Gavop tells you how to get the best homeowners insurance in Clark County, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $81,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $75,500 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $155,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $221,500 | $200,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$67 | $681 |
| Home and Two Car | -$127 | $621 |
| Home and Three Car | -$180 | $569 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clark County | $700 | $739 | $1,439 | $537 | $1,237 | $202 |
| Clark County, MO | $1,500 | $739 | $2,239 | $537 | $2,037 | $202 |
| Wayland, MO | $500 | $770 | $1,270 | $559 | $1,059 | $210 |
| Walker, IL | $400 | $657 | $1,057 | $477 | $877 | $180 |
| Keosauqua, IA | $1,000 | $676 | $1,676 | $491 | $1,491 | $185 |
| Highland, MO | $100 | $881 | $981 | $640 | $740 | $241 |
| Vest, MO | $1,500 | $1,305 | $2,805 | $948 | $2,448 | $357 |
| Mount Pleasant, IA | $1,000 | $676 | $1,676 | $491 | $1,491 | $185 |
| Coatsburg, IL | $100 | $550 | $650 | $400 | $500 | $150 |
| Palmyra, MO | $2,000 | $975 | $2,975 | $709 | $2,709 | $266 |
| Home Insurance Company Clark County, MO | Homeowners Insurance Agency Clark County, MO | Address | Popularity Score | Distance from Clark County (miles) |
|---|---|---|---|---|
| State Farm | Racquel Schempp | 1220 N Baltimore St, Kirksville, MO, 63501 | 46.7 | |
| Farmers | Karen Munch | 18 Northport Plz, Hannibal, MO, 63401 | 49.9 | |
| State Farm | Chad Davis | 105 E Reed St. Suite D, Edina, MO, 63537 | 28.7 | |
| State Farm | Brett Brewer | 225 West Commercial, Kahoka, MO, 63445 | 1.1 | |
| State Farm | Brett Brewer | 129 S Main St, Memphis, MO, 63555-1423 | 23.5 | |
| State Farm | Jane Hunziker | 413 Clark St, Canton, MO, 63435-1308 | 22.1 | |
| State Farm | Chad Davis | 111 W Jefferson Street, Kirksville, MO, 63501-4627 | 47.5 | |
| State Farm | Chad Davis | 111 W Jefferson St, Kirksville, MO, 63501-3468 | 47.5 | |
| Travelers | Don F Harrison Agency Inc | 103 West Monroe, Memphis, MO, 63555 | 23.5 | |
| Farmers | Kimberly Rice | Null, Palmyra, MO, 63461 | 43.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,540 | $800 |
| Clark County, MO | $85,000 | $748 | $550 | $1,040 | $490 |
| Clark County, MO | $85,000 | $748 | $500 | $1,040 | $540 |
| Wayland, MO | $58,200 | $779 | $540 | $1,110 | $570 |
| Walker, IL | $104,500 | $665 | $450 | $940 | $490 |
| Keosauqua, IA | $96,300 | $684 | $470 | $970 | $500 |
| Highland, MO | $85,200 | $892 | $600 | $1,220 | $620 |
| Vest, MO | $248,500 | $1,321 | $910 | $1,820 | $910 |
| Mount Pleasant, IA | $109,600 | $684 | $470 | $950 | $480 |
| Coatsburg, IL | $75,000 | $557 | $370 | $760 | $390 |
| Palmyra, MO | $112,300 | $987 | $660 | $1,360 | $700 |