Gavop shows you how to buy homeowners insurance in Kau, HI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Kau, HI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Anuenue Dr, Donola Dr, Moana Dr, Melia St, Reef Circle Makai, Pineapple Pkwy, Kanawao Pl, Kalehua Pl, Kia Kahi Pl, Sea View Dr | $137,500 | $120,000 | $150,000-$175,000 | $148,500 | $130,000 | $125,000-$150,000 |
| Jasmine Dr, Easement Rd, Ohai Rd, Hibiscus Dr, Alaoli Dr, Makai St, Komo Hale Pl, Lokelani St, Koa Ln, Kanaio Pl | $225,500 | $190,000 | $200,000-$250,000 | $111,000 | $100,000 | $75,000-$100,000 |
| Leilani Circle Mauka, Kekuhaupio Rd, Catamaran Ln, Reef Pkwy, Lewa Lani Pl, Poha Dr, Nahele St, Pala'oa Rd, Alii Blvd, Makalii St | $136,000 | $120,000 | $100,000-$125,000 | $112,000 | $90,000 | $100,000-$125,000 |
| Kialua Pl, Lotus Blossom Circle Makai, Poha St, Kamaaina Blvd, Reef Cir Makai, Kamikina St, Kahiki St, Ginger Blossom Ln, Lewa Lani St, Awa Pae Loop | $165,000 | $140,000 | $125,000-$150,000 | $133,500 | $110,000 | $125,000-$150,000 |
| Lauhala Dr, Kamaoa Dr, Paradise Circle Makai, Lono Ln, Alahaki Rd, Puahala St, Kona Kai Blvd, Coral Pkwy, Wakea St, Bougainvillaea Dr | $154,000 | $120,000 | $150,000-$175,000 | $107,000 | $90,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$92 | $931 |
| Home and Two Car | -$174 | $849 |
| Home and Three Car | -$246 | $778 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hawaii County | $1,500 | $881 | $2,381 | $640 | $2,140 | $241 |
| Kau, HI | $1,500 | $1,011 | $2,511 | $735 | $2,235 | $276 |
| Pahala, HI | $400 | $737 | $1,137 | $536 | $936 | $201 |
| Naalehu, HI | $1,000 | $577 | $1,577 | $419 | $1,419 | $158 |
| Discovery Harbour, HI | $100 | $860 | $960 | $625 | $725 | $235 |
| Fern Forest, HI | $1,000 | $411 | $1,411 | $299 | $1,299 | $112 |
| Honalo, HI | $400 | $1,060 | $1,460 | $770 | $1,170 | $290 |
| Kahaluu-Keauhou, HI | $1,000 | $1,690 | $2,690 | $1,228 | $2,228 | $462 |
| Ainaloa, HI | $500 | $566 | $1,066 | $411 | $911 | $155 |
| Orchidlands Estates, HI | $1,000 | $764 | $1,764 | $555 | $1,555 | $209 |
| Hawaiian Paradise Park, HI | $100 | $666 | $766 | $484 | $584 | $182 |
| Papaikou-Wailea, HI | $1,000 | $804 | $1,804 | $584 | $1,584 | $220 |
| Home Insurance Company Kau, HI | Homeowners Insurance Agency Kau, HI | Address | Popularity Score | Distance from Kau (miles) |
|---|---|---|---|---|
| Allstate | Kris Speegle | 1289 Kilauea Ave Ste D, Hilo, HI, 96720 | 44.6 | |
| Allstate | Budar Insurance Agency | 75-5722 Kuakini Hwy Ste 101, Kailua Kona, HI, 96740 | 40.0 | |
| State Farm | Wayne Yamauchi | 75-5591 Palani Rd Ste 2006, Kailua Kona, HI, 96740-3634 | 40.4 | |
| State Farm | Lance Matsumura | 75-240 Nani Kailua Dr Ste 12, Kailua Kona, HI, 96740-2074 | 38.9 | |
| State Farm | Nelson Fukuhara | 274 Waianuenue Ave, Hilo, HI, 96720-2446 | 44.8 | |
| State Farm | Robert Shimabuk | 16-566 Keaau Pahoa Rd Ste 122, Keaau, HI, 96749-8137 | 42.4 | |
| State Farm | Robert Shimabuku | 16-566 Keaau - Pahoa Rd. #122, Keaau, HI, 96749 | 42.4 | |
| Allstate | Larry Mccabe | 75-5722 Kuakini Hwy Ste 101, Kailua Kona, HI, 96740 | 40.0 | |
| Allstate | Calen Matsuno | 282 Ululani St, Hilo, HI, 96720 | 44.7 | |
| State Farm | Nelson Fukuhara Ltcp | 274 Waianuenue Avenue, Hilo, HI, 96720-2446 | 44.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Hawaii | $563,900 | $1,619 | $1,200 | $2,360 | $1,160 |
| Hawaii County, HI | $316,000 | $892 | $660 | $1,300 | $640 |
| Kau, HI | $166,900 | $1,023 | $760 | $1,490 | $730 |
| Pahala, HI | $227,900 | $746 | $550 | $1,090 | $540 |
| Naalehu, HI | $159,700 | $584 | $430 | $850 | $420 |
| Discovery Harbour, HI | $287,800 | $870 | $640 | $1,270 | $630 |
| Fern Forest, HI | $104,700 | $416 | $310 | $610 | $300 |
| Honalo, HI | $376,800 | $1,073 | $790 | $1,570 | $780 |
| Kahaluu-Keauhou, HI | $607,800 | $1,711 | $1,270 | $2,500 | $1,230 |
| Ainaloa, HI | $155,600 | $573 | $420 | $840 | $420 |
| Orchidlands Estates, HI | $240,600 | $773 | $570 | $1,130 | $560 |
| Hawaiian Paradise Park, HI | $255,300 | $675 | $500 | $980 | $480 |
| Papaikou-Wailea, HI | $260,700 | $814 | $600 | $1,190 | $590 |