Gavop shows you how to buy homeowners insurance in Lee County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $63,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $153,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $204,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $296,000 | $240,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $640 |
| Superior Protection Discount | -$78 | $702 |
| Fire & Security Discount | -$70 | $710 |
| Hail Resistant Roof Discount | -$23 | $756 |
| Newly Constructed Home Discount | -$203 | $577 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lee County | $2,000 | $771 | $2,771 | $560 | $2,560 | $211 |
| Lee County, NC | $700 | $771 | $1,471 | $560 | $1,260 | $211 |
| Carthage, NC | $500 | $796 | $1,296 | $579 | $1,079 | $218 |
| Whispering Pines, NC | $700 | $1,273 | $1,973 | $925 | $1,625 | $348 |
| Bennett, NC | $100 | $838 | $938 | $609 | $709 | $229 |
| Pinehurst, NC | $2,000 | $905 | $2,905 | $657 | $2,657 | $247 |
| Candor, NC | $200 | $563 | $763 | $409 | $609 | $154 |
| Leesville, NC | $1,000 | $915 | $1,915 | $665 | $1,665 | $250 |
| Efland, NC | $500 | $968 | $1,468 | $704 | $1,204 | $265 |
| Alamance, NC | $2,500 | $1,252 | $3,752 | $910 | $3,410 | $342 |
| St. Matthews, NC | $400 | $749 | $1,149 | $544 | $944 | $205 |
| Vann Crossroads, NC | $1,000 | $827 | $1,827 | $601 | $1,601 | $226 |
| Home Insurance Company Lee County, NC | Homeowners Insurance Agency Lee County, NC | Address | Popularity Score | Distance from Lee County (miles) |
|---|---|---|---|---|
| State Farm | Antonio Vela | 121 Sherron Rd Ste 106, Durham, NC, 27703-9515 | 40.4 | |
| State Farm | Nicole Cockerham | 1124 St Marks Church Rd, Burlington, NC, 27215-9796 | 45.8 | |
| Travelers | Bowen Insurance Agency Inc | 1143 G Executive Cir, Cary, NC, 27511 | 29.8 | |
| Erie | Central Carolina Insurance | 2855 S Church St 2855 S Church St, Burlington, NC, 27215 | 45.3 | |
| State Farm | Zonya Autmon | 2402 S Miami Blvd Ste 103, Durham, NC, 27703-4928 | 36.7 | |
| Travelers | Mcleod Insurance Agency Llc | 1203 S Fayetteville St, Asheboro, NC, 27203 | 39.1 | |
| Nationwide | All About Insurance | 342 S Churton St, Hillsborough, NC, 27278-2509 | 40.6 | |
| Allstate | Reginald Wright | 2310 S Miami Blvd Ste 131, Durham, NC, 27703 | 36.8 | |
| Allstate | Michael Holt | 1229 S Main St, Burlington, NC, 27215 | 44.8 | |
| Allstate | Randy Holt | 114 Commerce Ct Unit A, Pittsboro, NC, 27312 | 16.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,270 | $670 |
| Lee County, NC | $138,400 | $780 | $530 | $1,080 | $550 |
| Lee County, NC | $138,400 | $780 | $570 | $1,080 | $510 |
| Carthage, NC | $138,900 | $806 | $570 | $1,140 | $570 |
| Whispering Pines, NC | $289,900 | $1,288 | $880 | $1,830 | $950 |
| Bennett, NC | $149,200 | $848 | $590 | $1,200 | $610 |
| Pinehurst, NC | $289,800 | $916 | $670 | $1,300 | $630 |
| Candor, NC | $90,100 | $570 | $420 | $800 | $380 |
| Leesville, NC | $295,000 | $926 | $620 | $1,270 | $650 |
| Efland, NC | $185,400 | $980 | $700 | $1,380 | $680 |
| Alamance, NC | $282,300 | $1,267 | $920 | $1,750 | $830 |
| St. Matthews, NC | $163,200 | $758 | $550 | $1,050 | $500 |
| Vann Crossroads, NC | $146,500 | $837 | $590 | $1,190 | $600 |