Gavop tells you how to get the best homeowners insurance in Boise County, ID by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $173,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $154,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $255,000 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $538,000 | $450,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$47 | $546 |
| Home and Two Car | -$101 | $492 |
| Home and Three Car | -$142 | $451 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Boise County | $1,500 | $586 | $2,086 | $426 | $1,926 | $160 |
| Boise County, ID | $2,000 | $586 | $2,586 | $426 | $2,426 | $160 |
| Horseshoe Bend, ID | $500 | $578 | $1,078 | $420 | $920 | $158 |
| Smiths Ferry, ID | $2,500 | $692 | $3,192 | $503 | $3,003 | $189 |
| Boise Hills, ID | $100 | $713 | $813 | $518 | $618 | $195 |
| Sweet, ID | $2,500 | $719 | $3,219 | $523 | $3,023 | $197 |
| Hidden Spring, ID | $500 | $1,054 | $1,554 | $766 | $1,266 | $288 |
| Meridian, ID | $2,500 | $654 | $3,154 | $475 | $2,975 | $179 |
| Star, ID | $100 | $636 | $736 | $462 | $562 | $174 |
| Ada County, ID | $1,000 | $653 | $1,653 | $474 | $1,474 | $178 |
| Middleton, ID | $100 | $590 | $690 | $429 | $529 | $161 |
| Payette, ID | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Home Insurance Company Boise County, ID | Homeowners Insurance Agency Boise County, ID | Address | Popularity Score | Distance from Boise County (miles) |
|---|---|---|---|---|
| Allstate | Kelly Wallace | 1843 S Broadway Ave Ste 202a, Boise, ID, 83706 | 36.4 | |
| Travelers | Insure Idaho Llc | 1693 S Spring Valley Ln Ste 200, Meridian, ID, 83642 | 43.6 | |
| Liberty Mutual Independent | The Insurance Group | 444 Highway 16 Ste 102, Emmett, ID, 83617 | 39.9 | |
| State Farm | Corry Perkins | 4792 W Overland Rd Ste 200, Boise, ID, 83705-2818 | 38.0 | |
| State Farm | Kathleen Rankin | 6900 Overland Rd., Boise, ID, 83709-1907 | 38.9 | |
| Liberty Mutual Independent | All Valley Insurance Llc | 4301 Garrity Blvd Ste 101, Nampa, ID, 83687 | 48.4 | |
| State Farm | Nick Carlson | 1406 N Main St Ste 101, Meridian, ID, 83642-1798 | 42.4 | |
| Farmers | Brian Frechette | 1789 S Broadway Ave, Boise, ID, 83706 | 36.3 | |
| Allstate | Jeremy Fitzsimmons | 2053 E Fairview Ave Ste 103, Meridian, ID, 83642 | 41.4 | |
| Travelers | Higgins & Rutledge Insurance Inc | 1661 Shoreline Dr Ste 100, Boise, ID, 83702 | 35.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $460 | $870 | $410 |
| Boise County, ID | $185,100 | $593 | $400 | $820 | $420 |
| Boise County, ID | $185,100 | $593 | $420 | $820 | $400 |
| Horseshoe Bend, ID | $149,500 | $585 | $400 | $830 | $430 |
| Smiths Ferry, ID | $236,800 | $700 | $500 | $990 | $490 |
| Boise Hills, ID | $335,500 | $722 | $480 | $990 | $510 |
| Sweet, ID | $259,700 | $728 | $500 | $1,000 | $500 |
| Hidden Spring, ID | $400,000 | $1,067 | $770 | $1,530 | $760 |
| Meridian, ID | $221,300 | $662 | $480 | $910 | $430 |
| Star, ID | $229,900 | $644 | $430 | $880 | $450 |
| Ada County, ID | $219,900 | $661 | $470 | $930 | $460 |
| Middleton, ID | $187,600 | $597 | $410 | $850 | $440 |
| Payette, ID | $112,900 | $682 | $500 | $950 | $450 |