Gavop shows you how to buy homeowners insurance in Lamoille County, VT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $85,000 | $80,000 | $50,000-$75,000 |
| 2 Bedroom | $209,000 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $235,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $248,500 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $201,500 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $544 |
| Superior Protection Discount | -$60 | $604 |
| Fire & Security Discount | -$46 | $617 |
| Hail Resistant Roof Discount | -$20 | $644 |
| Newly Constructed Home Discount | -$159 | $504 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lamoille County | $700 | $656 | $1,356 | $476 | $1,176 | $179 |
| Lamoille County, VT | $2,000 | $656 | $2,656 | $476 | $2,476 | $179 |
| Walden, VT | $400 | $670 | $1,070 | $487 | $887 | $183 |
| East Montpelier, VT | $700 | $815 | $1,515 | $592 | $1,292 | $223 |
| Marshfield, VT | $100 | $695 | $795 | $505 | $605 | $190 |
| Troy, VT | $1,000 | $611 | $1,611 | $444 | $1,444 | $167 |
| Sheffield, VT | $300 | $600 | $900 | $436 | $736 | $164 |
| Starksboro, VT | $2,500 | $775 | $3,275 | $563 | $3,063 | $212 |
| Chesterfield, NY | $100 | $593 | $693 | $431 | $531 | $162 |
| Granville, VT | $2,500 | $694 | $3,194 | $504 | $3,004 | $190 |
| Beekmantown, NY | $500 | $614 | $1,114 | $446 | $946 | $168 |
| Vershire, VT | $2,000 | $686 | $2,686 | $498 | $2,498 | $187 |
| Home Insurance Company Lamoille County, VT | Homeowners Insurance Agency Lamoille County, VT | Address | Popularity Score | Distance from Lamoille County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Taylor - Moore Agency | Po Box 10, Derby, VT, 5829 | 36.5 | |
| Allstate | The Citro Agency | 20 Kimball Ave Ste 307, South Burlington, VT, 5403 | 27.3 | |
| State Farm | Jim Soriano | 211 Maple St Ste 27c, Middlebury, VT, 05753-1147 | 48.4 | |
| Liberty Mutual Independent | Kinney Pike Insurance Inc | 42 Meadow Ln, Randolph, VT, 5060 | 48.0 | |
| Travelers | Winooski Insurance Agency | 476 Main St, Winooski, VT, 5404 | 27.8 | |
| Allstate | Town And Country Agy | 64 Church St, Jeffersonville, VT, 5464 | 9.9 | |
| Allstate | Poulos Ins Inc | 78 Vt Route 15 W, Morrisville, VT, 5661 | 2.9 | |
| State Farm | Kaitlyn Raymond | 29 Upper Main St, Essex Jct, VT, 05452-3123 | 23.5 | |
| Travelers | Turnbaugh Insurance Agency Inc | 110 Main St 3rd Fl, Burlington, VT, 5401 | 29.8 | |
| Liberty Mutual Independent | Willis Of Vermont | 40 Main St Ste 500, Burlington, VT, 5401 | 30.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Vermont | $220,600 | $783 | $530 | $1,070 | $540 |
| Lamoille County, VT | $225,200 | $664 | $480 | $910 | $430 |
| Lamoille County, VT | $225,200 | $664 | $460 | $910 | $450 |
| Walden, VT | $161,000 | $678 | $470 | $970 | $500 |
| East Montpelier, VT | $249,500 | $825 | $570 | $1,140 | $570 |
| Marshfield, VT | $173,200 | $703 | $510 | $1,010 | $500 |
| Troy, VT | $135,800 | $618 | $420 | $880 | $460 |
| Sheffield, VT | $131,400 | $607 | $420 | $860 | $440 |
| Starksboro, VT | $221,000 | $784 | $560 | $1,090 | $530 |
| Chesterfield, NY | $116,400 | $600 | $430 | $850 | $420 |
| Granville, VT | $172,700 | $702 | $470 | $970 | $500 |
| Beekmantown, NY | $135,400 | $621 | $420 | $880 | $460 |
| Vershire, VT | $168,500 | $694 | $460 | $950 | $490 |