Gavop's guide to buying homeowners insurance in Montgomery, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $89,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $195,500 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $375,000 | $330,000 | $300,000-$350,000 |
| 4 Bedroom | $430,500 | $410,000 | $400,000-$500,000 |
| 5 Bedroom | $500,500 | $450,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $654 |
| Superior Protection Discount | -$81 | $726 |
| Fire & Security Discount | -$89 | $718 |
| Hail Resistant Roof Discount | -$24 | $783 |
| Newly Constructed Home Discount | -$218 | $589 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,392 |
| Hail Damage | $4,476 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,556 |
| Home Insurance Company Montgomery, PA | Homeowners Insurance Agency Montgomery, PA | Address | Popularity Score | Distance from Montgomery (miles) |
|---|---|---|---|---|
| Erie | Crossing Insurance Group | 4252 Richmond Street, Philadelphia, PA, 19137 | 19.2 | |
| Erie | Finney Insurance Agency Inc. | 392 Main Street, Harleysville, PA, 19438 | 8.2 | |
| Allstate | Zbigniew Stankiewicz | 324 Bristol Pike, Croydon, PA, 19021 | 20.0 | |
| Travelers | Gieseler Insurance Agency Inc | 650 E Butler Ave, New Britain, PA, 18901 | 5.2 | |
| Travelers | Foglia Insurance Inc | 9456 State Rd Unit 4, Philadelphia, PA, 19114 | 18.8 | |
| Travelers | Konell Insurance Inc | 444 Valley Forge Road, Phoenixville, PA, 19460 | 16.9 | |
| Travelers | Kpb Insurance Services Inc | 114 Evergreen Ave, Warminster, PA, 18974 | 7.9 | |
| State Farm | Tom Buchner | 3655 William Penn Hwy, Easton, PA, 18045-5160 | 29.4 | |
| Nationwide | John Holroyd | 1516 W. Street Rd, Warminster, PA, 18974-3113 | 6.0 | |
| Travelers | Fry & Bommentre Inc | 1158 North York Rd, Warminster, PA, 18974 | 7.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,040 | $530 |
| Montgomery County, PA | $299,300 | $960 | $650 | $1,350 | $700 |
| Montgomery, PA | $347,400 | $807 | $590 | $1,140 | $550 |
| Abington, PA | $272,300 | $900 | $600 | $1,280 | $680 |
| Phoenixville, PA | $222,400 | $706 | $490 | $980 | $490 |
| Beverly, NJ | $146,600 | $735 | $520 | $1,010 | $490 |
| Darby, PA | $70,300 | $713 | $520 | $980 | $460 |
| Tullytown, PA | $233,600 | $861 | $580 | $1,190 | $610 |
| Sharon Hill, PA | $123,600 | $650 | $440 | $930 | $490 |
| Ramblewood, NJ | $287,400 | $853 | $610 | $1,200 | $590 |
| Amity Gardens, PA | $216,400 | $829 | $590 | $1,140 | $550 |
| Brookhaven, PA | $196,300 | $665 | $470 | $920 | $450 |
| Berks County, PA | $170,900 | $724 | $490 | $1,030 | $540 |