Gavop tells you how to get the best homeowners insurance in Ashe County, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Ashe County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lauren Ln, Wilcox Dr, Tolbert Ln, Dawnview Dr, State Rd 1111, Deep Ford Rd, Shelter Baptist Church Rd, State Rd 1334, Oak Ridge Dr, Edna Perry Rd | $130,000 | $110,000 | $125,000-$150,000 | $85,500 | $70,000 | $75,000-$100,000 |
| W 1st St, Greer Hollow Rd, N Fork New River Rd, Upper Cranberry Creek Rd, Hannah Dr, Whispering River Dr, State Rd 1516, US Hwy 221 S, Golf View Ct, Joe Owens Rd | $111,000 | $100,000 | $125,000-$150,000 | $130,000 | $110,000 | $125,000-$150,000 |
| State Rd 1217, State Rd 1238, State Rd 1114, Mountain Valley Dr, State Rd 1133, Peggy Ave, State Rd 1305, Bare Rd, Blue Ridge Heights Dr, Hodges Dr | $120,500 | $110,000 | $75,000-$100,000 | $146,000 | $120,000 | $150,000-$175,000 |
| State Rd 1109, King St, State Rd 1536, Frank Dillard Rd, Edwards Way, Claud Mash Rd, Big Flatts Church Rd, State Rd 1161, Lois Ln, Laurel Hill | $166,000 | $150,000 | $175,000-$200,000 | $120,500 | $110,000 | $125,000-$150,000 |
| State Rd 1362, Parsons Hill Rd, W Landing Dr, Landing Rd, Worth McNeil Rd, Jont Mountain Rd, Wallens Creek Rd, Amberly Ln, Flatwoods Post Office Rd, Lena Way | $111,000 | $100,000 | $100,000-$125,000 | $97,000 | $80,000 | $75,000-$100,000 |
| Springtime Ln, Hulders Hillside Trl, Osborne Trl, State Rd 1120, J E Gentry Rd, Tom Pless Rd, Mace Dollar Rd, Bare Creek Access Rd, Sunny Ln, Tomahawk Dr | $146,500 | $130,000 | $150,000-$175,000 | $106,500 | $100,000 | $75,000-$100,000 |
| State Rd 1567, Segraves Osborne Trl, Mount Blessing Rd, State Rd 1300, Dusty Ridge Dr, State Rd 1103, Hamilton Dr, Hartzog Ford Rd, Ashe Central School Rd, Roaring Branch Rd | $257,500 | $220,000 | $300,000-$350,000 | $148,500 | $120,000 | $125,000-$150,000 |
| Mountain Ave, State Rd 1584, Curly Q Dr, Cranberry Ln, Flat Rock Rd, Greenway Ct, Don Walters Rd, State Rd 1110, Water Tank St, Crestview Drive West Access Rd | $156,500 | $140,000 | $150,000-$175,000 | $170,500 | $160,000 | $150,000-$175,000 |
| Denny Hollow Rd, State Rd 1180, Weaver Rd, Roaring Fork Rd, Valley View Dr, S Fork Dr, Pine Ln, Hoke Wagoner Rd, E Meadow Dr, Gucker Rd | $252,000 | $210,000 | $200,000-$250,000 | $190,500 | $170,000 | $150,000-$175,000 |
| State Rd 1373, State Rd 1243, Bear Wallow Rd, W Buffalo Rd, Hiram Bare Rd, Barnett St, State Rd 1617, E Buck Mountain Rd, State Rd 1528, Whispering Pines Ln | $93,000 | $80,000 | $75,000-$100,000 | $65,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $580 |
| Superior Protection Discount | -$64 | $651 |
| Fire & Security Discount | -$50 | $666 |
| Hail Resistant Roof Discount | -$21 | $694 |
| Newly Constructed Home Discount | -$157 | $558 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ashe County | $1,500 | $707 | $2,207 | $514 | $2,014 | $193 |
| Ashe County, NC | $2,500 | $707 | $3,207 | $514 | $3,014 | $193 |
| Creston, NC | $100 | $643 | $743 | $467 | $567 | $176 |
| Helton, NC | $2,000 | $655 | $2,655 | $476 | $2,476 | $179 |
| Millers Creek, NC | $300 | $672 | $972 | $488 | $788 | $184 |
| Wilkesboro, NC | $1,500 | $735 | $2,235 | $534 | $2,034 | $201 |
| Cranberry, NC | $300 | $473 | $773 | $344 | $644 | $129 |
| Roan Mountain, TN | $1,500 | $810 | $2,310 | $589 | $2,089 | $221 |
| Sawmills, NC | $500 | $868 | $1,368 | $631 | $1,131 | $237 |
| White Plains, NC | $1,000 | $614 | $1,614 | $446 | $1,446 | $168 |
| Gratton, VA | $300 | $507 | $807 | $368 | $668 | $139 |
| Deep Creek, NC | $1,000 | $791 | $1,791 | $575 | $1,575 | $216 |
| Home Insurance Company Ashe County, NC | Homeowners Insurance Agency Ashe County, NC | Address | Popularity Score | Distance from Ashe County (miles) |
|---|---|---|---|---|
| Travelers | The Gardner Group | 2329 Springs Rd Ne, Hickory, NC, 28601 | 48.9 | |
| Travelers | Hendren Insurance Agency | 493 Nc Hwy 16 South, Taylorsville, NC, 28681 | 40.2 | |
| State Farm | Debbie Blinkhorn | 1207 W Lebanon St, Mount Airy, NC, 27030-2227 | 49.1 | |
| Travelers | Hardy Insurance Agency | 2044 N Bridge St, Elkin, NC, 28621 | 37.5 | |
| Nationwide | Rick Hamby Agency Inc | 423 4th St Sw, Hickory, NC, 28602 | 49.7 | |
| State Farm | Rick Franklin | 507 Burkemont Ave Ste A, Morganton, NC, 28655-4468 | 49.9 | |
| Allstate | Mike Brown | 907 Us Highway 321 Nw, Hickory, NC, 28601 | 48.2 | |
| Allstate | Alliance Insurance | 4112 W Old Us 421 Hwy, Hamptonville, NC, 27020 | 45.9 | |
| Nationwide | Jim Jackson | 107 W Independence Blvd, Mount Airy, NC, 27030-3589 | 49.7 | |
| State Farm | Matt Barkley | 11 4th St Sw, Hickory, NC, 28602-2946 | 49.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,220 | $610 |
| Ashe County, NC | $150,300 | $716 | $490 | $1,020 | $530 |
| Ashe County, NC | $150,300 | $716 | $520 | $1,020 | $500 |
| Creston, NC | $105,400 | $651 | $470 | $900 | $430 |
| Helton, NC | $107,700 | $663 | $480 | $940 | $460 |
| Millers Creek, NC | $111,100 | $680 | $480 | $970 | $490 |
| Wilkesboro, NC | $159,000 | $744 | $510 | $1,030 | $520 |
| Cranberry, NC | $74,400 | $479 | $330 | $660 | $330 |
| Roan Mountain, TN | $87,900 | $820 | $580 | $1,170 | $590 |
| Sawmills, NC | $99,100 | $879 | $640 | $1,240 | $600 |
| White Plains, NC | $99,600 | $621 | $440 | $860 | $420 |
| Gratton, VA | $92,100 | $513 | $340 | $730 | $390 |
| Deep Creek, NC | $137,800 | $801 | $570 | $1,140 | $570 |