Gavop's guide to buying homeowners insurance in Andrews, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $118,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $146,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $222,500 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $220,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $770 |
| Superior Protection Discount | -$84 | $854 |
| Fire & Security Discount | -$84 | $854 |
| Hail Resistant Roof Discount | -$19 | $920 |
| Newly Constructed Home Discount | -$197 | $742 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Andrews County | $1,500 | $916 | $2,416 | $665 | $2,165 | $250 |
| Andrews, TX | $2,500 | $927 | $3,427 | $674 | $3,174 | $253 |
| Gaines County, TX | $2,500 | $969 | $3,469 | $704 | $3,204 | $265 |
| Midland, TX | $200 | $1,209 | $1,409 | $879 | $1,079 | $330 |
| Tarzan-Lenorah, TX | $1,000 | $1,657 | $2,657 | $1,204 | $2,204 | $453 |
| Martin County, TX | $500 | $993 | $1,493 | $721 | $1,221 | $271 |
| Eunice, NM | $1,000 | $715 | $1,715 | $520 | $1,520 | $195 |
| Lamesa Northwest, TX | $400 | $1,338 | $1,738 | $972 | $1,372 | $366 |
| Stanton, TX | $1,500 | $1,561 | $3,061 | $1,134 | $2,634 | $427 |
| Winkler County, TX | $300 | $908 | $1,208 | $660 | $960 | $248 |
| Hobbs, NM | $2,500 | $770 | $3,270 | $559 | $3,059 | $210 |
| Home Insurance Company Andrews, TX | Homeowners Insurance Agency Andrews, TX | Address | Popularity Score | Distance from Andrews (miles) |
|---|---|---|---|---|
| State Farm | Eddy Ohlenburg | 2302 West Wadley, Midland, TX, 79705-6342 | 33.0 | |
| State Farm | Jeremy West | 2611b N Midland Dr, Midland, TX, 79707 | 32.3 | |
| Travelers | Insure All Of West Texas | 3328 N Midkiff Rd Ste 1, Midland, TX, 79705 | 32.4 | |
| State Farm | Mike Podzemny | 5007 Jbs Pkwy, Odessa, TX, 79762-8123 | 31.6 | |
| State Farm | Patrick Willis | 1631 N County Rd W, Odessa, TX, 79763-2960 | 33.6 | |
| State Farm | Lara Sandlin | 402 Andrews Hwy, Midland, TX, 79701-5836 | 34.5 | |
| Farmers | Shannon Forbes | 606 N 4th St, Lamesa, TX, 79331 | 44.9 | |
| State Farm | Lynn Fisher | 201 S Main St, Andrews, TX, 79714-7123 | 0.4 | |
| Farmers | David Jaso | 404 E 7th St, Odessa, TX, 79761 | 34.1 | |
| Farmers | Pamela Escobar | 500 N Main St, Andrews, TX, 79714 | 0.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Andrews County, TX | $126,000 | $927 | $610 | $1,430 | $820 |
| Andrews, TX | $131,700 | $939 | $620 | $1,450 | $830 |
| Gaines County, TX | $111,000 | $981 | $650 | $1,510 | $860 |
| Midland, TX | $191,100 | $1,224 | $810 | $1,880 | $1,070 |
| Tarzan-Lenorah, TX | $141,100 | $1,677 | $1,110 | $2,580 | $1,470 |
| Martin County, TX | $120,500 | $1,005 | $660 | $1,550 | $890 |
| Eunice, NM | $95,000 | $724 | $490 | $990 | $500 |
| Lamesa Northwest, TX | $68,200 | $1,354 | $890 | $2,090 | $1,200 |
| Stanton, TX | $114,200 | $1,580 | $1,040 | $2,430 | $1,390 |
| Winkler County, TX | $58,200 | $919 | $610 | $1,410 | $800 |
| Hobbs, NM | $130,200 | $779 | $560 | $1,070 | $510 |