Gavop tells you how to get the best homeowners insurance in Haddam, CT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Haddam, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Old Chester Rd, Old Hwy Rd, Samuel Arnold Rd, Wentworth Rd, Gladwin Rd, Lakeview Rd, Park Rd, Brookline Ave, Geromin Dr, Saint Peters Ln | $318,500 | $280,000 | $350,000-$400,000 | $238,000 | $210,000 | $200,000-$250,000 |
| Sima Rd, Killingworth Rd, Johnson Rd, Church Hill Rd, State Park Rd, Harvest Woods Ln, Devonshire Ln, Filley Rd, Ivy Rd, Pettipaug Rd | $411,000 | $370,000 | $400,000-$500,000 | $361,000 | $300,000 | $350,000-$400,000 |
| Gates Way, November Trl, Injun Hollow Rd, Dublin Hill Rd, Arkona Dr, Bethel Ln, Lake Ave, Scovil Rd, Beckwith Ln, Ague Spring la | $259,500 | $230,000 | $250,000-$300,000 | $308,000 | $280,000 | $350,000-$400,000 |
| Russell Rd, Pokorny Rd, Thayer Rd, Hickory Ln, Baileys Ln, Stonegate Cir, Henry Ln, Walkley Hill Rd, Jacoby Rd, Timms Hill Rd | $333,000 | $290,000 | $350,000-$400,000 | $449,500 | $400,000 | $400,000-$500,000 |
| Woods Rd, Rock Landing Ln, Shore Dr, Hapenny Ln, Old Cart Rd, Lake Pt, Parmelee Ln, Station Hill Rd, Laurel Hts, State Hwy 82 | $279,500 | $250,000 | $250,000-$300,000 | $617,500 | $550,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$182 | $776 |
| Superior Protection Discount | -$96 | $862 |
| Fire & Security Discount | -$96 | $862 |
| Hail Resistant Roof Discount | -$29 | $929 |
| Newly Constructed Home Discount | -$249 | $709 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $1,000 | $1,184 | $2,184 | $861 | $1,861 | $324 |
| Haddam, CT | $1,000 | $946 | $1,946 | $688 | $1,688 | $259 |
| Glastonbury, CT | $400 | $1,293 | $1,693 | $940 | $1,340 | $353 |
| North Haven, CT | $700 | $934 | $1,634 | $679 | $1,379 | $255 |
| New London County, CT | $500 | $1,154 | $1,654 | $839 | $1,339 | $315 |
| Conning Towers Nautilus Park, CT | $1,000 | $1,106 | $2,106 | $803 | $1,803 | $302 |
| Orient, NY | $100 | $534 | $634 | $388 | $488 | $146 |
| Orange, CT | $2,000 | $978 | $2,978 | $711 | $2,711 | $267 |
| Jewett City, CT | $100 | $888 | $988 | $645 | $745 | $243 |
| Harwinton, CT | $2,000 | $913 | $2,913 | $664 | $2,664 | $250 |
| Stafford Springs, CT | $200 | $898 | $1,098 | $653 | $853 | $245 |
| Bridgehampton, NY | $700 | $1,112 | $1,812 | $808 | $1,508 | $304 |
| Home Insurance Company Haddam, CT | Homeowners Insurance Agency Haddam, CT | Address | Popularity Score | Distance from Haddam (miles) |
|---|---|---|---|---|
| State Farm | Caleb Carney | 401 Newfield St, Middletown, CT, 06457-6406 | 8.8 | |
| Travelers | Insurance Associates | 74 Vine St 2nd Fl, New Britain, CT, 6052 | 17.9 | |
| Liberty Mutual Independent | Cpm Insurance Services Llc | 90 Hinman Street, Cheshire, CT, 6410 | 18.4 | |
| Nationwide | Dunn Insurance Inc | 198 S Main Street, Middletown, CT, 6457 | 7.1 | |
| Travelers | Associated Insurance Agency | 50 Newtown Rd Ste 1, Danbury, CT, 6810 | 45.8 | |
| Travelers | Stark Agency | 91 Main St, Chester, CT, 6412 | 7.6 | |
| Allstate | James Umelo | 295 Blake St Ste 2b, New Haven, CT, 6515 | 23.6 | |
| Liberty Mutual Independent | Park City Insurance Group Llc | 3354 Main St, Bridgeport, CT, 6606 | 39.1 | |
| State Farm | Michael Amatrudo | 112 Montowese St Ste A, Branford, CT, 06405-3870 | 19.4 | |
| Allstate | Ted Gasparino | 711 Middletown Rd Ste 3, Colchester, CT, 6415 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $900 | $1,780 | $880 |
| Middlesex County, CT | $283,700 | $1,199 | $850 | $1,670 | $820 |
| Haddam, CT | $305,400 | $958 | $660 | $1,330 | $670 |
| Glastonbury, CT | $344,100 | $1,309 | $890 | $1,810 | $920 |
| North Haven, CT | $299,000 | $946 | $650 | $1,300 | $650 |
| New London County, CT | $238,900 | $1,168 | $810 | $1,620 | $810 |
| Conning Towers Nautilus Park, CT | $222,200 | $1,119 | $810 | $1,560 | $750 |
| Orient, NY | $736,700 | $541 | $390 | $750 | $360 |
| Orange, CT | $385,100 | $990 | $700 | $1,410 | $710 |
| Jewett City, CT | $156,600 | $899 | $610 | $1,240 | $630 |
| Harwinton, CT | $287,900 | $924 | $630 | $1,300 | $670 |
| Stafford Springs, CT | $159,100 | $909 | $620 | $1,300 | $680 |
| Bridgehampton, NY | $1,278,800 | $1,125 | $750 | $1,590 | $840 |