Gavop shows you how to buy homeowners insurance in Shiloh Valley, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Shiloh Valley, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Charles Ln, Barton Dr, Wherry Rd, E Winters St, Iowa St, Lynn St, Morningside Cir, N Eades Ln, Schneider Rd, Georgia St | $126,500 | $110,000 | $125,000-$150,000 | $202,500 | $180,000 | $175,000-$200,000 |
| Penny Ln, S Augusta St, Woods Way, Oak Hollow Ct, Co Rd 20, E Randle St, Gunn St, Montego Pl, Langford Ln, Plum Grove Dr | $165,500 | $140,000 | $175,000-$200,000 | $168,500 | $150,000 | $150,000-$175,000 |
| S Herman St, Locust Hills Woods, Co Rd 2, Roselawn Manor, S Old State Route 158, N Crest St, E King St, McKendree Park Rd, One Stop Dr, Townsend Rd | $128,500 | $110,000 | $100,000-$125,000 | $250,500 | $230,000 | $250,000-$300,000 |
| St Joseph Dr, S Seven Hills Rd, Michigan St, Oak Creek Ct, Fifth Wheel Rd, N Grove School Rd, S Camp St, Doral Ct, Wisconsin St, Twin Oaks Dr | $148,500 | $130,000 | $150,000-$175,000 | $165,000 | $140,000 | $150,000-$175,000 |
| Galaxy Dr, Rentchler Rd, Diamond Ct, E Losey St, Ashley Cove Ct, Chestnut Ct, 10th Fairway Ct, Hunter St, W Dee St, Larchmont Dr | $221,500 | $190,000 | $200,000-$250,000 | $386,000 | $350,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $690 |
| Home and Two Car | -$120 | $630 |
| Home and Three Car | -$173 | $578 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Clair County | $1,000 | $689 | $1,689 | $501 | $1,501 | $188 |
| Shiloh Valley, IL | $1,000 | $741 | $1,741 | $539 | $1,539 | $203 |
| Caseyville, IL | $200 | $695 | $895 | $505 | $705 | $190 |
| Smithton, IL | $2,000 | $784 | $2,784 | $570 | $2,570 | $214 |
| St. Louis, MO | $500 | $849 | $1,349 | $617 | $1,117 | $232 |
| Shrewsbury, MO | $1,500 | $794 | $2,294 | $577 | $2,077 | $217 |
| Oakdale, IL | $500 | $720 | $1,220 | $523 | $1,023 | $197 |
| Calverton Park, MO | $1,000 | $839 | $1,839 | $610 | $1,610 | $229 |
| Westwood, MO | $500 | $537 | $1,037 | $390 | $890 | $147 |
| Wilsonville, IL | $2,000 | $465 | $2,465 | $338 | $2,338 | $127 |
| Cedar Hill Lakes, MO | $200 | $883 | $1,083 | $642 | $842 | $241 |
| Shafter, IL | $1,000 | $724 | $1,724 | $526 | $1,526 | $198 |
| Home Insurance Company Shiloh Valley, IL | Homeowners Insurance Agency Shiloh Valley, IL | Address | Popularity Score | Distance from Shiloh Valley (miles) |
|---|---|---|---|---|
| State Farm | Elisa Hager | 1315 W Highway 50, O'Fallon, IL, 62269-1581 | 6.0 | |
| Travelers | Jim Lyons Insurance Agency | 420 West Highway 40, Troy, IL, 62294 | 13.1 | |
| State Farm | Krys Jacobs | 1801 S Illinois St, Belleville, IL, 62220-2823 | 6.5 | |
| State Farm | Kate Elder | 1040 Carlyle Ave, Belleville, IL, 62221-5533 | 4.0 | |
| Allstate | Kenneth Hartenstein | 5109 N Illinois St Ste E, Fairview Heights, IL, 62208 | 6.9 | |
| Travelers | Mueller Schneidewind Koeneman Agency Inc | 500 Southview Plaza Ste 17, Fallon, IL, 62269 | 4.1 | |
| State Farm | Dave Raetz | 3501 N Belt West, Belleville, IL, 62226-5959 | 7.3 | |
| State Farm | Dwight Tungett | 32 E Delmar Ave, Alton, IL, 62002-5902 | 31.8 | |
| State Farm | Tom Binger | 105 S State Street, Freeburg, IL, 62243 | 7.4 | |
| Erie | Cutler Insurance | 717 W U.S. Highway 50, O'Fallon, IL, 62269 | 4.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,200 | $630 |
| St. Clair County, IL | $122,600 | $697 | $470 | $990 | $520 |
| Shiloh Valley, IL | $204,500 | $750 | $530 | $1,040 | $510 |
| Caseyville, IL | $124,700 | $703 | $490 | $1,000 | $510 |
| Smithton, IL | $152,400 | $794 | $570 | $1,090 | $520 |
| St. Louis, MO | $123,800 | $859 | $620 | $1,190 | $570 |
| Shrewsbury, MO | $163,400 | $803 | $590 | $1,130 | $540 |
| Oakdale, IL | $126,100 | $729 | $500 | $1,010 | $510 |
| Calverton Park, MO | $74,400 | $849 | $600 | $1,160 | $560 |
| Westwood, MO | $736,100 | $543 | $360 | $770 | $410 |
| Wilsonville, IL | $55,200 | $471 | $340 | $650 | $310 |
| Cedar Hill Lakes, MO | $85,800 | $894 | $600 | $1,280 | $680 |
| Shafter, IL | $127,500 | $733 | $490 | $1,000 | $510 |