Gavop's guide to buying homeowners insurance in Gateway, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $84,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $160,000 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $167,500 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $433,500 | $390,000 | $400,000-$500,000 |
| 5 Bedroom | $348,500 | $320,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $1,021 |
| Superior Protection Discount | -$107 | $1,080 |
| Fire & Security Discount | -$83 | $1,104 |
| Hail Resistant Roof Discount | -$36 | $1,152 |
| Newly Constructed Home Discount | -$309 | $879 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lee County | $1,500 | $1,495 | $2,995 | $1,086 | $2,586 | $408 |
| Gateway, FL | $2,000 | $1,173 | $3,173 | $852 | $2,852 | $321 |
| Fort Myers, FL | $200 | $1,357 | $1,557 | $986 | $1,186 | $371 |
| Golden Gate, FL | $1,500 | $1,001 | $2,501 | $728 | $2,228 | $274 |
| Solana, FL | $1,500 | $933 | $2,433 | $678 | $2,178 | $255 |
| Lely Resort, FL | $400 | $817 | $1,217 | $594 | $994 | $223 |
| Naples Manor, FL | $2,500 | $994 | $3,494 | $722 | $3,222 | $272 |
| Port Charlotte, FL | $400 | $1,256 | $1,656 | $913 | $1,313 | $343 |
| North Port, FL | $1,000 | $1,274 | $2,274 | $926 | $1,926 | $348 |
| Home Insurance Company Gateway, FL | Homeowners Insurance Agency Gateway, FL | Address | Popularity Score | Distance from Gateway (miles) |
|---|---|---|---|---|
| Allstate | Susan Fahs | 14421 Metropolis Ave Ste 105, Fort Myers, FL, 33912 | 7.5 | |
| Travelers | Pioneer Insurance | 13411 Parker Commons Blvd, Fort Myers, FL, 33901 | 5.2 | |
| Allstate | Rosemary Steadman | 4391 Colonial Blvd Ste 121, Fort Myers, FL, 33966 | 5.2 | |
| Liberty Mutual Independent | Stewart & Sons Insurance Inc | 8548 Crystal Ct Ft Myers, Fort Myers, FL, 33907 | 8.1 | |
| Travelers | Ott Insurance | 10915 Bonita Beach Rd Se Ste 1141 , Bonita Springs, FL, 34135 | 17.3 | |
| Liberty Mutual Independent | Acentria Inc. | 4091 Colonial Blvd, Fort Myers, FL, 33966 | 5.4 | |
| Travelers | Stewart & Sons Ins Inc | 8548 Crystal Ct, Fort Myers, FL, 33907 | 8.0 | |
| Travelers | Lutgert Insurance | 12660 World Plz Ln Bldg 73, Fort Myers, FL, 33907 | 8.4 | |
| Travelers | S&S Insurance Solutions Of Florida | 13410 Parker Commons Blvd Ste 101, Fort Myers, FL, 33912 | 5.2 | |
| Travelers | Forsythe Insurance Services Inc | 995 N. Collier Blvd. Suite # 208 Marco Island, Marco Island, FL, 34145 | 43.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Lee County, FL | $190,200 | $1,513 | $1,180 | $2,030 | $850 |
| Gateway, FL | $289,800 | $1,187 | $930 | $1,590 | $660 |
| Fort Myers, FL | $166,700 | $1,373 | $1,070 | $1,840 | $770 |
| Golden Gate, FL | $180,800 | $1,013 | $790 | $1,360 | $570 |
| Solana, FL | $80,500 | $944 | $740 | $1,260 | $520 |
| Lely Resort, FL | $494,200 | $827 | $640 | $1,110 | $470 |
| Naples Manor, FL | $150,100 | $1,006 | $780 | $1,350 | $570 |
| Port Charlotte, FL | $149,900 | $1,272 | $990 | $1,700 | $710 |
| North Port, FL | $152,900 | $1,290 | $1,010 | $1,730 | $720 |