 $474

Choose the Right Deductible for your Wayne County, WV Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Wayne County $2,500 $624 $3,124 $453 $2,953 $170
Wayne County, WV $2,000 $624 $2,624 $453 $2,453 $170
Lincoln County, WV $2,000 $700 $2,700 $509 $2,509 $191
Proctorville, OH $200 $558 $758 $406 $606 $153
South Point, OH $700 $690 $1,390 $501 $1,201 $188
Ironton, OH $300 $674 $974 $490 $790 $184
Lee, WV $2,000 $598 $2,598 $434 $2,434 $163
Williamson, WV $500 $585 $1,085 $425 $925 $160
Auxier, KY $2,000 $673 $2,673 $489 $2,489 $184
Greenup, KY $400 $649 $1,049 $472 $872 $177
West Liberty, KY $1,000 $700 $1,700 $508 $1,508 $191

Identify Top Home Insurance Agents near Wayne County, WV | Back to Top

Home Insurance Company Wayne County, WV Homeowners Insurance Agency Wayne County, WV Address Popularity Score Distance from Wayne County (miles)
State Farm Ray Crabtree 179 Eastern Heights Shp Ctr, Huntington, WV, 25705
18.2
Allstate Lovejoy & Quintrell Po Box 9, West Hamlin, WV, 25571
15.7
Erie Gesner Insurance Agency Inc. 526 6th Avenue, Huntington, WV, 25701
18.8
Allstate C.E. Wilson 6421 Us Route 60 E, Barboursville, WV, 25504
19.7
Allstate Timothy White 630 7th St, Huntington, WV, 25701
18.7
Allstate Robert Stennett 4341 Us Route 60, Huntington, WV, 25705
18.6
State Farm Jon Conley 131 5th Ave, Huntington, WV, 25701-1807
18.8
State Farm Roy Blankenship 4440 5th St Road (Rt 152), Huntington, WV, 25701
16.1
Allstate Thomas Baldwin 6421 Us Route 60 E, Barboursville, WV, 25504
19.7
State Farm Jeff Smith 638 8th Street, Huntington, WV, 25701-2120
18.8

Compare Rates for Wayne County, WV Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
West Virginia $111,600 $721 $530 $990 $460
Wayne County, WV $90,600 $631 $460 $900 $440
Wayne County, WV $90,600 $631 $440 $900 $460
Lincoln County, WV $82,000 $709 $490 $980 $490
Proctorville, OH $80,200 $565 $390 $800 $410
South Point, OH $129,100 $698 $500 $980 $480
Ironton, OH $93,700 $682 $480 $930 $450
Lee, WV $78,400 $605 $410 $830 $420
Williamson, WV $74,900 $592 $400 $820 $420
Auxier, KY $76,300 $681 $500 $940 $440
Greenup, KY $99,000 $657 $480 $900 $420
West Liberty, KY $114,700 $708 $480 $980 $500

7 Ways to Get Discounts on Homeowners Insurance in Wayne County, WV

What Makes Your Wayne County, WV Home Insurance Cheap or Expensive