Gavop tells you how to get the best homeowners insurance in American, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| American, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Runyan Ave, Robin Dr, King Ave, Jules Dr, Citabria Dr, Sherwood Dr, Fairfield Dr, Penny Lee Dr, Sunnydale St, Malibu | $99,000 | $80,000 | $100,000-$125,000 | $124,500 | $100,000 | $100,000-$125,000 |
| Aster St, Piquad Rd, Columbia Dr, S Kemp Rd, Lowell Ave, Wildwood Ave, Quince Ct, Burch Ave, Cable Ct, Pierre Pl | $125,500 | $100,000 | $100,000-$125,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Brookhaven Court 3, Bur Oak Trl, S Stevick Rd, S Side Dr, N Glenwood Ave, Shadowood Dr, Parakeet Pl, Cherie Ave, College Park W, Harvest Way | $198,000 | $180,000 | $200,000-$250,000 | $107,000 | $90,000 | $100,000-$125,000 |
| Loretta Pl, Dutch Hollow Rd, Chancellor Dr, Meadow Glen Rd, Clinton Way, Weger Ave, Wilshire Dr, Griffiths Dr, Alix Dr, N Baxter St | $138,000 | $110,000 | $100,000-$125,000 | $120,500 | $100,000 | $75,000-$100,000 |
| Plainfield Dr, Lilly Dr, Kimberly Dr, Bellwood Dr, Knollwood Dr, Symphony St, Poulston Pl, Algonkin Trl, Seriff Rd, Burntwood Dr | $159,000 | $130,000 | $125,000-$150,000 | $90,500 | $80,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$58 | $588 |
| Home and Two Car | -$103 | $543 |
| Home and Three Car | -$162 | $485 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Allen County | $2,500 | $627 | $3,127 | $455 | $2,955 | $171 |
| American, OH | $1,500 | $639 | $2,139 | $464 | $1,964 | $175 |
| Elgin, OH | $300 | $408 | $708 | $297 | $597 | $112 |
| Alger, OH | $700 | $479 | $1,179 | $348 | $1,048 | $131 |
| Belle Center, OH | $400 | $582 | $982 | $423 | $823 | $159 |
| Findlay, OH | $2,000 | $656 | $2,656 | $476 | $2,476 | $179 |
| New Weston, OH | $400 | $535 | $935 | $389 | $789 | $146 |
| Zanesfield, OH | $2,000 | $609 | $2,609 | $442 | $2,442 | $166 |
| Root, IN | $400 | $816 | $1,216 | $593 | $993 | $223 |
| Damascus, OH | $700 | $592 | $1,292 | $430 | $1,130 | $162 |
| Grand Rapids, OH | $100 | $696 | $796 | $505 | $605 | $190 |
| Miami County, OH | $700 | $690 | $1,390 | $501 | $1,201 | $189 |
| Home Insurance Company American, OH | Homeowners Insurance Agency American, OH | Address | Popularity Score | Distance from American (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Webb Insurance Agency Inc | 212 W. High St., Lima, OH, 45801 | 4.2 | |
| State Farm | Ben Anderson | 3117 W Elm St, Lima, OH, 45805-2516 | 2.4 | |
| State Farm | Corey Frazer | 209 W Elm St, Lima, OH, 45801-4811 | 4.3 | |
| State Farm | Lori Kroeger | 2021 Allentown Rd Ste 4, Lima, OH, 45805-1897 | 2.2 | |
| Nationwide | Beth B Weber | 315 W Logan St, Celina, OH, 45822-2406 | 25.9 | |
| Erie | Welty Financial Services Ltd. | 922 Springville Avenue Suite D, Fostoria, OH, 44830 | 48.3 | |
| Travelers | Countryside Insurance Group | 16 W Auglaize St Ste 1, Wapakoneta, OH, 45895 | 13.7 | |
| Travelers | Oconnor-Mclaughlin Company | 683 W Market St, Lima, OH, 45801 | 3.8 | |
| State Farm | Mike Meeks | 1940 N West Street, Lima, OH, 45801-2633 | 3.7 | |
| Nationwide | Robert D Gamble | 122 N Washington St, Van Wert, OH, 45891-1706 | 22.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $1,000 | $510 |
| Allen County, OH | $110,900 | $634 | $460 | $880 | $420 |
| American, OH | $127,800 | $646 | $440 | $920 | $480 |
| Elgin, OH | $38,800 | $413 | $280 | $590 | $310 |
| Alger, OH | $57,200 | $485 | $350 | $690 | $340 |
| Belle Center, OH | $87,900 | $589 | $390 | $840 | $450 |
| Findlay, OH | $123,300 | $663 | $440 | $920 | $480 |
| New Weston, OH | $73,100 | $542 | $370 | $770 | $400 |
| Zanesfield, OH | $97,200 | $616 | $440 | $870 | $430 |
| Root, IN | $123,000 | $826 | $550 | $1,180 | $630 |
| Damascus, OH | $91,200 | $599 | $410 | $850 | $440 |
| Grand Rapids, OH | $131,500 | $704 | $510 | $1,010 | $500 |
| Miami County, OH | $138,900 | $698 | $500 | $1,000 | $500 |