Gavop's guide to buying homeowners insurance in Keavy, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$179 | $460 |
| 30 year old | +$10 | $649 |
| 40 year old | +$17 | $656 |
| 50 year old | +$24 | $664 |
| Above 50 year old | +$31 | $670 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$89 | $550 |
| Superior Protection Discount | -$64 | $575 |
| Fire & Security Discount | -$64 | $575 |
| Hail Resistant Roof Discount | -$19 | $620 |
| Newly Constructed Home Discount | -$185 | $454 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Laurel County | $2,000 | $761 | $2,761 | $553 | $2,553 | $208 |
| Keavy, KY | $700 | $632 | $1,332 | $459 | $1,159 | $173 |
| Corbin, KY | $200 | $674 | $874 | $490 | $690 | $184 |
| Greenmount-Langnau, KY | $1,000 | $707 | $1,707 | $514 | $1,514 | $193 |
| Mount Vernon, KY | $200 | $673 | $873 | $489 | $689 | $184 |
| Trosper, KY | $2,000 | $427 | $2,427 | $310 | $2,310 | $117 |
| Jackson County, KY | $200 | $596 | $796 | $433 | $633 | $163 |
| Mill Springs, KY | $700 | $780 | $1,480 | $567 | $1,267 | $213 |
| Winfield, TN | $500 | $788 | $1,288 | $573 | $1,073 | $215 |
| Big Creek, KY | $2,000 | $446 | $2,446 | $324 | $2,324 | $122 |
| Bell County, KY | $400 | $870 | $1,270 | $632 | $1,032 | $238 |
| Home Insurance Company Keavy, KY | Homeowners Insurance Agency Keavy, KY | Address | Popularity Score | Distance from Keavy (miles) |
|---|---|---|---|---|
| Travelers | First Insurance Group | 2520 S Hwy 27, Somerset, KY, 42501 | 22.6 | |
| State Farm | Chad Smallwood | 645 S Highway 27 Ste 6, Somerset, KY, 42501-3507 | 22.6 | |
| Allstate | Charles Cromer | 705 W Highway 80, Somerset, KY, 42503 | 23.9 | |
| State Farm | Craig Loftis | 145 Plaza Drive, Berea, KY, 40403 | 38.6 | |
| Allstate | Derrick Hensley | 219 Prince Royal Dr Ste 14, Berea, KY, 40403 | 38.7 | |
| Liberty Mutual Independent | Linville Insurance Agency | 302 Richmond Rd, Berea, KY, 40403 | 39.2 | |
| State Farm | Mylan Wright | 245 Lexington St, Lancaster, KY, 40444-1184 | 46.7 | |
| Travelers | Mathis Insurance Agency Inc | 1340 S Hwy 27 Ste A, Somerset, KY, 42501 | 22.5 | |
| State Farm | Tom Blair | 515 Master St, Corbin, KY, 40701-1055 | 8.3 | |
| State Farm | Jeffrey Branum | 109 Union St, Barbourville, KY, 40906-1348 | 21.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,250 | $600 |
| Laurel County, KY | $102,000 | $770 | $520 | $1,090 | $570 |
| Keavy, KY | $94,000 | $639 | $460 | $900 | $440 |
| Corbin, KY | $106,600 | $682 | $500 | $960 | $460 |
| Greenmount-Langnau, KY | $83,900 | $716 | $490 | $1,020 | $530 |
| Mount Vernon, KY | $87,500 | $681 | $490 | $950 | $460 |
| Trosper, KY | $32,100 | $432 | $290 | $610 | $320 |
| Jackson County, KY | $69,900 | $604 | $420 | $830 | $410 |
| Mill Springs, KY | $100,900 | $789 | $570 | $1,090 | $520 |
| Winfield, TN | $83,100 | $798 | $530 | $1,100 | $570 |
| Big Creek, KY | $35,100 | $451 | $330 | $620 | $290 |
| Bell County, KY | $59,400 | $881 | $630 | $1,250 | $620 |