Gavop tells you how to get the best homeowners insurance in Cottage Lake, WA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $175,000 | $150,000 | $200,000-$250,000 |
| 2 Bedroom | $467,000 | $420,000 | $500,000-$600,000 |
| 3 Bedroom | $321,000 | $280,000 | $250,000-$300,000 |
| 4 Bedroom | $592,500 | $480,000 | $500,000-$600,000 |
| 5 Bedroom | $1,005,000 | $830,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $816 |
| Superior Protection Discount | -$86 | $873 |
| Fire & Security Discount | -$86 | $873 |
| Hail Resistant Roof Discount | -$19 | $941 |
| Newly Constructed Home Discount | -$230 | $729 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| King County | $2,000 | $1,080 | $3,080 | $785 | $2,785 | $295 |
| Cottage Lake, WA | $1,000 | $948 | $1,948 | $689 | $1,689 | $259 |
| Lake Forest Park, WA | $700 | $961 | $1,661 | $698 | $1,398 | $263 |
| Eastmont, WA | $200 | $775 | $975 | $563 | $763 | $212 |
| Picnic Point, WA | $1,000 | $839 | $1,839 | $610 | $1,610 | $229 |
| Gig Harbor Peninsula, WA | $2,000 | $849 | $2,849 | $617 | $2,617 | $232 |
| Quilcene, WA | $100 | $578 | $678 | $420 | $520 | $158 |
| Darrington, WA | $2,000 | $704 | $2,704 | $512 | $2,512 | $193 |
| Crocker, WA | $500 | $734 | $1,234 | $533 | $1,033 | $201 |
| North Whidbey Island, WA | $700 | $764 | $1,464 | $555 | $1,255 | $209 |
| Home Insurance Company Cottage Lake, WA | Homeowners Insurance Agency Cottage Lake, WA | Address | Popularity Score | Distance from Cottage Lake (miles) |
|---|---|---|---|---|
| State Farm | Patrick Fitzgerald | 11922 98th Ave Ne, Kirkland, WA, 98034-4211 | 6.8 | |
| Liberty Mutual Independent | Soleyon Insurance Partners Inc. | 13400 Ne 20th St Ste 11, Bellevue, WA, 98005 | 9.1 | |
| State Farm | Carol Flores | 1550 140th Ave Ne Ste 100, Bellevue, WA, 98005-4500 | 9.2 | |
| Allstate | Ron Wangelin | 14615 Ne North Woodinville Way, Woodinville, WA, 98072 | 3.4 | |
| State Farm | Jim Jones | 17530 Ne Union Hl Rd Ste 130b, Redmond, WA, 98052-3340 | 5.1 | |
| Liberty Mutual Independent | Mc Donald Insurance Group Inc | 620 Way, Suite 100, Kirkland, WA, 98033 | 7.4 | |
| Farmers | Dana Yang | 13010 Ne 20th St Ste 200, Bellevue, WA, 98005 | 9.2 | |
| State Farm | Tim Jones | 17311 135th Ave Ne Ste A400, Woodinville, WA, 98072-3578 | 3.9 | |
| State Farm | Wayne Britton | 19975 Hwy 2 Monroe Plaza, Monroe, WA, 98272 | 9.3 | |
| State Farm | James Vazquez | 11801 Ne 160th Street Suite B, Bothell, WA, 98011-4106 | 5.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $550 | $1,140 | $590 |
| King County, WA | $446,600 | $1,093 | $750 | $1,520 | $770 |
| Cottage Lake, WA | $676,400 | $960 | $700 | $1,350 | $650 |
| Lake Forest Park, WA | $506,600 | $973 | $650 | $1,330 | $680 |
| Eastmont, WA | $362,500 | $785 | $560 | $1,080 | $520 |
| Picnic Point, WA | $395,200 | $849 | $570 | $1,210 | $640 |
| Gig Harbor Peninsula, WA | $399,500 | $859 | $580 | $1,190 | $610 |
| Quilcene, WA | $130,800 | $585 | $430 | $800 | $370 |
| Darrington, WA | $210,000 | $713 | $510 | $1,010 | $500 |
| Crocker, WA | $234,000 | $743 | $510 | $1,060 | $550 |
| North Whidbey Island, WA | $258,300 | $773 | $560 | $1,110 | $550 |