Gavop's guide to buying homeowners insurance in Edmunds County, SD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Edmunds County, SD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Glover Rd, 147th St, Addison Ave, 135th St, Co Rd 17, McKoane Ave, Milan Ave, 9th St, W Lake Dr, Co Rd 12 | $71,000 | $70,000 | $50,000-$75,000 | $53,000 | $50,000 | $50,000-$75,000 |
| 10th St, Nesbitt Dr, 8th Ave, 134th St, Lake Side Rd, 4th Ave, Dumont Ave, Main St, 362nd Ave, 376th Ave | $105,000 | $90,000 | $100,000-$125,000 | $48,500 | $50,000 | $50,000-$75,000 |
| Co Rd 13, Seward Ave, Ed Co 35A, 2nd St, 334th Ave, Main St, Broadway St, 143rd St, 341st Ave, 6th St | $86,000 | $70,000 | $75,000-$100,000 | $79,000 | $70,000 | $75,000-$100,000 |
| W Main St, 133rd St, 354th St, 372nd Ave, State Hwy 47, 139th St, 8th St, 124th St, 3rd St, Co Rd 3 | $95,500 | $90,000 | $75,000-$100,000 | $46,000 | $40,000 | $25,000-$50,000 |
| Co Rd 30, N Williams St, E 6th St, 142nd St, 5th Ave, 370th Ave, Wisconsin Ave, 136th St, Co Rd 1, 354th Ave | $194,000 | $170,000 | $150,000-$175,000 | $133,000 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $590 |
| Superior Protection Discount | -$72 | $648 |
| Fire & Security Discount | -$79 | $641 |
| Hail Resistant Roof Discount | -$22 | $698 |
| Newly Constructed Home Discount | -$209 | $511 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Edmunds County | $1,500 | $711 | $2,211 | $517 | $2,017 | $194 |
| Edmunds County, SD | $1,500 | $711 | $2,211 | $517 | $2,017 | $194 |
| Vermont, SD | $200 | $1,507 | $1,707 | $1,095 | $1,295 | $412 |
| Faulk County, SD | $500 | $696 | $1,196 | $506 | $1,006 | $190 |
| East Potter, SD | $2,000 | $842 | $2,842 | $612 | $2,612 | $230 |
| Orient, SD | $100 | $549 | $649 | $399 | $499 | $150 |
| Ashley, ND | $2,500 | $652 | $3,152 | $474 | $2,974 | $178 |
| Home Insurance Company Edmunds County, SD | Homeowners Insurance Agency Edmunds County, SD | Address | Popularity Score | Distance from Edmunds County (miles) |
|---|---|---|---|---|
| State Farm | Dustin Miller | 121 4th Avenue Sw Suite 1, Aberdeen, SD, 57401-4117 | 35.0 | |
| Allstate | Insurance Plus | 405 8th Ave Nw Ste 204, Aberdeen, SD, 57401 | 34.8 | |
| State Farm | Linda Shoup | 311 S Roosevelt St, Ste 2, Aberdeen, SD, 57401 | 36.7 | |
| Farmers | Jamie Drageset | 521 S Boyd St, Aberdeen, SD, 57401 | 36.0 | |
| State Farm | Bob Hilgemann | 1023 6th Avenue Se Ste 3, Aberdeen, SD, 57401-4713 | 35.8 | |
| Travelers | Mansfield Insurance Agency Inc | 187 E Main, Mansfield, SD, 57460 | 33.4 | |
| State Farm | Rick Klapperich | 613 N Main St, Redfield, SD, 57469-1289 | 49.9 | |
| Travelers | J C Campbell Inc | P O Box 576, Frederick, SD, 57441 | 44.8 | |
| Travelers | J C Campbell Inc | Po Box 576, Frederick, SD, 57441 | 44.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $680 | $1,360 | $680 |
| Edmunds County, SD | $114,000 | $720 | $520 | $1,000 | $480 |
| Edmunds County, SD | $114,000 | $720 | $480 | $1,030 | $550 |
| Vermont, SD | $325,000 | $1,525 | $1,020 | $2,090 | $1,070 |
| Faulk County, SD | $85,700 | $705 | $500 | $1,000 | $500 |
| East Potter, SD | $112,500 | $852 | $580 | $1,220 | $640 |
| Orient, SD | $33,100 | $556 | $400 | $760 | $360 |
| Ashley, ND | $59,900 | $660 | $450 | $920 | $470 |