Gavop tells you how to get the best homeowners insurance in Cleveland, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $65,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $167,500 | $130,000 | $175,000-$200,000 |
| 3 Bedroom | $158,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $249,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $375,500 | $300,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $667 |
| Superior Protection Discount | -$74 | $749 |
| Fire & Security Discount | -$74 | $749 |
| Hail Resistant Roof Discount | -$25 | $799 |
| Newly Constructed Home Discount | -$198 | $626 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,392 |
| Hail Damage | $4,853 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,051 |
| Home Insurance Company Cleveland, NC | Homeowners Insurance Agency Cleveland, NC | Address | Popularity Score | Distance from Cleveland (miles) |
|---|---|---|---|---|
| Nationwide | Craig Insurance Group Inc | 1125 W Nc Highway 54 Ste 204, Durham, NC, 27707 | 33.2 | |
| Travelers | Bowen Insurance Agency Inc | 1143 Executive Circle Suite G, Cary, NC, 27511 | 18.8 | |
| Allstate | Todd Mendler | 1215 Jones Franklin Rd Ste 205, Raleigh, NC, 27606 | 16.5 | |
| Allstate | Tom Ficquette | 112 Perkins Dr Ste 600, Chapel Hill, NC, 27514 | 39.4 | |
| Erie | Lee Winters Insurance Agency Llc | 1330 Saint Marys Street Suite 250, Raleigh, NC, 27605 | 16.3 | |
| Nationwide | All About Insurance | 342 S Churton St, Hillsborough, NC, 27278-2509 | 45.9 | |
| State Farm | Sally Cox | 1141 Kildaire Farm Rd, Cary, NC, 27511-4563 | 18.8 | |
| Travelers | Vandy Ennis Agency | 1003 High House Rd Ste 204, Cary, NC, 27513 | 21.9 | |
| Allstate | Walt Dunn | 3544 Davis Dr, Morrisville, NC, 27560 | 23.8 | |
| State Farm | Suzanne Wilson | 8961 Harvest Oaks Dr Ste 205, Raleigh, NC, 27615-2140 | 23.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,270 | $670 |
| Johnston County, NC | $150,700 | $828 | $590 | $1,150 | $560 |
| Cleveland, NC | $185,400 | $823 | $590 | $1,140 | $550 |
| Garner, NC | $167,700 | $771 | $550 | $1,090 | $540 |
| Banner, NC | $125,300 | $695 | $500 | $950 | $450 |
| Ingrams, NC | $122,300 | $682 | $490 | $970 | $480 |
| Neills Creek, NC | $149,000 | $711 | $520 | $990 | $470 |
| Princeton, NC | $87,000 | $553 | $370 | $770 | $400 |
| Bartons Creek, NC | $448,300 | $1,059 | $770 | $1,510 | $740 |
| Pittsboro, NC | $237,200 | $1,139 | $760 | $1,610 | $850 |
| Stantonsburg, NC | $79,900 | $512 | $350 | $710 | $360 |
| Calypso, NC | $72,700 | $469 | $320 | $650 | $330 |
| Cedar Rock, NC | $87,900 | $558 | $400 | $790 | $390 |