Gavop's guide to buying homeowners insurance in Piatt County, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Piatt County, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E 1220 North Rd, Eastgate Dr, N 625 East Rd, White Pines Blvd, Coachman Dr, E 1550 North Rd, E St, N 400 East Rd, Co Hwy 4, Dickens Ct | $203,000 | $170,000 | $200,000-$250,000 | $103,000 | $90,000 | $100,000-$125,000 |
| N 1050 East Rd, Surrey Rd, W Fremont St, S Hinkley St, E Newton St, Hillside Dr, E Mansfield St, W C St, Bucks Pond Rd, E 2350 North Rd | $189,000 | $160,000 | $150,000-$175,000 | $115,500 | $100,000 | $125,000-$150,000 |
| N Macon St, County Farm Rd, Co Rd 1950 N, Duell, E 1500 North Rd, W Illinois St, Bennett Dr, Co Rd 2100 N, Camp St, Bodman St | $240,000 | $220,000 | $200,000-$250,000 | $96,000 | $80,000 | $75,000-$100,000 |
| N Chase St, W High St, W Bond St, Macon Piatt County Line Rd, County Line Rd, N W A St, Co Rd 2200 N, W Birch Ave, Co Hwy 14 N, W Roosevelt Rd | $131,500 | $110,000 | $125,000-$150,000 | $79,500 | $80,000 | $75,000-$100,000 |
| E 7th St, W Griggs St, Co Hwy 8, W Moultrie St, N 1500 East Rd, Co Hwy 14, N 1225 East Rd, E 1950 North Rd, N 750 East Rd, Illinois Ave | $152,000 | $130,000 | $125,000-$150,000 | $60,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $573 |
| Superior Protection Discount | -$68 | $614 |
| Fire & Security Discount | -$55 | $628 |
| Hail Resistant Roof Discount | -$20 | $662 |
| Newly Constructed Home Discount | -$150 | $532 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Piatt County | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Piatt County, IL | $2,500 | $674 | $3,174 | $490 | $2,990 | $184 |
| South Homer, IL | $300 | $696 | $996 | $505 | $805 | $190 |
| Humboldt, IL | $2,000 | $550 | $2,550 | $400 | $2,400 | $150 |
| Gibson City, IL | $400 | $677 | $1,077 | $492 | $892 | $185 |
| Illiopolis, IL | $1,000 | $619 | $1,619 | $450 | $1,450 | $169 |
| Lincoln, IL | $200 | $825 | $1,025 | $600 | $800 | $226 |
| Lerna, IL | $2,000 | $505 | $2,505 | $367 | $2,367 | $138 |
| Metcalf, IL | $100 | $270 | $370 | $196 | $296 | $74 |
| West Lincoln, IL | $2,000 | $825 | $2,825 | $600 | $2,600 | $226 |
| Minier, IL | $200 | $684 | $884 | $497 | $697 | $187 |
| Forrest, IL | $1,000 | $652 | $1,652 | $474 | $1,474 | $178 |
| Home Insurance Company Piatt County, IL | Homeowners Insurance Agency Piatt County, IL | Address | Popularity Score | Distance from Piatt County (miles) |
|---|---|---|---|---|
| State Farm | Chris Booth | 1713 S State Street Suite 102, Champaign, IL, 61820-7265 | 19.3 | |
| State Farm | Darwyn Boston | 101 S Lincoln Street, Mahomet, IL, 61853-6002 | 16.3 | |
| Travelers | Gtps Insurance Agency | 1311 S Neil St, Champaign, IL, 61820 | 19.6 | |
| State Farm | Ali Doolin | 1101 Clement Ave, Forsyth, IL, 62535-9626 | 20.1 | |
| Travelers | Hall Insurance Services | 711 South Neil St, Champaign, IL, 61820 | 19.7 | |
| Nationwide | Azm Group Inc | 1319 N Veterans Pkwy Ste 2b, Bloomington, IL, 61704-6428 | 38.6 | |
| Travelers | Plr Insurance | 1242 E Empire St, Bloomington, IL, 61701 | 38.7 | |
| Allstate | Dustin Hiser | 604 S Neil St Ste 104, Champaign, IL, 61820 | 19.8 | |
| Allstate | William Abel | 103 N Dunlap Ave, Savoy, IL, 61874 | 18.4 | |
| State Farm | Joe Stovall | 1401 N Prospect Ave Ste 8, Champaign, IL, 61820-2552 | 19.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,200 | $590 |
| Piatt County, IL | $128,100 | $683 | $460 | $940 | $480 |
| Piatt County, IL | $128,100 | $683 | $490 | $970 | $480 |
| South Homer, IL | $117,400 | $704 | $510 | $960 | $450 |
| Humboldt, IL | $74,900 | $557 | $380 | $770 | $390 |
| Gibson City, IL | $111,000 | $685 | $460 | $940 | $480 |
| Illiopolis, IL | $93,400 | $627 | $420 | $860 | $440 |
| Lincoln, IL | $90,300 | $835 | $570 | $1,190 | $620 |
| Lerna, IL | $64,000 | $511 | $360 | $700 | $340 |
| Metcalf, IL | $18,200 | $273 | $180 | $380 | $200 |
| West Lincoln, IL | $90,700 | $835 | $570 | $1,190 | $620 |
| Minier, IL | $113,200 | $692 | $470 | $980 | $510 |
| Forrest, IL | $103,200 | $660 | $480 | $930 | $450 |