Gavop's guide to buying homeowners insurance in Edenton, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $114,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $124,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $226,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $327,500 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $594 |
| Superior Protection Discount | -$63 | $636 |
| Fire & Security Discount | -$49 | $650 |
| Hail Resistant Roof Discount | -$14 | $685 |
| Newly Constructed Home Discount | -$140 | $559 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chowan County | $700 | $631 | $1,331 | $458 | $1,158 | $172 |
| Edenton, NC | $2,500 | $691 | $3,191 | $502 | $3,002 | $189 |
| Jamesville, NC | $100 | $514 | $614 | $373 | $473 | $140 |
| Alligator, NC | $100 | $632 | $732 | $460 | $560 | $173 |
| St. Johns, NC | $2,500 | $557 | $3,057 | $405 | $2,905 | $152 |
| Moyock, NC | $2,500 | $876 | $3,376 | $637 | $3,137 | $239 |
| Washington Park, NC | $500 | $1,145 | $1,645 | $832 | $1,332 | $313 |
| Camptown, VA | $1,000 | $480 | $1,480 | $349 | $1,349 | $131 |
| Duck, NC | $300 | $2,336 | $2,636 | $1,697 | $1,997 | $638 |
| Boykins, VA | $1,500 | $572 | $2,072 | $416 | $1,916 | $156 |
| Home Insurance Company Edenton, NC | Homeowners Insurance Agency Edenton, NC | Address | Popularity Score | Distance from Edenton (miles) |
|---|---|---|---|---|
| Allstate | Dan Pittman Insurance Agency | 123 S King St, Windsor, NC, 27983 | 19.9 | |
| State Farm | Merle Green | 1131 Wal-Mart Drive, Williamston, NC, 27892 | 30.4 | |
| Nationwide | The Bembridge Insurance Agencies Inc | 708 N Broad St, Edenton, NC, 27932 | 0.8 | |
| Travelers | The Parker Agency Inc | 166 W Main Street, Murfreesboro, NC, 27855 | 38.6 | |
| State Farm | Larry Spivey | 1106 N Broad St, Edenton, NC, 27932-1506 | 1.1 | |
| Nationwide | Walker & Associates Services Inc | 1067 Brentway Ave Ste 124, Williamston, NC, 27892 | 30.3 | |
| Liberty Mutual Independent | James Insurance Agency | 115 E 10th St , Scotland Neck, NC, 27874 | 46.3 | |
| Erie | J W Rook-Edmondson Insurance | 121 Railroad Street W, Bethel, NC, 27812 | 46.8 | |
| Liberty Mutual Independent | J W Rook & Son Inc | 121 West Railroad Street, Bethel, NC, 27812 | 46.8 | |
| Liberty Mutual Independent | Boyd Agency Inc | 107 E Main St , Williamston, NC, 27892 | 29.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,220 | $570 |
| Chowan County, NC | $128,300 | $638 | $440 | $910 | $470 |
| Edenton, NC | $126,400 | $699 | $500 | $970 | $470 |
| Jamesville, NC | $81,300 | $520 | $380 | $740 | $360 |
| Alligator, NC | $103,100 | $640 | $440 | $920 | $480 |
| St. Johns, NC | $88,900 | $564 | $380 | $770 | $390 |
| Moyock, NC | $275,600 | $887 | $600 | $1,260 | $660 |
| Washington Park, NC | $244,300 | $1,159 | $850 | $1,590 | $740 |
| Camptown, VA | $87,100 | $486 | $340 | $690 | $350 |
| Duck, NC | $542,300 | $2,364 | $1,680 | $3,290 | $1,610 |
| Boykins, VA | $105,400 | $579 | $420 | $800 | $380 |