Gavop's guide to buying homeowners insurance in Flat River, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Flat River, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| McCullock Loop Rd, Roman's Rd, Bull Run S, State Rd 1765, Malone Rd, Gunston Ln, Brookhollow Rd, Peace Rd, Gates St, CC Andrews Rd | $154,000 | $150,000 | $150,000-$175,000 | $74,500 | $60,000 | $75,000-$100,000 |
| Salem Church Rd, Yellington Ln, Jacobs Ct, Paynes Tavern Rd, Charlie Tapp Rd, Carr Clayton Rd, Grey Fox Run Rd, Billy Hicks Rd, Dick Holeman Rd, Range Rd | $135,000 | $110,000 | $100,000-$125,000 | $136,500 | $120,000 | $150,000-$175,000 |
| Derwin Dr, Flat Woods Rd, State Rd 1708, Gwyn Rd, Hst Village Rd, Lockamy Rd, State Rd 1717, State Rd 1700, Hassell Horton Rd, Benjamin Ct | $98,500 | $80,000 | $75,000-$100,000 | $97,500 | $90,000 | $100,000-$125,000 |
| Julian Oakley Rd, Ellis Keatts Rd, Dandelion Dr, Hilltop Dr, Mann Oakley Rd, Hunters Cir, Harvest Ln, Frank Winstead Rd, State Rd 1735, Burlington Rd | $129,500 | $110,000 | $150,000-$175,000 | $132,500 | $120,000 | $125,000-$150,000 |
| Al Gray Rd, Skip Rogers Rd, State Rd 1162, Aubrey Clayton Rd, Old Leasburg Rd, River Trace Rd, Cedar Laurel Ln, Fletcher Ridge Rd, Michelle Dr, Dee Long Rd | $109,000 | $90,000 | $100,000-$125,000 | $134,000 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $561 |
| Superior Protection Discount | -$68 | $616 |
| Fire & Security Discount | -$68 | $616 |
| Hail Resistant Roof Discount | -$14 | $671 |
| Newly Constructed Home Discount | -$137 | $548 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Person County | $1,500 | $685 | $2,185 | $498 | $1,998 | $187 |
| Flat River, NC | $700 | $676 | $1,376 | $491 | $1,191 | $185 |
| Leasburg, NC | $300 | $667 | $967 | $485 | $785 | $182 |
| Haw River, NC | $2,000 | $613 | $2,613 | $445 | $2,445 | $167 |
| Carr, NC | $500 | $1,064 | $1,564 | $773 | $1,273 | $291 |
| House Creek, NC | $2,000 | $821 | $2,821 | $597 | $2,597 | $224 |
| White Oak, NC | $100 | $1,279 | $1,379 | $929 | $1,029 | $349 |
| Harris, NC | $2,500 | $709 | $3,209 | $515 | $3,015 | $194 |
| Moncure, NC | $500 | $590 | $1,090 | $429 | $929 | $161 |
| Marks Creek, NC | $2,500 | $706 | $3,206 | $513 | $3,013 | $193 |
| Cedar Rock, NC | $200 | $551 | $751 | $401 | $601 | $151 |
| Gretna, VA | $1,500 | $583 | $2,083 | $424 | $1,924 | $159 |
| Home Insurance Company Flat River, NC | Homeowners Insurance Agency Flat River, NC | Address | Popularity Score | Distance from Flat River (miles) |
|---|---|---|---|---|
| Erie | Bruce Moore Agency Llc | 221 N Main Street Suite B, Roxboro, NC, 27573 | 6.8 | |
| Erie | The Insurance Pros Inc. | 1210 Cole Mill Road Suite 101, Durham, NC, 27705 | 18.8 | |
| Erie | Walker Insurance Agency Inc. | 801 N Madison Blvd, Roxboro, NC, 27574 | 7.5 | |
| State Farm | Brian Rothert | 2001 Widewaters Pkwy Ste O, Knightdale, NC, 27545-7324 | 43.5 | |
| Allstate | Michael D. Maffeo | 2705 N Duke St Ste 203, Durham, NC, 27704 | 18.6 | |
| State Farm | Lisa Echevarria | 1466 Durham Rd, Roxboro, NC, 27573-6157 | 5.4 | |
| Erie | The Sorgi Insurance Agency | 16 Consultant Pl Ste 102, Durham, NC, 27707 | 23.3 | |
| Liberty Mutual Independent | Insurance Solutions | 1428 Aversboro Rd Ste A, Garner, NC, 27529 | 46.2 | |
| Nationwide | All About Insurance | 342 S Churton St, Hillsborough, NC, 27278-2509 | 17.7 | |
| Allstate | Ella Latreille | 2005 N Pointe Dr Ste 3, Durham, NC, 27705 | 18.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,260 | $620 |
| Person County, NC | $118,500 | $694 | $470 | $990 | $520 |
| Flat River, NC | $123,000 | $684 | $470 | $950 | $480 |
| Leasburg, NC | $110,200 | $675 | $460 | $920 | $460 |
| Haw River, NC | $99,400 | $620 | $450 | $880 | $430 |
| Carr, NC | $216,100 | $1,077 | $720 | $1,530 | $810 |
| House Creek, NC | $247,800 | $831 | $570 | $1,170 | $600 |
| White Oak, NC | $338,100 | $1,294 | $890 | $1,800 | $910 |
| Harris, NC | $150,800 | $717 | $520 | $1,000 | $480 |
| Moncure, NC | $95,000 | $597 | $410 | $840 | $430 |
| Marks Creek, NC | $150,000 | $715 | $490 | $980 | $490 |
| Cedar Rock, NC | $87,900 | $558 | $380 | $800 | $420 |
| Gretna, VA | $107,900 | $590 | $420 | $810 | $390 |