Gavop's guide to buying homeowners insurance in South Heidelberg, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| South Heidelberg, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Glenwood Ct, Fritztown Rd, Galen Ave, Point Rd, T599, Boulder Lake Dr, Rosemead Ave, Shelly Dr, Gamma Dr, Delta Ct | $182,000 | $160,000 | $175,000-$200,000 | $406,500 | $380,000 | $350,000-$400,000 |
| Golf Ridge Rd, Walters Ave, Running Creek Dr, Grandview Ave, Weaver Rd, Bensing Rd, Foxcroft Ln, Preston Rd, T382, Omega Cir | $142,000 | $130,000 | $100,000-$125,000 | $252,000 | $210,000 | $300,000-$350,000 |
| Camp Rd, T598, Sportsman Rd, Mountain Top Rd, Deer Path Rd, T375, Hemlock Cir, T372, T608, Mountain View Ct | $223,000 | $200,000 | $200,000-$250,000 | $216,000 | $200,000 | $175,000-$200,000 |
| Primrose Ln, Beta Cir, Wild Forest Dr, T585, Lookout Dr, Old Fritztown Rd, Glen Tilt Ave, T371, T365, Rolling Dr | $181,500 | $150,000 | $125,000-$150,000 | $358,000 | $290,000 | $300,000-$350,000 |
| Aspen Ave, Belle Alto Rd, Hospital Rd, Theta Dr, Epsilon Dr, Butternut Ct, Longview Dr, Spur Rd, S Galen Hall Rd, Sharon Ln | $213,500 | $180,000 | $200,000-$250,000 | $349,000 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $590 |
| Superior Protection Discount | -$62 | $631 |
| Fire & Security Discount | -$69 | $624 |
| Hail Resistant Roof Discount | -$21 | $673 |
| Newly Constructed Home Discount | -$173 | $520 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Berks County | $2,000 | $715 | $2,715 | $520 | $2,520 | $195 |
| South Heidelberg, PA | $2,000 | $686 | $2,686 | $498 | $2,498 | $187 |
| Reinholds, PA | $500 | $735 | $1,235 | $534 | $1,034 | $201 |
| North Heidelberg, PA | $1,000 | $862 | $1,862 | $626 | $1,626 | $235 |
| Greenfields, PA | $300 | $722 | $1,022 | $525 | $825 | $197 |
| Ancient Oaks, PA | $1,000 | $794 | $1,794 | $577 | $1,577 | $217 |
| Exton, PA | $400 | $1,016 | $1,416 | $738 | $1,138 | $278 |
| Stiles, PA | $2,500 | $761 | $3,261 | $553 | $3,053 | $208 |
| Thornbury, PA | $100 | $984 | $1,084 | $715 | $815 | $269 |
| Tyler Run, PA | $1,500 | $790 | $2,290 | $574 | $2,074 | $216 |
| Mainville, PA | $300 | $559 | $859 | $406 | $706 | $153 |
| Upper Christiana, DE | $2,000 | $661 | $2,661 | $480 | $2,480 | $181 |
| Home Insurance Company South Heidelberg, PA | Homeowners Insurance Agency South Heidelberg, PA | Address | Popularity Score | Distance from South Heidelberg (miles) |
|---|---|---|---|---|
| Travelers | Capstone Insurance Group | Gwynedd Corporate Center 1120 Welsh Rd, North Wales, PA, 19454 | 44.5 | |
| Travelers | Berkshire Insurance Services Llc | 220 Berkshire Drive, Douglassville, PA, 19518 | 18.8 | |
| Allstate | Mark T Mccaffrey | 1223 W Chester Pike Rear, West Chester, PA, 19382 | 37.1 | |
| State Farm | Dale Nace | 1522 Pottstown Ave, Pennsburg, PA, 18073-1430 | 31.8 | |
| Travelers | Baringer-Hartman Insurance Group | 1602 W Broad St, Quakertown, PA, 18951 | 39.9 | |
| State Farm | Matt Mangold | 485 Baltimore Pike Ste 105, Glen Mills, PA, 19342-1161 | 42.7 | |
| State Farm | Sang Lee | 12 Meadow Ln, Lancaster, PA, 17601-3701 | 18.6 | |
| Nationwide | Philip B Kulp | 102 N Walnut St, Bath, PA, 18014-1106 | 46.9 | |
| State Farm | Mike Hickey | 86 Bethlehem Pike, Philadelphia, PA, 19118-2871 | 49.7 | |
| Allstate | Michael Schaeffer | 4239 Penn Ave Ste 5, Sinking Spring, PA, 19608 | 3.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,020 | $490 |
| Berks County, PA | $170,900 | $724 | $520 | $1,030 | $510 |
| South Heidelberg, PA | $214,700 | $694 | $500 | $960 | $460 |
| Reinholds, PA | $170,100 | $744 | $540 | $1,030 | $490 |
| North Heidelberg, PA | $239,300 | $872 | $640 | $1,240 | $600 |
| Greenfields, PA | $162,900 | $731 | $490 | $1,020 | $530 |
| Ancient Oaks, PA | $281,100 | $804 | $590 | $1,140 | $550 |
| Exton, PA | $310,300 | $1,028 | $700 | $1,420 | $720 |
| Stiles, PA | $184,100 | $770 | $550 | $1,100 | $550 |
| Thornbury, PA | $511,500 | $996 | $680 | $1,420 | $740 |
| Tyler Run, PA | $200,500 | $800 | $540 | $1,100 | $560 |
| Mainville, PA | $88,800 | $566 | $380 | $780 | $400 |
| Upper Christiana, DE | $226,800 | $669 | $530 | $890 | $360 |