Gavop shows you how to buy homeowners insurance in South Oroville, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $73,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $129,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $183,000 | $150,000 | $200,000-$250,000 |
| 5 Bedroom | $314,500 | $280,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$178 | $868 |
| Superior Protection Discount | -$105 | $942 |
| Fire & Security Discount | -$115 | $931 |
| Hail Resistant Roof Discount | -$21 | $1,025 |
| Newly Constructed Home Discount | -$293 | $753 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Butte County | $2,000 | $673 | $2,673 | $489 | $2,489 | $184 |
| South Oroville, CA | $1,500 | $1,034 | $2,534 | $751 | $2,251 | $283 |
| Biggs, CA | $400 | $638 | $1,038 | $464 | $864 | $174 |
| Dobbins, CA | $2,500 | $787 | $3,287 | $572 | $3,072 | $215 |
| Paradise, CA | $300 | $632 | $932 | $459 | $759 | $173 |
| Forest Ranch, CA | $1,500 | $786 | $2,286 | $572 | $2,072 | $215 |
| Grass Valley, CA | $2,000 | $886 | $2,886 | $644 | $2,644 | $242 |
| Sheridan, CA | $400 | $775 | $1,175 | $563 | $963 | $212 |
| Corning, CA | $2,000 | $1,052 | $3,052 | $764 | $2,764 | $287 |
| Alta, CA | $500 | $935 | $1,435 | $679 | $1,179 | $255 |
| Glenn County, CA | $1,500 | $616 | $2,116 | $447 | $1,947 | $168 |
| Home Insurance Company South Oroville, CA | Homeowners Insurance Agency South Oroville, CA | Address | Popularity Score | Distance from South Oroville (miles) |
|---|---|---|---|---|
| Farmers | Michael Carey | 3875 Taylor Rd Ste 3a, Loomis, CA, 95650 | 49.4 | |
| Allstate | Gary Ott | 2227 Myers St Ste C, Oroville, CA, 95966 | 2.0 | |
| Farmers | Rich Coleman | 228 9th St, Marysville, CA, 95901 | 23.1 | |
| State Farm | Christine Taylor | 6671 Blue Oaks Blvd Ste 3b, Rocklin, CA, 95765-4429 | 49.0 | |
| Farmers | Warren Jackson | 621 B St Ste B, Marysville, CA, 95901 | 23.3 | |
| Allstate | Verlinda Barnes | 6508 Lonetree Blvd Ste 104, Rocklin, CA, 95765 | 48.4 | |
| State Farm | Don Holliday | 3853 Taylor Rd Ste F, Loomis, CA, 95650-9260 | 49.3 | |
| Farmers | Eddie Medeiros | 5701 Lonetree Blvd Ste 109, Rocklin, CA, 95765 | 47.9 | |
| Allstate | William Witzke | 1201 Grass Valley Hwy, Auburn, CA, 95603 | 45.6 | |
| State Farm | Ben Harwell | 11965 Heritage Oak Pl, Auburn, CA, 95603-2461 | 44.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Butte County, CA | $238,200 | $681 | $500 | $930 | $430 |
| South Oroville, CA | $125,100 | $1,046 | $770 | $1,420 | $650 |
| Biggs, CA | $196,000 | $646 | $480 | $880 | $400 |
| Dobbins, CA | $296,400 | $797 | $590 | $1,080 | $490 |
| Paradise, CA | $205,800 | $639 | $470 | $870 | $400 |
| Forest Ranch, CA | $295,700 | $796 | $590 | $1,080 | $490 |
| Grass Valley, CA | $353,900 | $897 | $660 | $1,220 | $560 |
| Sheridan, CA | $289,400 | $784 | $580 | $1,070 | $490 |
| Corning, CA | $174,600 | $1,065 | $790 | $1,450 | $660 |
| Alta, CA | $357,900 | $946 | $700 | $1,290 | $590 |
| Glenn County, CA | $214,600 | $623 | $460 | $850 | $390 |