Gavop shows you how to buy homeowners insurance in Jefferson County, OK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Jefferson County, OK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Sixth St, Howard Brooks Bennett Blvd, E2000 Rd, E2110 Rd, Peters St, D St, Maple St, 10th St, E2130 Rd, NE 6th St | $128,000 | $110,000 | $125,000-$150,000 | $108,000 | $100,000 | $75,000-$100,000 |
| Fifth St, Elm St, N2770 Rd, Ash St, D1975 Rd, E Shore Cir, Leo Lambert Rd, Pine Valley, Rumsey Smith Blvd, Homer Branch Blvd | $113,000 | $100,000 | $100,000-$125,000 | $64,500 | $50,000 | $75,000-$100,000 |
| E2070 Rd, Broadway St, E Iowa Ave, N Oak St, J R Ogle Blvd, Pat Apala Blvd, N2810 Rd, Hackberry St, James Ewbank Blvd, Old 81-98th Meridian | $120,000 | $100,000 | $100,000-$125,000 | $47,500 | $40,000 | $25,000-$50,000 |
| Ew 12, 1st St, S Second St, N2930 Rd, Lower Rd, Cemetery Rd, N2940 Rd, Sycamor, E2050 Rd, W F St | $92,500 | $90,000 | $50,000-$75,000 | $55,500 | $50,000 | $50,000-$75,000 |
| E C Ave, State Hwy 32, Kickapoo Ave, N 3010 Rd, Dixie Cemetery Rd, E Adams St, W C Ave, Ew 26, Lower Rd/ew 20, E2170 Rd | $109,500 | $100,000 | $100,000-$125,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $712 |
| Home and Two Car | -$133 | $649 |
| Home and Three Car | -$180 | $602 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $2,000 | $773 | $2,773 | $562 | $2,562 | $211 |
| Jefferson County, OK | $2,000 | $773 | $2,773 | $562 | $2,562 | $211 |
| South Jefferson, OK | $400 | $862 | $1,262 | $626 | $1,026 | $235 |
| Terral, OK | $700 | $708 | $1,408 | $515 | $1,215 | $194 |
| Leon, OK | $200 | $782 | $982 | $568 | $768 | $214 |
| Marlow, OK | $700 | $1,005 | $1,705 | $730 | $1,430 | $275 |
| Central High, OK | $300 | $1,644 | $1,944 | $1,195 | $1,495 | $449 |
| Elmore City, OK | $1,000 | $1,300 | $2,300 | $945 | $1,945 | $355 |
| Katie, OK | $200 | $1,722 | $1,922 | $1,251 | $1,451 | $471 |
| Sunset, TX | $700 | $1,523 | $2,223 | $1,106 | $1,806 | $416 |
| West Murray, OK | $500 | $1,249 | $1,749 | $908 | $1,408 | $341 |
| Lindsay, TX | $2,500 | $1,786 | $4,286 | $1,298 | $3,798 | $488 |
| Home Insurance Company Jefferson County, OK | Homeowners Insurance Agency Jefferson County, OK | Address | Popularity Score | Distance from Jefferson County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Sullivan Insurance Agency | 321 West Broadway, Ardmore, OK, 73401 | 40.8 | |
| State Farm | Chris Atchley | 1923 W Elk Ave, Duncan, OK, 73533-1639 | 29.7 | |
| State Farm | Paula Bush | 1414 12th Ave Nw, Ardmore, OK, 73401-1284 | 40.1 | |
| State Farm | Jason Hosch | 1908 E Gore Blvd Ste B, Lawton, OK, 73501-6128 | 46.0 | |
| Farmers | Jamie Slate | 1214 N Highway 81 Ste 110, Duncan, OK, 73533 | 29.4 | |
| State Farm | Emily Bush | 700 W Main St, Marietta, OK, 73448-2844 | 42.6 | |
| State Farm | Lee Sanger | 1616 W Gore Blvd, Lawton, OK, 73501-3611 | 47.8 | |
| Allstate | Barry L. Bowker | 150 S Commerce St, Ardmore, OK, 73401 | 40.2 | |
| Farmers | Jack Carden | 707 Nw Sheridan Rd, Lawton, OK, 73505 | 48.6 | |
| GEICO | R. A. Burt | 1300 Northwest Sheridan Road Suite B, Lawton, OK, 73505 | 48.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,010 | $2,100 | $1,090 |
| Jefferson County, OK | $59,700 | $782 | $530 | $1,090 | $560 |
| Jefferson County, OK | $59,700 | $782 | $560 | $1,100 | $540 |
| South Jefferson, OK | $53,400 | $872 | $600 | $1,240 | $640 |
| Terral, OK | $37,500 | $717 | $480 | $990 | $510 |
| Leon, OK | $45,000 | $791 | $540 | $1,130 | $590 |
| Marlow, OK | $118,300 | $1,017 | $690 | $1,430 | $740 |
| Central High, OK | $149,600 | $1,664 | $1,180 | $2,350 | $1,170 |
| Elmore City, OK | $103,900 | $1,316 | $910 | $1,820 | $910 |
| Katie, OK | $161,100 | $1,743 | $1,200 | $2,420 | $1,220 |
| Sunset, TX | $105,000 | $1,541 | $1,020 | $2,370 | $1,350 |
| West Murray, OK | $97,500 | $1,264 | $850 | $1,810 | $960 |
| Lindsay, TX | $189,000 | $1,808 | $1,190 | $2,780 | $1,590 |