Gavop's guide to buying homeowners insurance in Bryans Road, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bryans Road, MD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Fleet Ct, Hard Bargain Cir, Anderegg Pl, Theatre Rd, Boxwood Cir, Camelot Dr, Dement Ct, Friendly Oak Pl, Woodcox Rd, Amherst Rd | $192,000 | $160,000 | $175,000-$200,000 | $374,000 | $330,000 | $400,000-$500,000 |
| Chesterfield Ct, Chatsworth Pl, Viceroy Pl, Viceroy Ct, Ripley Park Dr, Rock Spring Pl, Zoll Ln, Cheyenne Ct, Rattan Ct, Fendley Way | $369,000 | $330,000 | $300,000-$350,000 | $513,500 | $470,000 | $500,000-$600,000 |
| Fortress Ct, Lower Wharf Rd, Edgewood Rd, Sonny Carroll Pl, Strawberry Dr, Chiswick Ct, Downs Dr, Kipp Ct, Osterly Ct, Windmill Ct | $264,000 | $230,000 | $200,000-$250,000 | $353,000 | $290,000 | $350,000-$400,000 |
| Ravine Dr, Scenic Meadow Rd, Mt Zephyr Farm Pl, Lewis Pl, Barrys Hill Rd, Thomas Rd, Marbury-Freeland Pl, Marbury Freeland Pl, Crest Cir, Bushmill Pl | $156,000 | $140,000 | $125,000-$150,000 | $333,000 | $300,000 | $250,000-$300,000 |
| Medway St, Woodberry Dr, Crake Ct, Laurel Dr, Bumpy Oak Rd, Atlee Way, Jacqueline Way, Bramson Mason Pl, Dakota Ct, Jerry & Judy's Pl | $289,000 | $260,000 | $250,000-$300,000 | $357,500 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $654 |
| Superior Protection Discount | -$78 | $701 |
| Fire & Security Discount | -$78 | $701 |
| Hail Resistant Roof Discount | -$16 | $763 |
| Newly Constructed Home Discount | -$195 | $584 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Charles County | $2,000 | $950 | $2,950 | $691 | $2,691 | $260 |
| Bryans Road, MD | $1,000 | $769 | $1,769 | $559 | $1,559 | $210 |
| Belle Haven, VA | $300 | $979 | $1,279 | $711 | $1,011 | $268 |
| Rose Hill, VA | $2,000 | $1,029 | $3,029 | $748 | $2,748 | $281 |
| Dale City, VA | $200 | $937 | $1,137 | $681 | $881 | $256 |
| Dahlgren, VA | $700 | $827 | $1,527 | $601 | $1,301 | $226 |
| Owings, MD | $400 | $1,576 | $1,976 | $1,145 | $1,545 | $431 |
| The Plains, VA | $2,500 | $1,117 | $3,617 | $812 | $3,312 | $305 |
| Herald Harbor, MD | $100 | $1,363 | $1,463 | $991 | $1,091 | $373 |
| Elkridge, MD | $2,000 | $790 | $2,790 | $574 | $2,574 | $216 |
| Home Insurance Company Bryans Road, MD | Homeowners Insurance Agency Bryans Road, MD | Address | Popularity Score | Distance from Bryans Road (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Horenberg Insurance Services Inc | 3915 National Dr Ste 400, Burtonsville, MD, 20866 | 36.1 | |
| State Farm | Jane Staples | 173 Saint Patricks Dr Ste 101, Waldorf, MD, 20603-5530 | 8.8 | |
| Travelers | Charles R Grant Agency | 620 Hungerford Dr Ste 33, Rockville, MD, 20850 | 33.8 | |
| Erie | Aronow Insurance Agency Inc. | 3416 Olandwood Court Suite 209, Olney, MD, 20832 | 38.1 | |
| State Farm | Alice Kwon | 10035 Balto Natl Pike Ste 330, Ellicott City, MD, 21042-3611 | 48.2 | |
| State Farm | Stephen Calloway | 9123 Md Rte 108 Ste 201w, Columbia, MD, 21045 | 45.5 | |
| State Farm | Greg Conklin | 6231 Crain Hwy, La Plata, MD, 20646-4266 | 8.1 | |
| Allstate | Thomas Sperli | 8039 Ritchie Hwy Ste B, Pasadena, MD, 21122 | 45.1 | |
| Allstate | Terry Johnson | 970 E Swan Creek Rd, Fort Washington, MD, 20744 | 10.0 | |
| Allstate | Bill Waugh | 9375 Chesapeake St Ste 111, La Plata, MD, 20646 | 7.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Charles County, MD | $294,000 | $962 | $760 | $1,210 | $450 |
| Bryans Road, MD | $260,400 | $779 | $620 | $980 | $360 |
| Belle Haven, VA | $485,100 | $991 | $700 | $1,420 | $720 |
| Rose Hill, VA | $465,300 | $1,042 | $740 | $1,440 | $700 |
| Dale City, VA | $286,900 | $948 | $680 | $1,310 | $630 |
| Dahlgren, VA | $294,000 | $837 | $560 | $1,190 | $630 |
| Owings, MD | $459,100 | $1,595 | $1,260 | $2,010 | $750 |
| The Plains, VA | $376,500 | $1,131 | $800 | $1,550 | $750 |
| Herald Harbor, MD | $412,600 | $1,380 | $1,090 | $1,740 | $650 |
| Elkridge, MD | $339,600 | $799 | $630 | $1,010 | $380 |