Gavop shows you how to buy homeowners insurance in De Witt, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| De Witt, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| McCool Ave, Myers Rd, Cole Rd, Rutger Rd, St Andrews Cir, Timberland Dr, Sanders Creek Pkwy, Brandon Cir, Shalimar Way, W 1st St | $184,000 | $160,000 | $150,000-$175,000 | $193,000 | $170,000 | $150,000-$175,000 |
| Julian Pl, Watertree Dr, Cottage Dr, W Ellis St, Wembridge Dr, Erregger Ter, Granite Cir, Scott Ave, Rush Creek Dr, Dunlap Dr | $151,500 | $140,000 | $150,000-$175,000 | $280,000 | $240,000 | $300,000-$350,000 |
| N Midler Ave, Bagg St, Harpers Ct, Telergy Pkwy, Merman Dr, Salem Rd, Marmot Cir, Croyden Ln, Pittman Ln, Firestone Dr | $266,500 | $250,000 | $250,000-$300,000 | $399,000 | $340,000 | $350,000-$400,000 |
| Butternut Dr, Alpine Dr, Standish Ter, N Center St, Church Ln, Worth St, Cotty Dr, Poznan Ave, Edwards Dr, Steinway Dr S | $201,000 | $180,000 | $150,000-$175,000 | $249,500 | $210,000 | $200,000-$250,000 |
| Addison Dr, Cherry Hill, Kingsley Rd, Randall Rd, Cedar Heights Dr, Southgate Rd, Old Stonehouse Rd, Eden Roc Cir, Harvest Hill Dr, Old Quarry Rd | $194,000 | $160,000 | $150,000-$175,000 | $251,000 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $490 |
| Superior Protection Discount | -$54 | $551 |
| Fire & Security Discount | -$61 | $545 |
| Hail Resistant Roof Discount | -$18 | $587 |
| Newly Constructed Home Discount | -$151 | $454 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Onondaga County | $700 | $600 | $1,300 | $436 | $1,136 | $164 |
| De Witt, NY | $1,000 | $598 | $1,598 | $435 | $1,435 | $163 |
| West Monroe, NY | $300 | $603 | $903 | $438 | $738 | $165 |
| Granby, NY | $1,500 | $957 | $2,457 | $695 | $2,195 | $261 |
| Georgetown, NY | $300 | $586 | $886 | $426 | $726 | $160 |
| Oswego County, NY | $2,000 | $1,211 | $3,211 | $880 | $2,880 | $331 |
| Taylor, NY | $300 | $584 | $884 | $424 | $724 | $160 |
| Cincinnatus, NY | $1,500 | $584 | $2,084 | $424 | $1,924 | $160 |
| Waterloo, NY | $300 | $932 | $1,232 | $677 | $977 | $255 |
| Chenango County, NY | $1,500 | $1,180 | $2,680 | $857 | $2,357 | $322 |
| New Berlin, NY | $100 | $584 | $684 | $424 | $524 | $160 |
| South Hill, NY | $1,000 | $664 | $1,664 | $482 | $1,482 | $181 |
| Home Insurance Company De Witt, NY | Homeowners Insurance Agency De Witt, NY | Address | Popularity Score | Distance from De Witt (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Crowley Insurance Agency Inc | 202 N Center St, East Syracuse, NY, 13057 | 0.7 | |
| State Farm | Jim Lemessurier | 4922 West Seneca Turnpike, Syracuse, NY, 13215-2225 | 6.2 | |
| Nationwide | Robert L Keller Jr | 807 Old Liverpool Rd., Liverpool, NY, 13088-1502 | 7.0 | |
| Liberty Mutual Independent | Finger Lakes Partners Llc | 62 Reed St, Geneva, NY, 14456 | 49.2 | |
| Travelers | Eastern Shore Associates | 401 S Main St , North Syracuse, NY, 13212 | 6.2 | |
| Allstate | Michael Dey | 8114 Brewerton Rd, Cicero, NY, 13039 | 8.0 | |
| State Farm | Pat Best | 201 N Townsend St, Syracuse, NY, 13203-2338 | 3.7 | |
| State Farm | Cynthia Drake | 5422 W Genesee St, Camillus, NY, 13031-1422 | 10.5 | |
| State Farm | Tom Salzberg | 179 W Seneca St, Manlius, NY, 13104-2438 | 5.8 | |
| Liberty Mutual Independent | Haylor Freyer & Coon Inc | 231 Salina Meadows Pkwy, Syracuse, NY, 13212 | 5.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,620 | $820 |
| Onondaga County, NY | $139,400 | $607 | $440 | $840 | $400 |
| De Witt, NY | $153,700 | $605 | $440 | $840 | $400 |
| West Monroe, NY | $127,200 | $610 | $440 | $850 | $410 |
| Granby, NY | $89,400 | $968 | $670 | $1,350 | $680 |
| Georgetown, NY | $79,400 | $593 | $420 | $840 | $420 |
| Oswego County, NY | $97,800 | $1,226 | $890 | $1,700 | $810 |
| Taylor, NY | $98,600 | $591 | $430 | $820 | $390 |
| Cincinnatus, NY | $97,400 | $591 | $430 | $820 | $390 |
| Waterloo, NY | $77,800 | $943 | $630 | $1,300 | $670 |
| Chenango County, NY | $95,900 | $1,194 | $850 | $1,700 | $850 |
| New Berlin, NY | $84,700 | $591 | $420 | $820 | $400 |
| South Hill, NY | $209,500 | $672 | $460 | $930 | $470 |