Gavop's guide to buying homeowners insurance in Rocky Point, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Rocky Point, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Alexander Rd, Asa Ln, State Rd 1435, Nixon Ave, Stone House Rd, Wagon Train Rd, S Lloyd St, Ashton Lake Rd, E Point Rd, N 2nd St | $125,500 | $100,000 | $125,000-$150,000 | $118,500 | $100,000 | $125,000-$150,000 |
| Fairfield Dr, E Hayes St, State Rd 1411, State Rd 1416, Merganser Loop, N Trade Way, S Walker St, Holmes Dr, State Rd 1511, E Ashe St | $197,000 | $180,000 | $175,000-$200,000 | $160,000 | $140,000 | $125,000-$150,000 |
| W Pintail Ln, State Rd 1599, Invershield Rd, Pickett Rd, Ridgecrest Ln, State Rd 1601, Old Swann Plantation Ave, State Rd 1672, Simpson Ln, Cricket Dr | $123,500 | $100,000 | $125,000-$150,000 | $65,500 | $60,000 | $50,000-$75,000 |
| Fennell Town Rd, Rogers Rd, Spring Chase Ln, State Rd 1410, Jordan Rae Ln, Kellyville Rd, State Rd 1508, State Rd 1518, Clayton Ln, Lake Dr | $153,000 | $120,000 | $150,000-$175,000 | $143,500 | $120,000 | $150,000-$175,000 |
| River Landing Dr, John Humphrey Rd, Goose Neck Rd W, Newells Hollow, Cart Wheel Rd, Harmony Ln, Raymond Williams Rd, State Rd 1404, North St, Balcombe Rd | $167,500 | $140,000 | $125,000-$150,000 | $123,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $519 |
| Superior Protection Discount | -$64 | $577 |
| Fire & Security Discount | -$45 | $596 |
| Hail Resistant Roof Discount | -$13 | $628 |
| Newly Constructed Home Discount | -$160 | $481 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,319 |
| Hail Damage | $4,759 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,553 |
| Home Insurance Company Rocky Point, NC | Homeowners Insurance Agency Rocky Point, NC | Address | Popularity Score | Distance from Rocky Point (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Butler & Faircloth Inc | 213 E Main St, Clinton, NC, 28328 | 46.5 | |
| State Farm | Josh London | 1112 E Cutlar Crossing Ste 104, Leland, NC, 28451-7678 | 17.9 | |
| Allstate | Rusty Russ | 4746 Main St, Shallotte, NC, 28459 | 42.2 | |
| Liberty Mutual Independent | James E Moore Insurance Agency | 1508 Military Cutoff Rd Ste 104, Wilmington, NC, 28403 | 14.3 | |
| State Farm | Greg Ochipa | 1039 S College Rd Ste 105, Wilmington, NC, 28403-4434 | 14.5 | |
| State Farm | David Ward | 4818 New Centre Dr, Wilmington, NC, 28403-1618 | 12.6 | |
| Allstate | Randy Gibson | 413 S College Rd, Wilmington, NC, 28403 | 13.3 | |
| Travelers | Homeinsurance Com | 4829 Carolina Beach Rd Ste. 110, Wilmington, NC, 28412 | 18.8 | |
| Nationwide | B&R Ins & Fin Products Inc | 6303 Oleander Dr Ste 102b, Wilmington, NC, 28403-3577 | 15.1 | |
| Liberty Mutual Independent | George Chadwick Insurance | 3301 Wrightsville Ave, Wilmington, NC, 28403 | 14.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,220 | $600 |
| Pender County, NC | $167,200 | $879 | $620 | $1,260 | $640 |
| Rocky Point, NC | $128,900 | $641 | $460 | $880 | $420 |
| Northchase, NC | $168,400 | $921 | $630 | $1,270 | $640 |
| Atkinson, NC | $83,300 | $532 | $390 | $730 | $340 |
| Sea Breeze, NC | $257,000 | $1,195 | $860 | $1,640 | $780 |
| Island Creek, NC | $114,500 | $647 | $450 | $890 | $440 |
| Magnolia, NC | $59,900 | $388 | $280 | $540 | $260 |
| Beulaville, NC | $135,800 | $793 | $570 | $1,100 | $530 |
| Hallsboro, NC | $96,300 | $604 | $430 | $830 | $400 |
| Brown Marsh, NC | $82,800 | $529 | $350 | $750 | $400 |
| Western Prong, NC | $68,900 | $445 | $310 | $620 | $310 |