Gavop shows you how to buy homeowners insurance in Skowhegan, ME by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $102,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $129,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $165,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $144,500 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $598 |
| Superior Protection Discount | -$65 | $655 |
| Fire & Security Discount | -$72 | $648 |
| Hail Resistant Roof Discount | -$22 | $698 |
| Newly Constructed Home Discount | -$166 | $554 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Somerset County | $700 | $829 | $1,529 | $602 | $1,302 | $226 |
| Skowhegan, ME | $1,000 | $711 | $1,711 | $517 | $1,517 | $194 |
| Central Somerset, ME | $400 | $622 | $1,022 | $452 | $852 | $170 |
| Augusta, ME | $100 | $610 | $710 | $443 | $543 | $167 |
| Chisholm, ME | $2,000 | $632 | $2,632 | $460 | $2,460 | $173 |
| Caratunk, ME | $500 | $687 | $1,187 | $499 | $999 | $188 |
| Monmouth, ME | $700 | $709 | $1,409 | $516 | $1,216 | $194 |
| Coplin, ME | $100 | $724 | $824 | $526 | $626 | $198 |
| Orrington, ME | $1,000 | $711 | $1,711 | $517 | $1,517 | $194 |
| Wales, ME | $300 | $714 | $1,014 | $519 | $819 | $195 |
| Dresden, ME | $2,000 | $715 | $2,715 | $520 | $2,520 | $195 |
| Home Insurance Company Skowhegan, ME | Homeowners Insurance Agency Skowhegan, ME | Address | Popularity Score | Distance from Skowhegan (miles) |
|---|---|---|---|---|
| Allstate | Ghm Agency | 51 Main St Po Box 649, Waterville, ME, 4903 | 14.9 | |
| State Farm | Delia Bouchard | 2 Sylvan Rd, Orono, ME, 04473-3697 | 49.4 | |
| State Farm | Mike Alden | 2540 Us Route 202, Winthrop, ME, 04364-3072 | 32.4 | |
| State Farm | Michael Lee | 328 Main St, Waterville, ME, 04901-4921 | 14.2 | |
| State Farm | Susan Terhune | 151 Main St, Farmington, ME, 04938-1924 | 24.3 | |
| State Farm | Dennis Keller | 30 Bangor Street, Augusta, ME, 04330-4802 | 31.4 | |
| Travelers | Dubords Insurance | 1 Depot St, Livermore Falls, ME, 4254 | 32.5 | |
| Allstate | The Kyes Agency Inc | 98 Water St, Skowhegan, ME, 4976 | 2.0 | |
| Travelers | Varney Agency Ellsworth | 235 Western Ave, Augusta, ME, 4330 | 31.9 | |
| Travelers | Ghm Agency | 51 Main St, Waterville, ME, 4901 | 15.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $530 | $1,050 | $520 |
| Somerset County, ME | $108,000 | $839 | $560 | $1,150 | $590 |
| Skowhegan, ME | $102,700 | $720 | $510 | $1,020 | $510 |
| Central Somerset, ME | $127,800 | $630 | $430 | $900 | $470 |
| Augusta, ME | $142,600 | $618 | $440 | $850 | $410 |
| Chisholm, ME | $132,000 | $640 | $450 | $880 | $430 |
| Caratunk, ME | $156,800 | $695 | $510 | $990 | $480 |
| Monmouth, ME | $168,200 | $718 | $500 | $990 | $490 |
| Coplin, ME | $176,400 | $733 | $510 | $1,020 | $510 |
| Orrington, ME | $169,600 | $720 | $510 | $990 | $480 |
| Wales, ME | $170,900 | $723 | $500 | $1,000 | $500 |
| Dresden, ME | $171,500 | $724 | $520 | $990 | $470 |