Gavop's guide to buying homeowners insurance in Anamosa, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $138,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $173,500 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $229,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $182,500 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $533 |
| Superior Protection Discount | -$56 | $570 |
| Fire & Security Discount | -$56 | $570 |
| Hail Resistant Roof Discount | -$19 | $608 |
| Newly Constructed Home Discount | -$163 | $464 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,834 |
| Hail Damage | $5,103 |
| Wind Damage | $9,816 |
| Expensive Claims | |
| Fire | $36,411 |
| Accidental Discharge/Leakage | $8,539 |
| Optional Coverage Losses | $7,991 |
| Home Insurance Company Anamosa, IA | Homeowners Insurance Agency Anamosa, IA | Address | Popularity Score | Distance from Anamosa (miles) |
|---|---|---|---|---|
| Travelers | Ludovissy & Associates | 787 W Locust St, Dubuque, IA, 52001 | 41.1 | |
| State Farm | Mark Mccullough | 69 2nd St Ste A, Coralville, IA, 52241-2696 | 33.9 | |
| Allstate | David Redlinger | 955 29th Ave Ste B, Marion, IA, 52302 | 17.2 | |
| Liberty Mutual Independent | United Insurance Agencies | 80 W 8th Ave, Marion, IA, 52302 | 18.0 | |
| State Farm | Steve Buchheit | 1900 John F Kennedy Rd Ste 3, Dubuque, IA, 52002-3803 | 39.3 | |
| Travelers | Hahn Insurance | 2720 A Ave Ne, Cedar Rapids, IA, 52402 | 20.0 | |
| Allstate | Richard Pacha | 560 Boyson Rd Ne Ste C, Cedar Rapids, IA, 52402 | 19.3 | |
| Travelers | Tricor Inc | 500 Iowa St, Dubuque, IA, 52001 | 41.2 | |
| Travelers | Hensel Insurance Agency Inc | 206 Collins Rd Ne #201, Cedar Rapids, IA, 52402 | 19.0 | |
| State Farm | Rick Meyer | 615 S Main St Apt B, Monticello, IA, 52310-1747 | 9.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,140 | $580 |
| Jones County, IA | $130,700 | $679 | $450 | $960 | $510 |
| Anamosa, IA | $93,900 | $627 | $420 | $890 | $470 |
| Prairieburg, IA | $89,400 | $655 | $440 | $900 | $460 |
| Ely, IA | $202,800 | $986 | $680 | $1,390 | $710 |
| Jackson County, IA | $117,000 | $641 | $430 | $880 | $450 |
| Farmington, IA | $155,300 | $880 | $630 | $1,250 | $620 |
| Watkins, IA | $106,300 | $724 | $490 | $1,000 | $510 |
| East Dubuque, IL | $123,200 | $721 | $480 | $1,020 | $540 |
| Donahue, IA | $151,600 | $870 | $630 | $1,200 | $570 |
| Pike, IA | $119,500 | $772 | $520 | $1,090 | $570 |
| Marengo, IA | $96,000 | $683 | $460 | $940 | $480 |
| Williamsburg, IA | $157,700 | $886 | $650 | $1,250 | $600 |