Gavop's guide to buying homeowners insurance in Barbour County, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $115,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $152,500 | $130,000 | $175,000-$200,000 |
| 4 Bedroom | $132,500 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $167,500 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $634 |
| Superior Protection Discount | -$77 | $696 |
| Fire & Security Discount | -$62 | $712 |
| Hail Resistant Roof Discount | -$15 | $758 |
| Newly Constructed Home Discount | -$217 | $557 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Barbour County | $1,000 | $764 | $1,764 | $555 | $1,555 | $209 |
| Barbour County, AL | $2,000 | $764 | $2,764 | $555 | $2,555 | $209 |
| Bullock County, AL | $500 | $633 | $1,133 | $460 | $960 | $173 |
| Newton, AL | $1,000 | $932 | $1,932 | $677 | $1,677 | $255 |
| Napier Field, AL | $100 | $692 | $792 | $503 | $603 | $189 |
| Pinckard, AL | $2,000 | $1,058 | $3,058 | $769 | $2,769 | $289 |
| Macon County, AL | $200 | $695 | $895 | $505 | $705 | $190 |
| Grimes, AL | $1,000 | $794 | $1,794 | $577 | $1,577 | $217 |
| Kinsey, AL | $300 | $893 | $1,193 | $649 | $949 | $244 |
| Goshen, AL | $1,000 | $946 | $1,946 | $687 | $1,687 | $258 |
| Daleville, AL | $200 | $891 | $1,091 | $648 | $848 | $244 |
| Cusseta, GA | $700 | $625 | $1,325 | $454 | $1,154 | $171 |
| Home Insurance Company Barbour County, AL | Homeowners Insurance Agency Barbour County, AL | Address | Popularity Score | Distance from Barbour County (miles) |
|---|---|---|---|---|
| Allstate | The Glover Agency Llc | Po Box 833, Eufaula, AL, 36072 | 14.0 | |
| State Farm | Brian Jones | 190 Westgate Pkwy, Dothan, AL, 36303-2931 | 44.1 | |
| Allstate | Prewett Insurance Group | 1849 Ogletree Rd Ste 300, Auburn, AL, 36830 | 49.2 | |
| State Farm | Janice Henderson | 2310 Crawford Rd Ste 101, Phenix City, AL, 36867-3612 | 47.2 | |
| State Farm | Rod Grimmer | 3124 W Main St Ste 2, Dothan, AL, 36305-1181 | 44.2 | |
| State Farm | Jerry Beckett | 912b S Brundidge St, Troy, AL, 36081 | 33.4 | |
| State Farm | James Boyd | 115 W Rosa Parks Ave, Tuskegee, AL, 36083-1770 | 41.7 | |
| State Farm | Walt Chapman | 115 Hardaway Avenue W, Union Springs, AL, 36089-0658 | 26.3 | |
| State Farm | Bob English | 3616 Highway 431 N, Phenix City, AL, 36867 | 48.2 | |
| State Farm | Ken Currie | 702 14th St, Phenix City, AL, 36867-5047 | 47.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,660 | $810 |
| Barbour County, AL | $89,300 | $774 | $520 | $1,110 | $590 |
| Barbour County, AL | $89,300 | $774 | $550 | $1,060 | $510 |
| Bullock County, AL | $66,800 | $641 | $440 | $920 | $480 |
| Newton, AL | $92,700 | $943 | $670 | $1,300 | $630 |
| Napier Field, AL | $58,600 | $700 | $470 | $970 | $500 |
| Pinckard, AL | $114,000 | $1,071 | $730 | $1,520 | $790 |
| Macon County, AL | $77,100 | $704 | $470 | $1,000 | $530 |
| Grimes, AL | $72,400 | $804 | $540 | $1,110 | $570 |
| Kinsey, AL | $86,700 | $904 | $650 | $1,280 | $630 |
| Goshen, AL | $95,000 | $957 | $690 | $1,310 | $620 |
| Daleville, AL | $114,600 | $902 | $620 | $1,280 | $660 |
| Cusseta, GA | $81,500 | $633 | $430 | $870 | $440 |