Gavop shows you how to buy homeowners insurance in Swampscott, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Swampscott, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Banks Ter, Millett Ln, Melvin Ave, Allen Rd, Charles Rd, Barnstable St, Jessie St, Sunbeam Ln, Aycliffe Rd, Spring Ct | $646,000 | $550,000 | $500,000-$600,000 | $417,000 | $340,000 | $400,000-$500,000 |
| Erie St, Tupelo Rd, Willow Ter, Cropley Ct, Priscilla Rd, Crossman Ave, Columbia St, Eureka Ave, Archer St, Manson Rd | $438,500 | $370,000 | $500,000-$600,000 | $240,000 | $200,000 | $200,000-$250,000 |
| Manton Rd, Muriel Rd, Capstan Way, Lodge Rd, Brown Rd, Bay View Dr, Shackle Way, Galloupes Pt Rd, Superior St, Longwood Dr | $518,500 | $440,000 | $500,000-$600,000 | $367,000 | $330,000 | $300,000-$350,000 |
| Winshaw Rd, Galloupes Point Rd, Hawser Ln, Woodbine Ave, Andrew Rd, Cutting Rd, Sutton Pl, Millett Rd, Overhill Rd, Sherwood Rd | $401,500 | $370,000 | $350,000-$400,000 | $289,000 | $240,000 | $300,000-$350,000 |
| Tip Top Rd, Sampson Ave, Boulder Way, Oakledge Rd, Francis Rd, Mapledale Pl, Sheridan Rd, Deer Cove Rd, Burrill St, Ellis Ter | $397,500 | $360,000 | $350,000-$400,000 | $311,500 | $260,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$199 | $850 |
| Superior Protection Discount | -$105 | $944 |
| Fire & Security Discount | -$105 | $944 |
| Hail Resistant Roof Discount | -$31 | $1,018 |
| Newly Constructed Home Discount | -$231 | $818 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $2,500 | $1,334 | $3,834 | $969 | $3,469 | $365 |
| Swampscott, MA | $2,500 | $1,036 | $3,536 | $753 | $3,253 | $283 |
| Beverly, MA | $400 | $1,417 | $1,817 | $1,030 | $1,430 | $387 |
| Newton, MA | $2,500 | $1,291 | $3,791 | $938 | $3,438 | $353 |
| Needham, MA | $400 | $1,030 | $1,430 | $749 | $1,149 | $281 |
| Canton, MA | $2,000 | $1,071 | $3,071 | $778 | $2,778 | $293 |
| Newburyport, MA | $500 | $1,143 | $1,643 | $831 | $1,331 | $312 |
| Natick, MA | $2,500 | $1,509 | $4,009 | $1,096 | $3,596 | $412 |
| Nashua, NH | $200 | $894 | $1,094 | $650 | $850 | $244 |
| Shirley, MA | $700 | $925 | $1,625 | $672 | $1,372 | $253 |
| Home Insurance Company Swampscott, MA | Homeowners Insurance Agency Swampscott, MA | Address | Popularity Score | Distance from Swampscott (miles) |
|---|---|---|---|---|
| Travelers | Michals Insurance Agency Inc | 85 Main St Ste 101, Watertown, MA, 2472 | 16.6 | |
| Travelers | Charles A Slee Agency Inc | 25 Atlantic Ave, Marblehead, MA, 1945 | 2.9 | |
| Travelers | Corkin Insurance Agency | 180 Wells Avenue Suite 301a , Newton Center, MA, 2459 | 19.8 | |
| Liberty Mutual Independent | Leslie Ray Insurance Agency Inc | 129 Dodge St, Beverly, MA, 1915 | 7.9 | |
| Travelers | Bearce Ins Agency Inc | 670 Pleasant St, Brockton, MA, 2301 | 27.4 | |
| Travelers | Wilson Ins Agency Inc | 109 West Foster Street, Melrose, MA, 2176 | 9.0 | |
| Travelers | P J Woods Ins Agcy Inc | 40 Main St, Peabody, MA, 1960 | 4.3 | |
| Travelers | Carroll K Steele Ins Agency Inc | 31 Broadway, Rockport, MA, 1966 | 19.0 | |
| Travelers | Ralph Power Insurance Agency | 156 Broadway, Malden, MA, 2148 | 8.1 | |
| Travelers | Elliot Whittier Insurance Serv | 75 Sylvan St Ste B202, Danvers, MA, 1923 | 6.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $960 | $2,000 | $1,040 |
| Essex County, MA | $373,400 | $1,350 | $930 | $1,880 | $950 |
| Swampscott, MA | $450,600 | $1,049 | $760 | $1,490 | $730 |
| Beverly, MA | $392,900 | $1,435 | $990 | $2,050 | $1,060 |
| Newton, MA | $845,100 | $1,307 | $930 | $1,790 | $860 |
| Needham, MA | $752,000 | $1,043 | $760 | $1,430 | $670 |
| Canton, MA | $460,200 | $1,084 | $750 | $1,550 | $800 |
| Newburyport, MA | $479,100 | $1,157 | $840 | $1,640 | $800 |
| Natick, MA | $497,200 | $1,527 | $1,020 | $2,180 | $1,160 |
| Nashua, NH | $248,200 | $905 | $720 | $1,120 | $400 |
| Shirley, MA | $328,700 | $936 | $650 | $1,330 | $680 |