Gavop's guide to buying homeowners insurance in Harleysville, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Harleysville, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Allentown Rd, Pheasant Run Rd, Smokepipe Rd, Coles Ct, Hideaway Ln, Pioneer Cir, Yorkshyre Way, Freedom Way, Harvest Glenn Dr, Woodsedge Dr | $207,500 | $170,000 | $200,000-$250,000 | $174,000 | $150,000 | $150,000-$175,000 |
| Tournament Cir, Wambold Rd, Walden Pond Way, Harcourt Ln, Halteman Rd, Buckingham Cir, Milburn Ct, Championship Dr, Club House Dr, Hagey Rd | $260,000 | $250,000 | $250,000-$300,000 | $227,000 | $190,000 | $200,000-$250,000 |
| Crescent Cir, Westbourne Rd, Sandown Ct, Lucon Rd, Kempton Ct, Ace Cir, Shady Nook Rd, Heron Ct, Turnberry Cir, Fawn Dr | $419,000 | $370,000 | $400,000-$500,000 | $286,500 | $240,000 | $250,000-$300,000 |
| Briarwood Ln, Freeman School Rd, Winding Creek Way, Elroy Rd, Indian Crest Way, Woodview Ln, Stahl Rd, Caln Cir, Shady Nook Hill Rd, Coddington Way | $399,000 | $330,000 | $300,000-$350,000 | $341,000 | $310,000 | $250,000-$300,000 |
| Kathleen Cir, Florence Dr, Brandon Ln, Wilshyre Way, Township Line, Groff Mill Rd, Ashbourne Way, James Heckler Rd, Lower Rd, Harvest Dr | $278,000 | $240,000 | $250,000-$300,000 | $243,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $711 |
| Superior Protection Discount | -$85 | $762 |
| Fire & Security Discount | -$85 | $762 |
| Hail Resistant Roof Discount | -$25 | $821 |
| Newly Constructed Home Discount | -$229 | $618 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $2,500 | $948 | $3,448 | $689 | $3,189 | $259 |
| Harleysville, PA | $2,000 | $837 | $2,837 | $608 | $2,608 | $229 |
| Ivyland, PA | $200 | $1,214 | $1,414 | $882 | $1,082 | $332 |
| Upper Macungie, PA | $2,500 | $817 | $3,317 | $593 | $3,093 | $223 |
| Morton, PA | $100 | $787 | $887 | $572 | $672 | $215 |
| Thornbury, PA | $2,500 | $984 | $3,484 | $715 | $3,215 | $269 |
| Wyomissing, PA | $200 | $715 | $915 | $520 | $720 | $196 |
| Lopatcong Overlook, NJ | $1,500 | $829 | $2,329 | $602 | $2,102 | $227 |
| Moore, PA | $100 | $694 | $794 | $504 | $604 | $190 |
| Blawenburg, NJ | $2,000 | $2,757 | $4,757 | $2,003 | $4,003 | $753 |
| Harlingen, NJ | $400 | $1,975 | $2,375 | $1,435 | $1,835 | $540 |
| Bart, PA | $2,000 | $860 | $2,860 | $625 | $2,625 | $235 |
| Home Insurance Company Harleysville, PA | Homeowners Insurance Agency Harleysville, PA | Address | Popularity Score | Distance from Harleysville (miles) |
|---|---|---|---|---|
| State Farm | Gina Bennett | 438 N Easton Rd, Glenside, PA, 19038-4903 | 17.4 | |
| Travelers | Engels Insurance Inc | 2123 West Main St, Norristown, PA, 19403 | 9.8 | |
| State Farm | Dave Woods | 2970 W Germantown Pike, Eagleville, PA, 19403-1012 | 8.1 | |
| State Farm | Rich Bowren | 1 Mele Ave., Colmar, PA, 18915 | 7.3 | |
| Travelers | The Burg Agency | 1 Maple Avenue Suite B, Hatboro, PA, 19040 | 14.9 | |
| Travelers | In Kase Insurance Agency | 525 Street Road Floor 1, Southampton, PA, 18966 | 19.3 | |
| State Farm | Josh Butler | 35 N Main St, Chalfont, PA, 18914-2911 | 9.5 | |
| State Farm | Pamela R Wilkins | 8912 Frankford Ave, Philadelphia, PA, 19136-1314 | 25.4 | |
| Nationwide | Greg S Ladner | 122 S Main St, North Wales, PA, 19454-2833 | 7.5 | |
| State Farm | Ray Willoughby | 3108 Ridge Pike, Norristown, PA, 19403-1408 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,030 | $520 |
| Montgomery County, PA | $299,300 | $960 | $680 | $1,320 | $640 |
| Harleysville, PA | $302,500 | $847 | $600 | $1,210 | $610 |
| Ivyland, PA | $374,200 | $1,229 | $870 | $1,710 | $840 |
| Upper Macungie, PA | $292,800 | $827 | $590 | $1,140 | $550 |
| Morton, PA | $198,900 | $797 | $550 | $1,120 | $570 |
| Thornbury, PA | $511,500 | $996 | $730 | $1,380 | $650 |
| Wyomissing, PA | $234,000 | $724 | $530 | $1,030 | $500 |
| Lopatcong Overlook, NJ | $191,800 | $839 | $610 | $1,190 | $580 |
| Moore, PA | $220,100 | $702 | $470 | $990 | $520 |
| Blawenburg, NJ | $1,033,300 | $2,790 | $2,040 | $3,960 | $1,920 |
| Harlingen, NJ | $625,000 | $1,999 | $1,420 | $2,840 | $1,420 |
| Bart, PA | $238,600 | $870 | $620 | $1,240 | $620 |