Gavop shows you how to buy homeowners insurance in Trinity, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $65,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $82,500 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $100,000 | $80,000 | $75,000-$100,000 |
| 5 Bedroom | $147,500 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $810 |
| Superior Protection Discount | -$85 | $857 |
| Fire & Security Discount | -$75 | $866 |
| Hail Resistant Roof Discount | -$28 | $913 |
| Newly Constructed Home Discount | -$235 | $706 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,295 |
| Hail Damage | $4,900 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,054 |
| Home Insurance Company Trinity, TX | Homeowners Insurance Agency Trinity, TX | Address | Popularity Score | Distance from Trinity (miles) |
|---|---|---|---|---|
| Farmers | Robert Powell | 114 W Lewis St, Conroe, TX, 77301 | 41.8 | |
| State Farm | Jared Dolan | 3705 College Park Dr Ste 105, The Woodlands, TX, 77384-4894 | 49.4 | |
| Farmers | Garrett Massie | 1019 S Chestnut St # B, Lufkin, TX, 75901 | 46.6 | |
| Travelers | C T Jones Insurance Agency | 102 Skyview Dr, Livingston, TX, 77351 | 28.3 | |
| State Farm | Joe Monteleone | 130 Col Etheredge Blvd Ste D1, Huntsville, TX, 77340-4222 | 19.5 | |
| Allstate | Irene Guajardo | 2508 W Davis St Ste 101, Conroe, TX, 77304 | 41.8 | |
| State Farm | Cody Mccown | 3600 Fm 1488 Rd Ste 150, The Woodlands, TX, 77384-3867 | 48.4 | |
| Liberty Mutual Independent | Soules Insurance Agency Lp | 701 N. San Jacinto, Conroe, TX, 77301 | 41.9 | |
| Farmers | Rodney Fleck | 10671 Highway 242, The Woodlands, TX, 77385 | 48.8 | |
| Travelers | Lee Insurance Group | 4996 W Davis, Conroe, TX, 77304 | 41.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Trinity County, TX | $75,300 | $992 | $650 | $1,530 | $880 |
| Trinity, TX | $63,200 | $941 | $620 | $1,450 | $830 |
| Midway, TX | $121,500 | $1,608 | $1,060 | $2,480 | $1,420 |
| San Jacinto County, TX | $95,900 | $1,002 | $660 | $1,540 | $880 |
| Madisonville, TX | $95,400 | $1,065 | $700 | $1,640 | $940 |
| Madison County, TX | $101,700 | $1,062 | $700 | $1,640 | $940 |
| Shepherd, TX | $74,300 | $1,389 | $920 | $2,140 | $1,220 |
| Indian Springs, TX | $24,600 | $1,046 | $690 | $1,610 | $920 |
| Cut and Shoot, TX | $105,000 | $1,541 | $1,020 | $2,370 | $1,350 |
| Wells, TX | $104,200 | $1,538 | $1,020 | $2,370 | $1,350 |
| Oakwood, TX | $74,300 | $1,389 | $920 | $2,140 | $1,220 |
| Cleveland, TX | $89,000 | $1,043 | $690 | $1,610 | $920 |