Gavop tells you how to get the best homeowners insurance in Silver Spring, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $115,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $150,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $299,000 | $260,000 | $300,000-$350,000 |
| 5 Bedroom | $288,000 | $240,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $626 |
| Superior Protection Discount | -$74 | $663 |
| Fire & Security Discount | -$66 | $670 |
| Hail Resistant Roof Discount | -$15 | $722 |
| Newly Constructed Home Discount | -$177 | $560 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $700 | $755 | $1,455 | $549 | $1,249 | $206 |
| Silver Spring, PA | $1,500 | $728 | $2,228 | $529 | $2,029 | $199 |
| South Middleton, PA | $400 | $673 | $1,073 | $489 | $889 | $184 |
| Susquehanna, PA | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Union Deposit, PA | $400 | $779 | $1,179 | $566 | $966 | $213 |
| Millerstown, PA | $2,500 | $681 | $3,181 | $495 | $2,995 | $186 |
| Thompsontown, PA | $400 | $622 | $1,022 | $452 | $852 | $170 |
| Carroll Valley, PA | $2,000 | $832 | $2,832 | $605 | $2,605 | $227 |
| Northumberland, PA | $300 | $660 | $960 | $480 | $780 | $180 |
| Martic, PA | $1,500 | $655 | $2,155 | $476 | $1,976 | $179 |
| Stevens, PA | $500 | $714 | $1,214 | $519 | $1,019 | $195 |
| Lavelle, PA | $2,000 | $616 | $2,616 | $447 | $2,447 | $168 |
| Home Insurance Company Silver Spring, PA | Homeowners Insurance Agency Silver Spring, PA | Address | Popularity Score | Distance from Silver Spring (miles) |
|---|---|---|---|---|
| Erie | James B Murdoch Insurance Group Inc. | 4300 Carlisle Pike, Camp Hill, PA, 17011 | 5.4 | |
| Liberty Mutual Independent | Goods Insurance Agency Inc | 352 E Main St Ste 200, Leola, PA, 17540 | 49.2 | |
| Liberty Mutual Independent | Knoll Insurance Agency Inc | 704 Bridge St, New Cumberland, PA, 17070 | 9.9 | |
| State Farm | Dick Morrett | 548 Maple St, Lebanon, PA, 17046-2961 | 34.3 | |
| State Farm | Tracy Rush | 472 Wayne Avenue, Chambersburg, PA, 17201-3793 | 39.2 | |
| Liberty Mutual Independent | Focht Piersol Prifer Insurance | 936 W Penn Ave, Robesonia, PA, 19551 | 47.8 | |
| Nationwide | Steven Edward Lewis Agency | 244 Manor Ave, Millersville, PA, 17551 | 40.7 | |
| Liberty Mutual Independent | Myers & Bell Insurance Agency | 190 Cocalico Creek Rd, Stevens, PA, 17578 | 48.7 | |
| State Farm | Bill Keener | 816 N State Rd, Marysville, PA, 17053-2001 | 9.6 | |
| Travelers | Consumers Insurance Agency | 240 S 18th St, Camp Hill, PA, 17011 | 7.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,030 | $530 |
| Cumberland County, PA | $194,100 | $764 | $550 | $1,050 | $500 |
| Silver Spring, PA | $242,200 | $737 | $530 | $1,020 | $490 |
| South Middleton, PA | $206,600 | $681 | $500 | $950 | $450 |
| Susquehanna, PA | $164,800 | $683 | $490 | $980 | $490 |
| Union Deposit, PA | $194,100 | $788 | $570 | $1,100 | $530 |
| Millerstown, PA | $141,900 | $689 | $490 | $960 | $470 |
| Thompsontown, PA | $114,900 | $630 | $420 | $890 | $470 |
| Carroll Valley, PA | $223,400 | $842 | $580 | $1,190 | $610 |
| Northumberland, PA | $131,800 | $668 | $470 | $940 | $470 |
| Martic, PA | $194,300 | $663 | $470 | $910 | $440 |
| Stevens, PA | $159,100 | $723 | $510 | $1,000 | $490 |
| Lavelle, PA | $111,900 | $623 | $420 | $870 | $450 |