How Can I Make My Madison County, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Madison County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Madison County, NC Home Insurance Coverage Levels | Back to Top

Madison County, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Piney Grove Rd, Austin Dr, Wall Rd, Indian Trail Rd, Oak Hill Rd, State Rd 1111, Roberts Br Rd, Max Patch Rd, Old Rd, Beach Glen Rd $198,000 $180,000 $150,000-$175,000 $139,500 $120,000 $125,000-$150,000
Hazel Brook Rd, McDaris Loop, Glory View Ln, State Rd 1570, Kitty Ln, Island Hollow Rd, Ridgeway Dr, Paint Fork Rd, Mashburn Hill Rd, Whitt Branch Rd $143,000 $130,000 $125,000-$150,000 $165,000 $150,000 $150,000-$175,000
Sharp Hollow Rd, Arrington Branch Rd, Hidden Pond Rd, Ivy Trails Rd, State Rd 1314, Chandler Branch Rd, Proffitt Ln, Walker Branch Rd, Solon West Rd, Burns Branch Rd $216,500 $190,000 $175,000-$200,000 $170,000 $140,000 $150,000-$175,000
State Rd 1300, Laurel Ln, Spicewood Trl, Kings Blvd, State Rd 1182, Lonesome Mtn Rd, Shagbark Trl, State Rd 1135, Old US Hwy 25-70, Lance Ave $136,500 $130,000 $125,000-$150,000 $120,000 $100,000 $100,000-$125,000
Turkey Branch Rd, Laurel Valley Rd, Caney Fork Rd, el Miner Dr, Joe Payne Rd, Old Mountain Rd Aka Sr1507, Foster Branch Rd, Newground Rd, State Rd 1399, State Rd 1403 $257,000 $230,000 $250,000-$300,000 $133,500 $120,000 $125,000-$150,000
Bend View Dr, Grant Metcalf Rd, Rice Rd, Lower Gabriel Creek Rd, Sierra Dr, Lindsay Ln, Silver Woods Ln, Old Mountain Rd, Big Brown, Ramsey Bros Rd $213,500 $190,000 $200,000-$250,000 $172,500 $150,000 $175,000-$200,000
Morrow Branch Rd, State Rd 1123, White Water Way, Holcombe Br Rd, Lower Paw Paw Rd, State Rd 1311, Oakley Freeman Rd, Gentry Dr, Hensley Dr, Loung Branch Creek Rd $147,500 $140,000 $125,000-$150,000 $148,500 $130,000 $100,000-$125,000
Rollins Rd, Big Pine Rd, Madisons Ridge Dr, Claude Honeycutt Dr, Ivy Hill Rd, Edwards Rd, Ponder Creek Rd, Pound Mill Rd, Henry Worley Ln, Ramsey Snelson Rd $190,000 $180,000 $175,000-$200,000 $154,500 $140,000 $175,000-$200,000
Firefly Hill Dr, Pollys Branch Rd, US Hwy 25, Hunter Creek Rd, Ras Grooms Rd, Laurel Dr Cemetery Rd, Double Branch Rd, Miller Rd, Caldwell Mountain Rd, Wild Forest Rd $151,500 $140,000 $150,000-$175,000 $97,500 $90,000 $75,000-$100,000
State Hwy 251, Howard Moore Rd, Dogwood Dr, Crossing Ln, Lisenbee Rd, Chimney Rock Dr, Mossridge Rd, Long Branch Rd, Lonesome Mtn Rd, Sunset Blvd $193,500 $170,000 $175,000-$200,000 $89,000 $70,000 $75,000-$100,000

Choose the Best Madison County, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score <$25,000 1 Pet, Smoker $690
Retired 500-549 Credit Score $25 to 50,000 3 Pets, Smoker $1,740
Part Time Job 550-599 Credit Score <$25,000 No Pets, Smoker $410

Choose the Right Deductible for your Madison County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $500 $850 $1,350 $700 $1,200 $150
Madison County, NC $1,500 $810 $1,310 $690 $2,190 $-880
Madison County, NC $2,000 $660 $1,160 $520 $2,520 $-1,360
Pensacola, NC $300 $680 $980 $590 $890 $90
Black Mountain, NC $1,500 $770 $1,270 $660 $2,160 $-890
Balfour, NC $100 $650 $750 $540 $640 $110
Fall Branch, TN $1,500 $510 $1,010 $420 $1,920 $-910
Montford Cove, NC $100 $440 $540 $350 $450 $90
Dandridge, TN $2,500 $520 $1,020 $430 $2,930 $-1,910
Hughes, NC $200 $770 $970 $640 $840 $130
Carter County, TN $1,500 $370 $870 $310 $1,810 $-940
Church Hill, TN $300 $480 $780 $420 $720 $60
Transylvania County, NC $700 $720 $1,220 $590 $1,290 $-70

Identify Top Home Insurance Agents near Madison County, NC | Back to Top

Home Insurance Company Madison County, NC Homeowners Insurance Agency Madison County, NC Address Popularity Score Distance from Madison County (miles)
Travelers Morrow Insurance Agency 246 South Main Street, Marion, NC, 28752
41.6
Travelers Smith Insurance Services Inc 60 Woody Hampton Rd, Sylva, NC, 28779
43.8
Liberty Mutual Independent Madison Insurance Group 26 S Main St, Mars Hill, NC, 28754
9.6
State Farm Wayne Smith 268 New Leicester Hwy, Asheville, NC, 28806-2019
19.3
Erie Avery Kincaid Insurance 215 Pineola Street, Newland, NC, 28657
46.6
Travelers Math Insurance Service 344 Merrimon Ave, Asheville, NC, 28801
19.6
Nationwide Titmus Agency Llc 38 South Main Street, Marshall, NC, 28753
4.9
Allstate Brian Davis 52 S Main St, Weaverville, NC, 28787
14.5
Travelers Byrd Insurance Agency Inc 2370 Us Hwy 221 N Business, Marion, NC, 28752
39.3
Travelers Math Insurance Service 344 Merrimon Avenue, Asheville, NC, 28801
19.6

Compare Rates for Madison County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $910 $620 $1,250 $630
Madison County, NC $159,400 $690 $470 $950 $480
Madison County, NC $159,400 $830 $600 $1,170 $570
Pensacola, NC $185,700 $1,020 $700 $1,420 $720
Black Mountain, NC $186,500 $800 $570 $1,110 $540
Balfour, NC $155,300 $790 $580 $1,090 $510
Fall Branch, TN $114,000 $480 $350 $660 $310
Montford Cove, NC $92,400 $400 $280 $570 $290
Dandridge, TN $138,100 $580 $410 $820 $410
Hughes, NC $154,700 $900 $610 $1,280 $670
Carter County, TN $98,800 $440 $320 $600 $280
Church Hill, TN $126,300 $610 $410 $860 $450
Transylvania County, NC $167,400 $950 $650 $1,360 $710