Gavop's guide to buying homeowners insurance in Rotonda, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $101,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $147,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $329,500 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $208,500 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $889 |
| Superior Protection Discount | -$105 | $942 |
| Fire & Security Discount | -$94 | $952 |
| Hail Resistant Roof Discount | -$21 | $1,025 |
| Newly Constructed Home Discount | -$251 | $795 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Charlotte County | $2,500 | $1,348 | $3,848 | $980 | $3,480 | $368 |
| Rotonda, FL | $2,000 | $1,034 | $3,034 | $751 | $2,751 | $283 |
| Osprey, FL | $200 | $923 | $1,123 | $671 | $871 | $252 |
| North Fort Myers, FL | $700 | $907 | $1,607 | $659 | $1,359 | $248 |
| Siesta Key, FL | $500 | $931 | $1,431 | $676 | $1,176 | $254 |
| Villas, FL | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Buckingham, FL | $400 | $2,119 | $2,519 | $1,540 | $1,940 | $579 |
| Fort Myers Beach, FL | $2,500 | $927 | $3,427 | $674 | $3,174 | $253 |
| Fort Myers Shores, FL | $200 | $961 | $1,161 | $698 | $898 | $263 |
| Gateway, FL | $1,500 | $1,173 | $2,673 | $852 | $2,352 | $321 |
| Longboat Key, FL | $500 | $933 | $1,433 | $678 | $1,178 | $255 |
| Wauchula, FL | $700 | $779 | $1,479 | $566 | $1,266 | $213 |
| Home Insurance Company Rotonda, FL | Homeowners Insurance Agency Rotonda, FL | Address | Popularity Score | Distance from Rotonda (miles) |
|---|---|---|---|---|
| Travelers | My Florida Insurance Inc | 14700 Tamiami Trail N Ste 8, Naples, FL, 34110 | 49.6 | |
| Allstate | Christopher Costello | 4020 N Access Rd Ste 1, Englewood, FL, 34224 | 3.5 | |
| Travelers | Rowley Insurance Agency Inc | 262 S Indiana Ave, Englewood, FL, 34223 | 6.8 | |
| Allstate | Wayne J. King | 651 S Indiana Ave, Englewood, FL, 34223 | 6.5 | |
| Travelers | Rowley Insurance Agency Inc | 262 S Indiana Ave, Englewood, FL, 34223 | 6.8 | |
| Travelers | Ott Insurance | 10915 Bonita Beach Rd Se Ste 1141 , Bonita Springs, FL, 34135 | 49.4 | |
| State Farm | Charlie Dodson | 9541 Cypress Lake Dr, Fort Myers, FL, 33919-4947 | 32.5 | |
| Liberty Mutual Independent | Charlotte Insurance Agency Inc | 4061 Tamiami Trail , Port Charlotte, FL, 33952 | 13.5 | |
| Travelers | J-K South Insurance Inc | 24830 Burnt Pine Dr Ste 2 , Bonita Springs, FL, 34134 | 45.3 | |
| Travelers | Rider Insurance Group Inc | 9180 Estero Park Commons Blvd Suite 9, Estero, FL, 33928 | 43.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Charlotte County, FL | $165,200 | $1,364 | $1,060 | $1,830 | $770 |
| Rotonda, FL | $227,000 | $1,046 | $820 | $1,400 | $580 |
| Osprey, FL | $386,300 | $935 | $730 | $1,250 | $520 |
| North Fort Myers, FL | $82,300 | $918 | $720 | $1,230 | $510 |
| Siesta Key, FL | $659,400 | $942 | $730 | $1,260 | $530 |
| Villas, FL | $140,300 | $959 | $750 | $1,290 | $540 |
| Buckingham, FL | $262,500 | $2,145 | $1,670 | $2,870 | $1,200 |
| Fort Myers Beach, FL | $376,600 | $938 | $730 | $1,260 | $530 |
| Fort Myers Shores, FL | $193,900 | $972 | $760 | $1,300 | $540 |
| Gateway, FL | $289,800 | $1,187 | $930 | $1,590 | $660 |
| Longboat Key, FL | $709,300 | $945 | $740 | $1,270 | $530 |
| Wauchula, FL | $79,800 | $789 | $620 | $1,060 | $440 |