Gavop shows you how to buy homeowners insurance in Giles County, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $69,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $69,500 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $152,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $143,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $527 |
| Superior Protection Discount | -$62 | $558 |
| Fire & Security Discount | -$62 | $558 |
| Hail Resistant Roof Discount | -$19 | $601 |
| Newly Constructed Home Discount | -$124 | $496 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Giles County | $1,000 | $613 | $1,613 | $445 | $1,445 | $167 |
| Giles County, VA | $1,000 | $613 | $1,613 | $445 | $1,445 | $167 |
| Hiwassee, VA | $300 | $871 | $1,171 | $633 | $933 | $238 |
| Roanoke County, VA | $2,000 | $819 | $2,819 | $595 | $2,595 | $224 |
| Glenvar, VA | $500 | $780 | $1,280 | $567 | $1,067 | $213 |
| Floyd County, VA | $2,500 | $632 | $3,132 | $459 | $2,959 | $173 |
| Gary, WV | $400 | $400 | $800 | $291 | $691 | $109 |
| Rainelle, WV | $700 | $526 | $1,226 | $382 | $1,082 | $144 |
| New Richmond, WV | $200 | $462 | $662 | $336 | $536 | $126 |
| Troutville, VA | $1,000 | $839 | $1,839 | $610 | $1,610 | $229 |
| Boone, VA | $300 | $703 | $1,003 | $511 | $811 | $192 |
| Ferrum, VA | $2,500 | $679 | $3,179 | $493 | $2,993 | $185 |
| Home Insurance Company Giles County, VA | Homeowners Insurance Agency Giles County, VA | Address | Popularity Score | Distance from Giles County (miles) |
|---|---|---|---|---|
| Allstate | Bernadette Kincheloe | 4664 Brambleton Ave, Roanoke, VA, 24018 | 39.1 | |
| Liberty Mutual Independent | Chas Lunsford Sons & Assoc | 16 E Church Ave, Roanoke, VA, 24011 | 42.9 | |
| Travelers | Craighead-Zimmerman & Associates Inc | 27 East Clay Street, Salem, VA, 24153 | 36.4 | |
| Nationwide | Mitchell Agency Inc The | 4712 Brambleton Ave, Roanoke, VA, 24018-3403 | 39.1 | |
| Liberty Mutual Independent | Trustpoint Insurance | 120 Roanoke Blvd, Salem, VA, 24153 | 36.5 | |
| State Farm | Chris Turman | 1500 N Main St, Blacksburg, VA, 24060-2524 | 17.3 | |
| State Farm | Ben Wheeler | 507 Mountain Lake Ave, Pearisburg, VA, 24134-1629 | 1.5 | |
| State Farm | Ellis Redford | 3029 Peters Crk Rd Nw Ste B, Roanoke, VA, 24019-2757 | 39.5 | |
| Farmers | Charles Shomo | 205 Church St Se Ste B, Blacksburg, VA, 24060 | 17.8 | |
| Travelers | Bankers Insurance Llc | 180 South 4th Street, Wytheville, VA, 24382 | 32.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,310 | $630 |
| Giles County, VA | $114,500 | $620 | $440 | $860 | $420 |
| Giles County, VA | $114,500 | $620 | $440 | $880 | $440 |
| Hiwassee, VA | $206,800 | $882 | $600 | $1,210 | $610 |
| Roanoke County, VA | $192,100 | $829 | $570 | $1,190 | $620 |
| Glenvar, VA | $163,800 | $789 | $560 | $1,090 | $530 |
| Floyd County, VA | $153,800 | $639 | $460 | $900 | $440 |
| Gary, WV | $33,700 | $405 | $280 | $580 | $300 |
| Rainelle, WV | $60,500 | $532 | $390 | $760 | $370 |
| New Richmond, WV | $46,300 | $468 | $320 | $670 | $350 |
| Troutville, VA | $189,200 | $849 | $580 | $1,160 | $580 |
| Boone, VA | $188,200 | $711 | $510 | $1,020 | $510 |
| Ferrum, VA | $131,500 | $687 | $470 | $950 | $480 |