Gavop's guide to buying homeowners insurance in Vienna, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $180,000 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $122,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $308,000 | $270,000 | $350,000-$400,000 |
| 5 Bedroom | $328,500 | $290,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $699 |
| Superior Protection Discount | -$83 | $748 |
| Fire & Security Discount | -$91 | $740 |
| Hail Resistant Roof Discount | -$17 | $815 |
| Newly Constructed Home Discount | -$175 | $657 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Forsyth County | $1,500 | $821 | $2,321 | $597 | $2,097 | $224 |
| Vienna, NC | $700 | $822 | $1,522 | $597 | $1,297 | $225 |
| King, NC | $300 | $702 | $1,002 | $510 | $810 | $192 |
| South Liberty, NC | $1,000 | $608 | $1,608 | $442 | $1,442 | $166 |
| Yadkin, NC | $500 | $642 | $1,142 | $466 | $966 | $175 |
| Snow Creek, NC | $1,500 | $532 | $2,032 | $386 | $1,886 | $145 |
| Patrick County, VA | $400 | $575 | $975 | $418 | $818 | $157 |
| Healing Spring, NC | $2,000 | $753 | $2,753 | $547 | $2,547 | $206 |
| Gwaltneys, NC | $500 | $695 | $1,195 | $505 | $1,005 | $190 |
| McLeansville, NC | $700 | $770 | $1,470 | $559 | $1,259 | $210 |
| Sedalia, NC | $100 | $799 | $899 | $581 | $681 | $218 |
| Randolph County, NC | $1,000 | $690 | $1,690 | $501 | $1,501 | $189 |
| Home Insurance Company Vienna, NC | Homeowners Insurance Agency Vienna, NC | Address | Popularity Score | Distance from Vienna (miles) |
|---|---|---|---|---|
| Erie | Wilson Insurance Services | 3288 Robinhood Road Suite 102, Winston Salem, NC, 27106 | 5.6 | |
| Travelers | The Hassell Insurance Group Inc | 1365 Westgate Ctr Dr Ste J-1, Winston-Salem, NC, 27103 | 7.2 | |
| State Farm | James Sweatt | 668 Hanes Mall Blvd, Winston Salem, NC, 27103-5670 | 8.0 | |
| Travelers | Mcleod Insurance Agency Llc | 1203 South Fayetteville St, Asheboro, NC, 27203 | 45.5 | |
| Allstate | Michael Patterson | 3817 Lawndale Dr Ste B2, Greensboro, NC, 27455 | 32.1 | |
| Nationwide | Ohanlon Insurance & Financial Services | 5411-D West Friendly Ave, Greensboro, NC, 27410 | 29.5 | |
| Nationwide | Sandra L. Mabe | 4012 Country Club Rd, Winston Salem, NC, 27104 | 6.1 | |
| Allstate | Duane Dahlheimer | 1441 Richardson Dr, Reidsville, NC, 27320 | 42.9 | |
| Nationwide | Corie F. Mcrae Agency Inc. | 128 N Park St, Asheboro, NC, 27203-5440 | 44.5 | |
| Allstate | Len Bluitt Jr | 4670 Yadkinville Rd Ste B, Pfafftown, NC, 27040 | 2.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,240 | $590 |
| Forsyth County, NC | $151,400 | $831 | $590 | $1,190 | $600 |
| Vienna, NC | $188,600 | $832 | $570 | $1,150 | $580 |
| King, NC | $148,600 | $711 | $510 | $980 | $470 |
| South Liberty, NC | $98,400 | $615 | $450 | $850 | $400 |
| Yadkin, NC | $131,300 | $649 | $470 | $900 | $430 |
| Snow Creek, NC | $84,400 | $538 | $370 | $760 | $390 |
| Patrick County, VA | $116,000 | $582 | $420 | $830 | $410 |
| Healing Spring, NC | $128,700 | $762 | $510 | $1,070 | $560 |
| Gwaltneys, NC | $115,900 | $703 | $470 | $970 | $500 |
| McLeansville, NC | $132,600 | $779 | $540 | $1,070 | $530 |
| Sedalia, NC | $139,700 | $809 | $550 | $1,160 | $610 |
| Randolph County, NC | $119,500 | $698 | $480 | $960 | $480 |