Gavop's guide to buying homeowners insurance in Marion County, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $105,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $128,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $119,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $310,500 | $270,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$191 | $932 |
| Superior Protection Discount | -$101 | $1,021 |
| Fire & Security Discount | -$101 | $1,021 |
| Hail Resistant Roof Discount | -$34 | $1,089 |
| Newly Constructed Home Discount | -$269 | $853 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marion County | $1,500 | $1,109 | $2,609 | $806 | $2,306 | $303 |
| Marion County, FL | $2,500 | $1,109 | $3,609 | $806 | $3,306 | $303 |
| The Villages, FL | $300 | $1,435 | $1,735 | $1,043 | $1,343 | $392 |
| Howey-in-the-Hills, FL | $500 | $1,536 | $2,036 | $1,116 | $1,616 | $420 |
| Floral City, FL | $700 | $1,042 | $1,742 | $757 | $1,457 | $285 |
| Mount Dora, FL | $100 | $973 | $1,073 | $707 | $807 | $266 |
| Bushnell-Center Hill, FL | $100 | $954 | $1,054 | $694 | $794 | $261 |
| West DeLand, FL | $700 | $1,182 | $1,882 | $859 | $1,559 | $323 |
| Minneola, FL | $400 | $1,034 | $1,434 | $751 | $1,151 | $283 |
| Home Insurance Company Marion County, FL | Homeowners Insurance Agency Marion County, FL | Address | Popularity Score | Distance from Marion County (miles) |
|---|---|---|---|---|
| Travelers | Lane Insurance Inc | 838 E New York Ave, Deland, FL, 32724 | 47.3 | |
| Travelers | The Nation Group | 420 Se 8th St, Ocala, FL, 34471 | 5.6 | |
| State Farm | Bart Blessing | 3227 Se Maricamp Rd Ste 102, Ocala, FL, 34471-0832 | 4.1 | |
| Allstate | Tarayn Mcleod | 1212 Ne 36th Ave, Ocala, FL, 34470 | 2.7 | |
| Travelers | Insurance Market Place Llc | 2801 Sw College Rd Ste 3, Ocala, FL, 34474 | 8.2 | |
| State Farm | Jeff Duval | 2709 Sw 27th Ave, Ocala, FL, 34471-8948 | 8.1 | |
| Allstate | Stephen Bodzo | 814 E Slvr Spg Blvd Ste D, Ocala, FL, 34470 | 3.1 | |
| Travelers | Ahrens Insurance Agency | 507 Ne 36th Ave, Ocala, FL, 34470 | 2.8 | |
| Allstate | Kris Hocter | 3720 Nw 43rd St Ste 100, Gainesville, FL, 32606 | 39.4 | |
| Allstate | Glenn Vann | 1100 E North Blvd, Leesburg, FL, 34748 | 29.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Marion County, FL | $119,200 | $1,123 | $880 | $1,500 | $620 |
| Marion County, FL | $119,200 | $1,123 | $880 | $1,500 | $620 |
| The Villages, FL | $263,700 | $1,453 | $1,130 | $1,950 | $820 |
| Howey-in-the-Hills, FL | $171,100 | $1,555 | $1,210 | $2,080 | $870 |
| Floral City, FL | $96,900 | $1,055 | $820 | $1,410 | $590 |
| Mount Dora, FL | $173,900 | $985 | $770 | $1,320 | $550 |
| Bushnell-Center Hill, FL | $83,800 | $966 | $750 | $1,290 | $540 |
| West DeLand, FL | $117,700 | $1,196 | $930 | $1,600 | $670 |
| Minneola, FL | $158,700 | $1,047 | $820 | $1,400 | $580 |